Laolai problem is mixed in the society folk is leasehold in extensive existence, had made the disease of one big illness of current economy society, serious menace is worn social harmony is stable.
As the prosperity of Internet finance, consumer obtained more convenient, quick, agile small financing channel, economy and consumptive life get effective abundance is mixed extend. But here at the same time, also have a few lack sincere letter, try in vain the group stares at reap without sowing Laolai went up this one burgeoning industry, they forge the identity even, raise card, raise a record, form an organization to undertake those who have an organization cheat borrow, let impossible to defend effectively of orgnaization of each other gold.
Those who have good fortune is, the country raises the price of the commodities ceaselessly to the construction of social credit system, to breaking his promise to be carried out the person's information is shared, the society is just show and chasten measure is more and more specific also. Here at the same time, our country promotes the standardization development of industry of each other gold actively, had asked for venture of banking of Internet of letter, country to analyse finance of Internet of technical platform, whole nation to register exposure to serve platform to wait through building 100, the seasonable exposure that brings into industry of each other gold the whole nation to collect letter system and implementation information stage by stage and share.
Regard a network as platform of leasehold message medium, believe and rich receive of all kinds credence actively to information is shared and publish platform, apply what be accumulated through more than 10 years and hammer into shape to only wind accuses a technology to guard a pass strictly borrower quality, pass " low start, firm grow " strategic award and the high grade borrower that foster platform to go up.
To Laolai, our detest. Besides closing through be being urged legally, believe and rich also appear in the newspaper to Internet banking association regularly escape useless debt information, send to 100 newspapers that sign a letter include account to open, exceed the time limit, reimbursement inside information of behavior of of all kinds borrower, and with clasp of each district judicial department, go to law< to the borrower that breaks his promise badly.
In the first article of this series, our exposure comes from a letter a few times and the true old Laiyu of ministry of the rich service that return a money is recorded, the hope borrows this admonishs and offer a piece of advice to be in or try to walk up " Laolai " viatic borrower cherishs credit, sincere letter loan.
"Laolai " ana
[dead pig is not afraid that boiled water is hot model]
"I am not returned, you can me how ah, letter of my ask forring is already black, you are optional! You are optional!!
-- 28 years old of Chongqing fill up Chen Mou river personage
Believe and date of 201901_0023_0029**8A of recording of ministry of the rich service that return a money
[without floor level invective model]
"Woman of X of your Mom of X of X your Mom, X, dog raises, you urge receive a dog what to have marvelous ah, x of X your Mom "
-- Gong Mou personage of new peaceful of 34 years old of Shandong
Believe and date of 201812_0078_0030**9T of recording of ministry of the rich service that return a money
[recriminate]
"You should be urged be urged, your hound somebody to death I you are responsible also, I can write a will, and I also can save good evidence. And I also can save good evidence..
-- Wu Mou personage of 29 years old of Shanghai
Believe and date of 201903_0105_0134**6B of recording of ministry of the rich service that return a money
[the heart is put fluky model]
"I won't be returned, you sue me, I am waiting for forensic court decision. I am waiting for forensic court decision..
-- Tan Mou personage of Guangzhou of 35 years old of Guangdong
Believe and date of 201811_0148_0079**9S of recording of ministry of the rich service that return a money
These " ana " the evil form evil condition that allows Laolai take in everything in a glance, they make a scene act shamelessly, random put a label on sb, moustache makes up chaos to build, should want work to death, do not have place for detinue loan fund need not its extremely.
Here, believe and try to walk up " Laolai " viatic borrower gives out admonish below:
Admonish one
Urge legally receive legal protection, refus not reimbursement may obtain punishment
Carry the loan agreement that platform of leasehold message medium reachs the network, evidential authentic, sufficient, get legal protection, and urge accuse borrower to be returned inside reasonable time returning borrow or lend money is " contract law " gift the right of lender.
Believe and ministry of the rich service that return a money sets sound business system, carry out an active fund to the process manages and be urged control behavior government, observe relevant law and pact strictly, begin urge legally close, answer a recording of the whole journey in exercise, kinescope, relevant evidence saves 5 years of above.
To borrower, ill will escapes the likelihood that abandon debt makes criminal law the 193rd loan crime of fraud, and urge the borrower that in controlling a process, obtains legally fictional excuse, random put a label on sb, prodigal loan, refus not the evidence of the behavior such as reimbursement may become judicatory basis.
Admonish 2
Cost of baleful exceed the time limit is high, economy lives two damage
The borrow or lend money that exceed the time limit did not return will generate loan interest continuously, if indulge no matter, the reimbursement obligation of borrower will be ceaseless accumulative total, and relevant creditor's rights gets legal protection.
Believe and rich had received as our country " the market + government " the system signing a letter of double round drive signs a letter 100 rows of one part, the information of of all kinds behavior that reports borrower according to the facts.
The borrower of serious exceed the time limit will get credit chasten, be faced with limitation to take place of high spending of discrepancy of vehicle, limitation, limitation to buy a series of chasten such as travel of praedial, limitation.
Admonish 3
Gold of blow each other escapes hasten of place of useless debt general trends, responsibility escapes hard, repent and be saved
Gold of blow each other escapes the key job job that abolishs debt to already became much branch, to Laolai's blow the method increases ceaselessly.
At the beginning of March, association of gold of Beijing each other just is announced " 4 paces go " act, include to be opposite with association name among them refus not of reimbursement break one's promise the person initiates commonweal lawsuit, by association communication court is carried out etc. The person that each other gold breaks his promise be about to nowhere escape form.
Believe and rich admonish borrower, inactive answer at job of no help, accumulating good deed to record ability continuously is to improve what individual whole credence evaluates road.
Admonish 4
Exceed the time limit temporarily bright, letter choose and employ persons gives birth to complete put an end to
Anyhow, break his promise badly the person escapes hard legal sanction. Believe and rich will continue of do one's best cooperate government, judicatory, superintend and industry self-discipline orgnaization, collective blow escapes useless debt behavior, borrower of gold allowing each other " one place breaks his promise, suffer everywhere be restricted " .
