The youth is cheated, still have the opportunity of stage a comeback; Old people is cheated, this all one's life is built went in.
Present cheater, had not satisfied at relying on to the old person to promote health care to taste to get rich, extend a vicious person manipulating sb or sth from behind the scenes to their house!
Variety very high-sounding, "With room provide for the aged " . This is the project that rolled out in normal finance orgnaization 2014, do not have fire to rise, instead by old write an essay of cheater go off with, cheat the house of the old person, still let them bear the about a hundred liability of 10 thousand!
This week, " money new weekly publication " explode piece newest with fraud of room provide for the aged, forest uncle was fallen into 2017 in install the people's livelihood with fraud of room provide for the aged, the room was done not have now, still carried a suit debt on the back, be annoyed by dun company every day, old two make should not call land land to be ineffective every day.
This kind of fraud, again exposure has not been been 100 times!
No matter be medium,install the people's livelihood, general to accompany finance, still be national endowment numerous letter " with room provide for the aged " project, stare at that flatlet that tightened an old person, cover a region euqally, it is a fraud.
The clerk plays emotional card first, follow old person ripe sth resembling a net, call an old person to take house mortgage loan, the money that borrows money, buy the product of conduct financial transactions of their company, acceptance year change accrual 5%-6% , the accrual of loan, also return by their company, house old person still can continue.
It is old people lies it seems that earn, in fact, praising the cheater company that provide for the aged serves, just be true empty glove white wolf.
The old person that if you are emeritus,is in the home, pension is so little that pension have pity on. At this moment, a few provide for the aged serve a company to open a lecture all the day in the village, still close clerk comes inquire after sb's health, groups of the organization when adventitious is large card games, dine together. Affection arrives thick when, identify you to become dry father even. The old person is in the home doleful, come on the way " dry son " , still so " filial " , happy of course blossom.
Had played emotional card, "Dry son " should do one's proper business, with you Lao crack with teeth in mouth can mention: The company has the project with room provide for the aged, need not you draw out half minutes of money, want to go out house guaranty only, the money that guaranty house takes, buy the product of conduct financial transactions of the company, every month can get the old-age pension of more than 10000, the loan of guaranty also is returned by the company, house you still can continue.
You also can be oppugned possibly, can the sky drop pasty really? "Dry son " be the noble in the life really?
Then, you get online rapidly check, this company seems to still be held out rely on chart. You look, the people's livelihood is installed in, register capital to have 5 100 million, government-owned net returns transmit the article with room provide for the aged. So look, this project is to answer national call, "Dry son " true still good, introduced so good item!
Reckon is worn the project is right, search a house rapidly this, give " dry son " . What two people sign impawn contract to room canal together, go to notarial place doing notarization.
Next, "Dry son " take you to go again small finance company, sign loan contract. Take loan, buy the product of conduct financial transactions of the company.
Just began, every month still receives the old-age pension of more than 10000 really, loan also has a company to give still, the date is firm moist rise. And a tragedy, brewing!
After a few months, you also do not receive old-age pension again, finance company also searchs come to come, call you to return money.
Wake at the beginning of fond dream! You want to look for a company to want a version, company already the person goes the building is empty, perhaps release upgrade transition, cannot send annuities to you temporarily.
Finance company does not receive fund, reach your home every day dun, all sorts of fling abuses, come prize lock, with " breathe out dead you " the phone bangs madly. You do not return money, they can auction your house lawfully.
At this moment you just know, oneself are much more indescribable brushstroke is usurious, must return money every months, annual interest rate is as high as 24% !
Absurd is, you are to use annual interest to lead the loan of 24% , go buying year turn profit the product of conduct financial transactions of ability 5%-6% .
The money of loan is downfallen him pocket, should follow finance company reasonable? Be impossible!
When you sign loan contract with finance company at the outset, did not appear this provide for the aged serves a company; The money of finance company, also be to be hit to your account directly, you take money to buy the product of conduct financial transactions of their company again. From jural say, the loan of you and finance company, with provide for the aged service company did not concern. Do not receive fund, finance company looks for you of course.
