On April 8, " daily economy news " the reporter learns from relevant channel, to master insurance company in the round con risk manages ability state and con risk current situation, be on guard dissolve safe and con venture, protective insurance consumer closes right increase, health of stimulative insurance industry develops, the silver-colored meeting that keep watch plans to will launch insurance company in July at coming in April ability of con risk government evaluates the work oneself.
The silver-colored meeting that keep watch expresses, if insurance company is evaluated oneself,the result samples with superintendency branch answer judge a result to exist major difference, the silver-colored bureau that keep watch will instruct a company to rectify and reform related,
Danger look forward to is evaluated oneself and superintend sample answer judge photograph unionSafe and con, it is the act that point to name of insurance of make use of or uses insurance to add up to accomplice to take illegal profit, basically include insurance gold swindle kind manage insurance Wu fraudulent action, illegally kind fraudulent action and insurance contract bilk kind fraudulent action.
This, what the silver-colored meeting that keep watch pays close attention to also is the risk of these domains. " the announcement that about launching insurance company con risk manages ability to evaluate the work oneself " (the following abbreviation " announcement " ) show, evaluate content this to include, one, insurance company is con risk government case, include system system and constituent framework construction among them, built-in control and information system are developed, con risk identifies, evaluate with answer, turn over education of con job assessment, conduct propaganda to reach inform against, case management; 2, the con risk situation that insurance company faces, include con venture change of sex of overall condition, distributinging feature, trend.
Evaluate this will adopt " insurance company is evaluated oneself " and " superintendency department sampling review a case in which a death sentence has been passed by a lower court is evaluated " the kind that ties. Each silver-colored bureau that keep watch is in what send to newspaper of orgnaization of the legal person inside area under administration to evaluate the base that report and forms for reporting statistics have collect is analysed to go up oneself, choose partial insurance company to undertake check is evaluated superintendency, the key is chosen evaluate result and difference of daily superintendency evaluation oneself bigger, evaluate report compose oneself not serious, rectify and reform the company with not concrete step. In principle, the sampling amount of every silver-colored bureau that keep watch not less than 3, cover a group as far as possible (accuse) , the each type company such as belongings danger, life insurance. Orgnaization of the legal person inside area under administration protects inspect bureau less at 3 silver, should undertake superintendency to orgnaization of all legal person answer judge. To be being evaluated oneself the result samples with superintendency branch answer the insurance company that criticizes a result to be put in major difference, will protect inspect bureau to instruct a company to rectify and reform by relevant silver, supervise rectify and reform measure to fulfil reach the designated position.
"According to the requirement, each insurance company should take this seriously to evaluate the work oneself highly, accurate the perfect sex that evaluates company con venture to run a system objectively and effectiveness, and the con risk situation that faces. Serve as chance with evaluating work this oneself, contrast seriously flaw of mechanism of system of superintendency requirement postmortem is short of break, ceaseless and perfect con risk runs a system, raise con risk to run ability. " the silver-colored meeting that keep watch expresses.
Aim to raise danger look forward to con risk runs ability" announcement " show, the main purpose that evaluates the work this has 3: It is to try to find out the real intention case of con risk government mixes insurance company to work false instead develop a case; 2 it is evaluation insurance company con risk runs ability, analytic industry is con risk state; 3 it is to supervise and urge insurance company is fulfilled " be sure instead con and how-to " concerned requirement, perfect and con risk runs a system, raise con risk to run ability.
" daily economy news " the reporter notices, in Feburary 2018, superintendency layer was released " be sure instead con and how-to " , aim compose builds insurance industry standard of con risk management and oppose con technology level, be on guard further and dissolve safe and con venture.
In recent years, safe and con gimmick is renovated ceaselessly, develop as Internet insurance channel especially, typical safe and con setting arrives by the move below the line on the line Internet channel, typical insurance is in false Internet channel is highlighted most with danger of accident danger, healthy danger, airliner incur loss through delay, the business such as insurance of odd impawn of the car danger below traditional line, farming danger, storehouse also is the heavy disaster area with con insurance.
Seize association of international insurance ephor calculate, the safe and con amount with annual whole world occupies the 20%~30% of insurance reparations amount about. With respect to relevant major the personage is forecasted, our country produces safe and con case every year about a hundred, amount of record of conservative estimation experience is as high as several yuan of RMBs.
The personage inside course of study expresses, do not look from danger sort, car danger is the tall hair area with con insurance, among them steam repairs a factory to commit the crime to carry packet of case on the head to hold dominant position with the driver. In addition, meaning the con risk of money danger also is in be good at danger, look forward to to increase ceaselessly. Among them, meaning be good at danger commits the crime false the method concealments with each passing day, check harder, turned over con job to increase difficulty to insurance company and industry.
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