On April 4, qingdao silver protects inspect bureau to allot condemnatory announcement, branch of Qingdao of restful bank Inc. is violated because of credit fund compasses flow into fund of capital market and estate market, credit by the divert, investigation before borrowing endless duty, be protected by Qingdao silver inspect bureau punishment.
As we have learned, fund of credit of branch of Qingdao of restful bank Inc. is violated compasses flow into fund of capital market and estate market, credit by the divert, investigation before borrowing endless duty, disobey " banking of People's Republic of China controls administrative standard " the 46th regulation, qingdao silver protects inspect bureau to fine a RMB to branch of Qingdao of restful bank Inc. 900 thousand yuan.
Before before long, the silver-colored meeting that keep watch publishs public discourse, point out be on guard at present the progress that dissolves battle of financial venture assault fortified positions is level sex only, a lot of risk hidden danger had been not eliminated completely, of early days dissolve financial venture measure and achievement to also need to undertake consolidating. "Continue to stare at estate banking venture closely especially, want to develop loan, individual to mortgage loan to continue to implement careful loan standard to estate, want to control the development that accompanies speculation and individual loan strictly especially, should prevent estate banking venture to appear big question. Should prevent estate banking venture to appear big question..
Almost at the same time, central Bank conference also points out development of finance of our country economy enters new level, be on guard dissolve the significant risk task such as financial venture arduous, a lot of contradiction and issue are outstanding still. Strengthen estate banking prudent management, fulfil estate market to make the same score steady healthy progress to grow effect mechanism.
And in at present financial industry goes the crucial period of lever, the credit fund of branch of restful bank Qingdao still is violated compasses enter estate market and capital market, this is the superintendency policy that violates the silver-colored meeting that keep watch and Central Bank undoubtedly, still contain " take off solid to empty " management concept.
Begin from last year, branch of restful bank Qingdao already was superintended for many times the branch gives punishment.
Last year on January 19, the announcement of the first punishment 2018 gave this, because deal with a bank acceptance to examine commerce setting authenticity not strictly, be in in order to fine a RMB 200 thousand yuan. August, wash the control inside money to spend instead because of pressing a regulation to build again, did not fulfill client identity to identify obligation by the regulation, afore-mentioned subbranch of a bank of downtown of Qingdao of Chinese people bank is right violating compasses behavior makes 500 thousand yuan punishment.
Strategy of constant abundant bank studies Wang Lijuan expresses a researcher, bank credit capital violates compasses shedding to enter the stock market, show a bank to return existence flaw in the respect such as loan utility management on one hand, the examination after existence is borrowed does not reach the designated position wait for a problem. On the other hand, the consumption that grows quickly in last few years shifts business, 300 thousand yuan do not need be commissioned to pay below, the bank checks the final utility of loan very hard. "To business of this kind of small and high frequency loan, the bank is monitored it is difficult to exist really. " Wang Lijuan expresses.
Huang Zhilong of director of macroscopical economy research center points out academy of Su Ning finance, prospective finance superintends what will still have rolled out 2018 centrally be aimed at banking " 3339 " wait for all sorts of irregularity to violate compasses act, be aimed at bank credit capital especially by divert, at the same time the loan of general benefit finance, small small company, civilian battalion enterprise supports policy to will make superintended key field gradually. (our newspaper reporter)
