"Bright bright moon is entered 50 thousand, must resemble a month entering alive however 5 1000 " , such case also can appear in the United States.
According to CNBC report, the United States has a pair of such husband and wife, many years old 30, the life is in new York, rear two children, the family before duty year income is as high as 500 thousand dollar (add up to 3.36 million yuan of RMBs about) , but they still feel oneself " it is a poor " .
Perhaps some people can feel: "New York, city of American a gleam of, year do not calculate for certain into 500 thousand dollar tall ah " , but viewed data won't somebody has this kind of idea.
The family before the duty of 500 thousand U.S. dollor year income calculates absolutely in the United States on good-paying group.
According to CNBC report, median of income of the year before last year of American individual tax also has 30 thousand dollar to control only.
The median of income of the year before last year of American family tax also has 76 thousand dollar to control only, this is opposite far be not a patch on 500 thousand dollar of husband and wife.
Even if be to be in new York such city, year of income median of a 4 home also summary prep above 104 thousand dollar. Alive bound any cities, year of income of 500 thousand dollar is OK say to go up good-paying.
The American of different record of formal schooling and industry, income difference is very big still. the four seasons was spent 2017, american is average yearly salary is 44 thousand dollar is controlled; Average without the crowd of high school record of formal schooling yearly salary has 27 thousand dollar to control only.
So the feeling that why can this have money to be used not quite to good-paying husband and wife? It is this after all too argumentative to the couple, is the manners and morals of the time that still is new York too hard?
The domestic cost Zhang that they issue in light of us is odd. . .
We can see, although income of their tax the year before last year has 500 thousand dollar, but buckle endowment insurance (the United States calls 401K to plan) , after all sorts of duty, have 278 thousand only (about 1.867 million RMB) dollar. Eliminate all sorts of cost, come down last years unexpectedly can remnant 7300 dollars. . .
See chart again carefully, this pair of husband and wife year income is very big one part flows to emeritus welfare to plan, and they repay even aid the debt that learns loan. Although year of their income be " good-paying estate " , but the eliminate duty, fixed expense, cost that raises the child and expenditure of other take into consideration the circumstances, seem really remnant not how many. . .
The case of go about telling people how hard up one is of the person that this removes good-paying also caused the attention of Peng rich company.
To the couple the expense of two, speak bluntly of Peng rich company: This understands probably to the couple " poor " the true meaning of this word. . .
From the point of their expenditure, look completely not to come out they have themselves to say so " have too many problems to deal with " . This family has every year 3 times go vacationing, travel enjoys sexual consumption to amount to 18 thousand dollar.
Besides, this still has the pay with a very high one's style of work as well as one's moral quality to husband and wife: The charitable contribution of 18 thousand dollar.
Apparent, this family does not have apparent economic pressure. They spend 18 thousand dollar every year to be on the journey, still contribute 18 thousand dollar to give charity, the car that still raised two prices not to poor in new York (raise fare every year 60 thousand dollar) .
Besides, still have what have 10 thousand dollar every year " additional expense " , because " the cost that always has arise suddenly " . Beautiful couplet store a report last year May shows, the urgent pay that the American of 40% links 400 dollars the burden does not rise.
Besides, they keep the 7300 dollars that the Qian Yeyuan below shows on sheet of far more than Zhang every year so dot. Their pension material benefits plans account one year to have 36 thousand dollar; Their annual room borrows defray to have 60 thousand dollar, repay student loan amount has 32 thousand dollar. These repaying the only capital fund that the expenses of loan also raised this pair of husband and wife actually, no matter be from the angle that increases building asset net value for, or from the angle that reduces debt of their student loan for.
According to Peng Bo company reporter is calculated, this can keep below 100 thousand dollar one year actually to the couple (the gross income before taking duty 20% the left and right sides) .
They are not loath keep the pot boiling at all; They are put actually left money of very big brushstroke. They are in of fortune accumulate not only reflect the Zhang face capital in that 7300 dollars to go up, still have bigger go up in pension account and house property partly.
But because return the money of loan,not be to use oneself to spend (Xiang Shou) , so this does not think these money are deposit possibly to husband and wife.
See the news of go about telling people how hard up one is of couple of this pair of good-paying, netizen of many United States does not sit! Direct open insanity spits groovy mode.
CNBC is pushed this special below have many 10 thousand comment (up to dispatch before) .
Their building value 1.5 million dollar, house property duty wants 20 thousand dollar. Really " average household " oh. . .
See this must go vacationing one year 3 times to the couple, the day that I feel them sincerely " enough hardship " .
The specified number that they still have 10 thousand dollar one year is spent " the expenditure of arise suddenly " . . .
Do not know to have a person to observe the room of 1.5 million dollar? A forehead paying gold of BMW car? Have 6 1000 U.S. dollors every year 3 times go vacationing? I am really right this family expresses " sympathize with " .
I am a deformity personage. I total expenditure of every months has 1300 dollars only, and chummage is about 700 dollars. If the 7 1000 dollars that this leaves one year to husband and wife allow the word that I will come to spend, I can be spent so that be full of originality certainly!
I have 200 dollars every months only in the can beautiful money on food, still 60 dollars deal with all other opening to sell (do not include Zhang sheet) , I want a tear to flow into the river.
In fact, be in the United States, poverty also is everywhere is visible.
" fortune " an article of the magazine points out, people of 1 million United States is apart from poverty water of a monthly pay is so only far. . .
According to a of Prosperity Now newest report, the American family of 40% is exceeding devoid circulating fund. This is meant, if their pay is interrupted suddenly, they satisfy the basic life expense of impoverished line above without enough bank savings.
Prosperity Now still points out, actual condition returns how terrible in likelihood comparing report, because of a 4 home " circulating fund is poor " the definition is circulating fund little at 6275 dollars. If a family encounters bit of what thing, demand of this circulating fund is conservative estimation only.
So the issue came, this compares most American obviously to new York couple abundant, why do they still feel themselves really " quite poor " ?
The reporter of Peng rich company gave such explanation:
The likelihood has another reason to bring about go about telling people how hard up one is of family of good-paying United States -- always more wealthy than them person exists. This is opposite year of income the husband and wife of 500 thousand dollar may with year income the connubial intercourse of 2 million dollar.
To the wealthy person of different level, the rich people that a lot of wanting that upgrade climbs may be looked up at more the person of high-level class, because this special angst ground wants,overtake more wealthy person.
Editor | Sun Zhicheng
Daily economy news is integrated
Company of rich of CNBC, Peng, round-the-world times
