Mr Chen is Fujian person,
He will buy car of A6 of an Ao Di to the friend last year in August,
Because need capital have enough to meet need
He holds a person in the palm to search assure the company handles loan.
Plan to lend him of 200 thousand to borrow money however 249500 yuan only originally.
Assure the commission that the company says to 49500 yuan are them,
Mr Chen becomes aware derive from road of personal bedding bag.
April 3 afternoon, the reporter closes friend in area of Guiyang city beautiful brook two handcart trade the market saw Mr Chen. Mr Chen says, he will handle mortgage loan last year in August, had returned 7 months at present, before except paragraph time calls a bank, oneself are returned by be kept inside a drum-be kept in the dark.
Old master: I feel they this belongs to a contract con, harm my individual interest.
Mr Chen tells a reporter, a6 of this Ao Di is a friend, both sides has talked about 254000 yuan to clinch a deal. Because need capital have enough to meet need, the man that he asks to call Wang Xiaowu finds beautiful brook area to close friend the couplet numerous financing inside two handcart market is rented (Shanghai) limited company deals with guaranty to borrow money, small still letter pays Wang Xiaowu 3500 yuan poundage.
Old master: The specified amount that I apply is spent is 200 thousand, finance company applied for 249500 yuan to me. He did not say to me this money is what money, also had not said this with me intermediate collection what charge, say those who close to this is a bank, this is accrual.
Because not be familiar with loan business, adding the other side to say the money that comes out more is the accrual of bank collection, mr Chen thinks should problem of it doesn't matter, then frank signed. Who knows, appeared actually such state.
Old master: They admit 49500 yuan are the middleman's fee that their company earns now, it is their poundage. Say this contract has been signed.
Borrow money near amount the commission of 1/4, mr Chen says whats cannot be accepted. He tells a reporter, the clerk when conduction loan procedures presses a thing that had not said commission.
Phone recording
Old master: When we sign a contract, what middleman's fee didn't you raise?
Numerous financing of couplet numerous couplet rents (Shanghai) Peng Yu of limited company staff member: Right!
Old master: Still have that poundage of 3500, I turn to Wang Xiaowu before your face, this is a fact.
Numerous financing of couplet numerous couplet rents (Shanghai) Peng Yu of limited company staff member: Hum.
Be aimed at this problem, mr Chen had an inquiry to bagman Wang Xiaowu again. Nevertheless, the other side was played couplet numerous financing to rent directly (Shanghai) limited company.
Wang Xiaowu: Those 3500 yuan poundage I had turned to their company, you have what problem to should look for them.
Old master: Have how many middleman's fee you should give an user to say ahead of schedule, cannot say later period is buckled directly to me from inside loan, say I borrow money directly your commission is 10 thousand or 20 thousand, I am willing to pay this cash.
So, is the commission of near 50 thousand money how arise? The reporter follows Mr Chen will to couplet numerous financing rent (Shanghai) limited company is closing friend the office of two handcart market, found chief of a spot. Nevertheless, the other side is not willing to face the reporter's camera lens.
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Numerous financing of couplet numerous couplet rents (Shanghai) limited company staff member: Just I also said to this Mr Chen, the thing that he needs, our company also can say to should give him processing to him.
Reporter: Had when commission signs a contract, said to him? How to say with him this is the accrual of the bank.
Staff member: Stick to his argument because of two, when we groom to the sale, be such, mr Chen was not informed to our report. We need to settle way now, we should obtain the contract to him, the company also is met somebody will to him handle this issue.
This controller expresses, they belong to financing to hire a firm, not be special loan assures company. To the problem that Mr Chen encounters, he also does not wish to divulge too much.
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Reporter: By what scale commission closes? He says to borrow the loan of 200 thousand how to be received 49, 500?
Staff member: These your doubt, mr Chen we can satisfy these things as far as possible, we can offer you as far as possible. I can let a company give you the explanation.
Mr Chen: Their clerk cheats me at that time, did not say to me.
Subsequently, the reporter also acquired connection with bagman Wang Xiaowu.
The phone is interviewed
Wang Xiaowu: He and the contract that the company signs, he should seek that company, will not look for me.
The business grows here, mr Chen is more affirmative, oneself are given to cover a region by the other side. To help Mr Chen, the reporter was taking him to find Guizhou to close friend service station of power of dimension of consumption of two handcart market. After showing one's purpose in coming, the inspector general that financial ministry calls old Qiu Shi refers to the problem of Mr Chen answer.
Chen Qiu of inspector general of ministry of finance of limited company of service of government of city of car of Guiyang car connoisseur is solid: We just saw him sign something, he himself knows loan is 200 thousand, but the autograph came down is 249500. To amount of many this share, it is the financial trap that the company clerk camera bellows that we say operates.
Old chief inspector says, complained them similarly to receive a lot of, because two handcart mortgage loan borrows money unlike new car, if do not understand relevant detailed rules, be deceived very easily so like old master.
Chen Qiu of inspector general of ministry of finance of limited company of service of government of city of car of Guiyang car connoisseur is solid: Still walk along judicatory program to handle, because this loan will be handled August last year, had returned 6 7 month, already irrevocable now, can handle this loan only through judicatory way.
Old chief inspector says, their finance ministry is special and free the advisory service that provides loan field to the person that buy a car, give groups of big more professional solution, consumer comes round to seek advice to treat unjustly money with respect to can little flower.
Chen Qiu of inspector general of ministry of finance of limited company of service of government of city of car of Guiyang car connoisseur is solid: We can are opposite for certain next the financial firm of compasses of this kind of disagreement undertakes banning, we also can ask relevant function section to cooperate our market, undertake clearing to these financial firms.
