Break out! Is loan fried came again? Again credit fund is violated compasses flow into capital market and estate market, two banks eat punish sheet!
Superintendency branch is violated to credit fund compasses still maintain high-pressured blow.
Just entered 2 quarters, because disobey what credit policy suffers punishment to punish sheet to announce,have much home bank again. Among them, credit fund is violated compasses flowing into capital market and estate market still is superintendency key. Silver of near future Qingdao protects two pieces when inspect bureau announces to punish sheet, cause market key attention, restful bank and mail store bank " in gun " .
The personage inside course of study expresses, since this year A go strong continuously, multichannel capital swarms into the stock market under stock market rocket, include to violate among them compasses the credit fund that pours out of from the bank. Additional, many cities are made to policy of estate market adjusting control this year loosen moderately. Borrow executive interest rate to reduce as the room, market sentiment restores somewhat, building city begins to show sign of get warm again after a cold spell it seems that, because this credit fund is violated compasses flow into building city phenomenon to look up somewhat.
Credit fund is violated compasses flow into capital market and estate market
2 banks are punished
Because credit fund is violated compasses flow into capital market and estate market, branch of Qingdao of postal savings bank gets branch of restful bank Qingdao and China to punish sheet to a piece severally.
On April 4, qingdao silver protects the administrative punishment that inspect bureau releases to decide to show, branch of restful bank Qingdao is violated because of credit fund compasses flow into fund of capital market and estate market, credit by the divert, investigation before borrowing endless duty, be punished 900 thousand yuan. The time that Qingdao silver keeps inspect bureau to make punishment is on March 8, 2019.
Meanwhile, fund of credit of branch of Qingdao of Chinese postal savings bank is violated compasses flow into commercial bank of country of capital market and estate market, Qingdao to buy loan to violate careful management regulation badly, two banks are punished 300 thousand yuan respectively. Besides, still person of two relevant responsibility breaks the law because of participating in violate compasses extend loan is warned. This punishs sheet signing and issue date was on March 7, 2019.
As we have learned, examination of superintendency branch spot arrives to leave finally punish sheet, want to cost 3 two months commonly. Qingdao silver protects inspect bureau should be the violates compasses problem to make punishment that is aimed at the bank at the beginning of this year. The personage inside course of study expresses, credit fund is violated compasses the backside that flows into capital market, it is capital market temperature rises continuously. The stock market is perpetual since this year get warm again after a cold spell, each capital enters the arena in succession, include to violate among them compasses the credit fund that pours out of from the bank.
Since 2019, companion is moved as much home bank low head pay proportion, reduce a room to lend executive interest rate, camp of policy of much ground settle is unlocked gradually, the change that partial city cancels land and commodity house price fixing and much city to buy room policy pine to be restricted to wait for a series of building city vane, argument of building city get warm again after a cold spell is ceaseless. because of such, superintend forbidden " credit fund is violated compasses flow into estate market " perform in partial bank again.
Credit fund is violated compasses flow into " two city " severe superintend continuously
Since this year many pieces of exposure that punish sheet
Although superintend public proclamation to prohibit, bank credit capital violates compasses shedding to enter the stock market and building town still difficult prohibit completely. Meanwhile, silver-colored prison system continues the act that fund of severe blow credit violates compasses shedding to enter the stock market, announced credit fund many cases to violate compasses use case.
Since 2019, a prices greets a rocket. A what enter traditional sense to go up already is technical bovine city (go up more than 20% ) , capital market temperature rises continuously. Go up card index from 2440 bits all the way raise, already broke through 3200 a little bit at present, assembly of two city odd-numbered days hands in a quantity to also defeat -727379968 yuan repeatedly, compose of business chance having ticket still cries went out " on card put together points to the possibility that has a breakthrough 4000 a little bit " .
Here setting falls, bank credit capital is violated compasses become the popular topic that causes attention into city. Be in early this year March, stage city silver protects many pieces when inspect bureau announces to punish sheet to show, because loan utility canal accuses fund of lax, credit to violate compasses shedding to enter the stock market, two banks inside area under administration are punished 300 thousand yuan respectively, 250 thousand yuan. These involve credit to violate of compasses punish sheet to return what cause the market for a time to guess. Nevertheless, immediately has a bank to refute a rumor at that time say punishment is not had concern epicycle ox city. Personage of know the inside story says, this experience thing incident happened 2017, and business has been rectified and reform, have nothing to do with epicycle stock market.
