Chinese people bank asks for letter center to already tried run new edition individual to ask for a letter to report, this ask forring believes a report to will go up formally at the near future line. As we have learned, new edition individual asks for letter report to collect information general more refine, more comprehensive, more essence of life is accurate. At the appointed time, "Tear open east the wall fills on the west wall " , raise card in order to get stuck, after producing serious violate a treaty, sell door come " wash white " ... these not sincere letter behavior produces the likelihood more serious consequence.
Does individual of Central Bank new edition ask for letter report and old edition what to difference there is? Does the report that sign a letter upgrade what effect can you produce to individual life? The reporter covered the expert inside course of study and learned man.
Why to roll out new edition individual to ask for a letter to report?
The expert tells a reporter, chinese people bank asks for letter center to pass a lot of consideration, the decision rolls out new edition to sign letter report.
The expert expresses, progress of new period economy believed a report to raise new requirement to individual ask forring. How fast compose builds a perfect and efficient credit society, make the main job with the current trade that sign a letter.
New old does two edition individual ask for letter report to have why difference?
The metabolic end that the expert asks for two edition individual the letter to report is at 3 o'clock, namely more refine, more comprehensive, more essence of life is accurate.
Does the report that sign a letter upgrade what effect will produce to the individual?
Can say, new edition individual asks for a letter to report the information in covered the square respect range that people lives. In anyplace break one's promise, may be asked for to believe report on record by new edition individual.
When the individual applies for loan, no matter be the room is borrowed, the car is borrowed or consumption borrows money, financial orgnaization great majority can examine an individual to ask for a letter to report first. Accordingly, ask for letter report to once keep negative record,go up, may affect credit to obtain batch.
Still market personage compares discovery, "The divorce buys a room to will become the past afternoon in the morning " . The letter is signed in old edition in the report, both sides of hypothesis husband and wife is collective reimbursement, the man advocate borrow, so woman ask forring is not reflected in letter report indebted; And new edition signs a letter in the report, as collective borrower, husband and wife all can be reflected in the bilateral report that sign a letter indebted.
"If expend water the circumstance such as pay to be recorded inside, I feel to had been held out, the data that collects a letter to cover so, collection dimension is spent more more much, wide, conduce to the judgement of more comprehensive ground, sincere letter level that evaluates a person and credit circumstance. " Dong Ximiao of assistant dean of academy of finance of heavy this world of Chinese people university expresses when accepting a reporter to interview, ask for letter big data to be about data is enough much, enough big, such talent are enough more stereo depict a person and even a sincere letter level of the society.
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How to protect good individual information?
New edition individual asks for letter seminar to collect more individual information. To problem of individual information safety, what work should have each just done?
Chinese people university weighs Dong Ximiao of assistant dean of academy of in relief finance to express, "The Central Bank builds an individual to ask for letter report to have the action that does not believe an orgnaization to gather individual information at social ask forring, the respect is protected to be able to consider relatively comprehensive in individual information safety and individual privacy.
In the meantime, dong Ximiao suggests, should perfect information to protect legislation, compose builds credit to share an environment.
1, in basic law level, make individual information protect a law as soon as possible, of attribute of the legal position that specific individual information counterpoises, right and individual information collect use principle, for individual information protection provides a basis; 2, in regulations system level, should be in regulations of the administrative regulations that the key domain such as sanitation of business affairs of finance, communication, electron, education, medical treatment makes individual information protect, department; 3, in industry self-discipline level, lead key industry, get army the enterprise builds individual news development to use inside state law frame from industry regulation, self-discipline of sufficient play industry manages a mechanism.
