Recently, management board of Hong Kong banking awards Hong Kong first fictitious bank license plate to 3 finance orgnaization. Industry thinks, fictitious silver-colored guild is specialized in in recent years in the ascendant shift pays, namely electronic purse market, develop all sorts of is aimed at the net is bought, the shift of business door and individual pays program.
Although at present Hong Kong person still reviews idiomatic cash is mixed " 8 amount to " pay, but the acceptance that they pay to shift is spent already rose somewhat. Face vast development space, bureau of canal of Hong Kong gold and operation business people go out one after another action, strive to let shift pay an experience more convenient, setting richer, thereby more get Hongkong's person reception.
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Accept live to promote gradually
Hong Kong productivity bureau announced 2018 " pay treasure (Hong Kong) intelligence pays popularize an index " show, local shift pays popularize an index to be 53.9 (highest for 100) , prep above the boundary of 50. The result still shows, about 3 into suffer visit a citizen to ever had used a mobile phone to pay, among them 25 years old of acceptance that pay to shift to 34 years old of personages rate is top; Exceed 9 to become suffer visit shopkeeper door have offer be not out-of-pocket expense channel, the commonnest channel signs Zhang for credit card (81% ) , pay for the mobile phone next (43% ) . This result mirrorred shift to pay to already shaped with each passing day in Hong Kong, popularize degree of ceaseless promotion.
Does the difficult point that Hong Kong shift pays promotion where? It is information safety problem firstly. Shift pays need to bind the bank gets stuck and get user data surely, the sweet Hongkong's person that lets discretion flinchs. Chen Qiru of vice president of department of Tecent finance science and technology expresses, from the point of the moving experience of purse of small letter Hong Kong, hong Kong citizen to privacy, data sensitive it is one of difficulty that carry out shift to pay.
On the other hand, hong Kong person is mixed in credit card " 8 amount to " use on already the habit with mature nurturance. Especially " 8 amount to " , this piece of card volume traffic that was born 1997, meal, shop, the function such as service, entrance guard at an organic whole, issue already exceeded 35 million pieces, had covered 24 thousand when even more of Hong Kong market serves trader 15 thousand times retail sites, satisfied a citizen almost the disbursement of all and daily consumption demand.
"Sweep " everywhere is visible
"The purse that lets a mobile phone become you " , this is the advertisement word that pays official of treasure Hong Kong the net. Although the shift of Hong Kong pays,gain ground degree remain to promote, but difficulty did not let Hong Kong gold be in charge of bureau and shift to pay operation dealer people flinch. Contrary, they think Hong Kong is a market that remains to develop, the user is used to OK also and progressively education.
Before before long, pay treasure (Hong Kong) the user already can be used on Xiaoba of Hong Kong special railway line " Yi Cheng is piled up " (EasyGo) undertake 2 dimension pile up flow to pay. Need only " sweep " , the time that the passenger does not spend one second only can be finished pay fee, take a car easily. This plan is used double reach from the line the technology pays after be being multiplied first, ensure the user is not stabilized in the network or the circumstance with insufficient remaining sum falls, still can use electronic purse capture to pay a carfare. Current, harbor edition pays treasure to already enclothed even more in Hong Kong 1.5 million individual user and 20 thousand much business door, thousands of taxi mixes development 30 many downtown streets.
Just do not pay treasure, instantly electron purse lets a hundred flowers blossom in Hong Kong it may be said. The data that Hong Kong productivity bureau published in July 2018 shows, inland two pay bibcock enterprise to pay treasure greatly (the user is occupied 22% ) reach small letter to pay (the user is occupied 19% ) race to control the major market that Hong Kong mobile phone pays a domain, it is Apple Pay next (the user is occupied 13% ) reach Payme (the user is occupied 8% ) . Up to now, bureau of canal of Hong Kong gold has extended 16 pieces store the value pays a tool license tag.
The payment for convenient electron purse and mutual between turn Zhang, tubal bureau rolled out Hong Kong gold to pay a system quickly in September 2018 " revolution is fast " . The user need not install program or APP additionally, need only with mobile phone number, email address or " revolution is fast " identification code regards the identifying of chamberlain as code name, can reach an electron to undertake platform pays crossing on purse or turn in the bank on respective net Zhang, support Hongkong dollar and RMB two kinds of moneys.
Trouble-free free travel inland
"I travelled to inland in the past, need to change good RMB to just go first. Good now, I should open harbor edition to pay treasure or purse of small letter Hong Kong only, can pay directly, the save labour when the province. " refer shift pays to facilitate in what cross condition use respect, the fine a person of extraordinary powers that pursues financial job in Hong Kong expresses so.
The pace that as HongKong and Macow of another name for Guangdong Province big bay area builds is accelerated, a lot of sweet Hongkong's people come and go increasingly at the outback city of big bay area and Hong Kong. Experience the advantage that more shift pays to allow Hong Kong user, partial operation dealer thinks the applied setting that will pay a method to receive Hong Kong this locality and inn-keeper not merely, it is butt joint of effort and outback platform, businessman more, let cross condition pay become more and more convenient.
Since March, pay treasure (Hong Kong) business is extended from Hong Kong to city of inland of area of big bay of HongKong and Macow of another name for Guangdong Province, enclothe the many sided such as food, travel, medical treatment, traffic, shops of tens of business of inland of area of 10 thousand big bays accept an user to use pay treasure (Hong Kong) pay. Chinese silver-colored couplet also rolls out the cloud to shine in area of HongKong and Macow pay APP HongKong and Macow to run service blocking a person, in order to satisfy dweller of HongKong and Macow in inland in crossing condition journey, quick use shift pays a service.