This year on January 24, jin Hua branch eats Chinese construction bank to punish sheet, the behaviour that penalizes sheet to show this to because existence credit fund violates compasses shedding to enter the stock market, divert to invest at equity at buying product of conduct financial transactions, divert,go, be protected by former China silver inspect is met fine promote superintendency substation to fine a RMB 700 thousand yuan.
In addition, still credit fund is violated compasses the circumstance that flows into option market. Zhejiang Jia Xingyin protects what inspect substation announces with day to punish sheet to show, traffic bank fine because credit fund flows into option market to be punished 300 thousand yuan,start subsidiary bank.
Credit fund is violated compasses flow into building city not scarce also.
Feburary, website of the silver-colored meeting that keep watch announced fund of a batch of credit to violate compasses the bank that flows into estate market punishs sheet, these banks include bank of commercial firm of state-owned travel, share travel, city, bourg, involve Zhejiang beautiful water, and other places of hill of city of Anhui Hefei, Chu, saddle, the amount that be punished differs to 350 thousand yuan from 200 thousand yuan.
Disobeying credit policy and the random elephant that violate real-estate trade policy ever was former silver-colored inspect of meeting deploy 2018 domain of 22 keys punish. Silver protects inspect to ever also can be mentioned, want to perfect the estate credit policy that the difference changes further, forbidden " head pay borrow " borrow capital to violate with consumption compasses flow into estate market to wait.
Disobeying credit policy all through the ages is superintendency key
From various banking superintendency branch leaves go out punish sheet and make known his position to look, disobeying credit policy all through the ages is superintendency key.
At the beginning of 2018, superintendency branch is clear " severe accuse individual loan to violate compasses shedding to enter the stock market and room town " , gravity investigates market of of all kinds capital to violate compasses financing act; Violate compasses extend not do one's best, client is supervised to was not used by contract utility after fund of loan, credit is borrowed give the credit professional work such as the letter relevant domain superintends a key all the time. Former silver-colored inspect can put forward clearly to violate compasses general to express capital of inside and outside direct or indirect, borrow or bypass is cast to stock market, " two tall one remnant " wait for limitation or prohibit the point that the domain is chaos of punish banking market to resemble the job.
Divide severe outside accusing credit fund to violate compasses shedding to enter the stock market and room town, break the law violate compasses extend borrow etc also is superintendency key.
On April 4, in Qingdao silver the corresponding period of the bureau that keep watch announces in punishing sheet, include business of additionally one piece of credit to violate of compasses punish sheet. Branch of Qingdao of bank of Chinese the people's livelihood is violated because of breaking the law compasses extend loan, be confiscated 3.563 million yuan to violate earning, manage illegal gain 1 times amerce 3.563 million yuan, punish not aggregate 7.126 million yuan.
Just go first quarter, each district silver protects inspect bureau to be violated in the light of credit fund compasses move again and again.
According to insurgent news statistic. In Feburary 2019, the various silver-colored orgnaization that keep watch announces 160 pieces of banking to punish sheet in all, aggregate punish do not have 35.8 million yuan. From violate rule proposal origin to look, share 84 pieces of swords that punish sheet to point to credit business to violate compasses, take the in part that exposure always punishs odd number that month, include financial orgnaization loan to disobey careful management principle, loan to flow into estate market among them, after borrowing, superintend lax etc.
Enter March, 226 pieces of banking that the various silver-colored orgnaization that keep watch shows punish sheet in, 120 pieces are violated with credit business compasses is relevant. Punish sheet in order to be in a few fine specified number is larger pieces to be exemple, because branch of Dalian bank Beijing is violated compasses just extend to correlation credit, loan turns put time deposit and add makes loan of deposit receipt impawn, circulating fund loan and individual consumption loan by divert, orgnaization individual is aggregate be punished 2.21 million yuan.
