Money signs up for season to raid, of orgnaization of finance of many consumption that hold a card outstanding achievement also gave heat in succession 2018. Land home mouth (600663.SH) 2018 what its announced to become a shareholder in annals is medium silver-colored consumption finance manages data case. Money newspaper shows, silver consumes finance in net 2018 gain is 559 million yuan.
Specific and character, unless,buckle regular before increase and decrease, silver consumes finance in the net gain with possessory parent company of 2018 year vest in is 559 million yuan; And unless,deduct regular after increase and decrease, silver consumes finance in the profit with attributive possessory parent company is 386 million yuan, compared to the same period pelter 71.9% .
Data shows, silver consumes finance to unless,was buckled 2017 in regular profit of net of increase and decrease is 1.375 billion yuan, was 512 million yuan 2016. Silver-colored consumption finance expresses in, 2018, suffer capital to lead an impact amply, company business dimensions and business income suffers be restricted. In the meantime, the cost such as capital rises, outstanding achievement fluctuates somewhat.
Center of news of finance of the Internet below banner of seven finance and economics understands, in fact, to in for silver-colored consumption finance, 2018 is a queasy year really. Make public information to show, violate because of breaking the law for many times compasses, silver consumes finance in inside 2018 be superintended 3 times sectional punishment, aggregate punish do not have amount 2.99 million yuan.
Among them, on May 25, 2018, the administrative punishment that the silver-colored meeting that keep watch announces decides the book shows, in July 2016, when silver consumes finance to borrow money in conduction part in, put in the behavior that collects fees with borrowing. Bureau of Shanghai silver-colored inspect is opposite lawfully in silver-colored consumption finance makes a warning, punish not aggregate one million three hundred and eighty-six thousand eight hundred yuan.
This also is consumptive finance domain head Zhang Yin " collect fees in order to borrow " violate compasses behavior to leave those who go out punish sheet. On October 25, 2018, the report that net of Chinese judge copy clerk publishs shows, because close,silver consumes finance in " loan employs cost " court of intermediate people of city of the stannum that be not had by Jiangsu province decides for illegal, this charge should be deducted from inside loan principal.
In the meantime, exceed the share of 24% to the add up to such as accrual of exceed the time limit, fine for delaying payment, people court does not grant to support. Of the same age September, together in loan proposal, court of people of division of drum-tower of Jiangsu Xuzhou city also is maintained in of silver-colored consumption finance " loan employs cost " do not have at the law according to, answer to be deducted from inside loan principal.
In condemnatory respect, on October 16, 2018, the Central Bank releases the silver in be opposite to consume financial administration to punish information to show, because disobey " draft the regulation that believe industry " , silver consumes finance to be fined with 100 thousand yuan by office of branch of Central Bank Shanghai in. On October 19, because of " the investigation before borrower income circumstance is borrowed did not fulfil his duty; Carry out individual loan fund not strictly to pay management the regulation; Did not adopt efficient way to dog examination loan fund is used " , silver consumes finance to be instructed to ask to rectify and reform by bureau of Shanghai silver-colored inspect in, penalize a fund 1.5 million yuan.
Information shows, silver-colored consumption finance held water in June 2010 in, it is one of consumptive banking firms that build permissibly via the silver-colored meeting that keep watch. The Bank of China is occupied 40.02% , for the biggest partner; Mouth of home of 100 couplet group, land, medium company of silver-colored credit card (in silver-colored Hong Kong is subordinate) hold respectively 20.64% , 12.57% , 12.37% .
Current, silver consumes financial major servicing to issue big credence to borrow for the line in, guaranty consumption borrows a line, the forehead is spent in 200 thousand yuan of less than. In the meantime, still manage cash to borrow -- in borrow easily silver-colored consumption purse, newly wait with credit sailing, still aid with the collaboration such as today's top headlines shift business, provide user, medium of communication by Internet platform.
On April 3, silver-colored Hong Kong is announced in, the investor of silver-colored consumption finance agrees with all investor to register the addition that the silver in participating in consumes capital in, and company of credit card of the silver in deciding what You Boyu and Chinese larch assume to add endowment forehead to will be reached by mouth of home of group of Bank of China, 100 couplet, land formerly raises at finishing severally according to its before registering capital, be in in the equity scale of silver-colored consumption is assumed. And Bo Yu and Chinese larch are exited add endowment plan. (civil / Ke Dong)