The house mortgaged, annuities bubble soup, still offend come a suit debt, this is the nightmare of the old person!
Cannot saying completely is an old person avaricious, ability can believe this kind of absurd project. In old person eye, small profit is equal to low risk, 6% of the left and right sides year turn profit not tall also, should be low risk.
But as it happens is contrary, this is the project of high risk of a small profit! These so called provide for the aged serve a company, should give you the interest of 6% not only, assume finance company even the accrual of 24% , adding up is the interest expenses of 30% . The industry can be maintained without which a so tall interest expenses, it is fraud apparently!
Fraud by debunk, cheater company still sends information to refute a rumor, deny fraud, be without the heart of sense of honor!
On March 9, the people's livelihood is installed to send message in government-owned net in, say to want to upgrade transition, time won't exceed 6 months. On March 24, legal person sent a letter on behalf of Li Jia a person of extraordinary powers, can cooperate to be checked oneself via detect, if transition is accorded with,anticipate, 1 year the left and right sides can handle all issues; Do not accord with anticipate, wait with respect to asset of sell one's own things and bond, assure the rights and interests of investor, estimation wants time 3 years.
I want to ask only, in so long time, how had mortgaged the old person of the house does? The ill will that how should they face day sky door is urged close? !
These refuting a rumor, be hit quickly also face. April 9, police is right in collect money illegally what install the people's livelihood mobile put on record is investigated, lawfully criminal detains the guilty suspect that includes company fact to charge a person inside 88 people.
This is the first pace that the old person strives for dawn to be stridden, associated victim, look for media exposure, accuse cheater company court. Cannot allow to struggle oneself by cheater the house that half a lifetime just changes was covered for nothing.
Had had be decieved the case that the old person wins the lawsuit, the court is maintained " with room provide for the aged " in the case, the business contract of the building is invalid, building matter right still puts in original owner 's charge.
This kind of case, I think to should implement such court decision. The old person takes the share out bonus that serves a company to provide for the aged before this, can remand, but the house must be returned return an old person, also should not assume again any loan, cheater also should sit wear firm base!
Raising capital body with the room is not fraud, it is an insurance product substantially. The old person buys a specific insurance product, want every year to pay brushstroke insurance premium, in the meantime, mortgage the house to insurance company, every month gives insurance company old-age pension of complement of old person brushstroke. The old person can continue, or go off with is rental. After waiting for an old person to die, the house gives insurance company deals with.
Since be insurance product, want to take the profit of 6% , it is doubtful point originally, should oppugn at the beginning.
And " with room provide for the aged " project, begin to carry out from June 2014, portfolio go up not to go all the time.
Very simple, this thing obvious not be to one's profit.
E.g. old Wang Jin, bought with the room endowment insurance, be worth appraise the house guaranty of 1 million gives insurance company, should give every year insurance company 2544 cash insurance cost, hand in 26 years, insurance cost of add up to near 70 thousand yuan. 1 million what add mortgage, totle drilling cost near 1.07 million.
Old Wang Meiyue can get 2514 endowment insurance gold, deduct a building to evaluate administration fee of cost, retaining fee, guarantee slip to wait, actually in one's hand, still be less than this number.
Calculate oversight these charge, old Wang Meiyue is actual in one's hand 2514 yuan, a year of ability 30 thousand. Want recapture the cost of 1.07 million, laowang should live to be 96 years old. Chinese man mean life is less than 80 years old, be less than 90 above alive, it is lose money in business!
And, the house appreciates ceaselessly, annuities just is secured however extend, it is Zhang of brushstroke deficient money.
Still some very scabrous problem, for instance, go out house guaranty, old person hundred years hind, if children does not have source of income, occupying a house to not be willing to take away, how to handle? After insurance company takes a room, house price rose, this share earnings calculates insurance company, still calculate old person heir?
Look from now, make money with both neither of room provide for the aged, also can have bequeath problem, do not suffer an old person naturally to wait for see, it is a few righter only break alone the old person is more useful, they do not need to care about the investment value of the house, also need not worry hundred years hind, heir follows the issue issue of insurance company, now has more capital how to enjoy old age honester.
This treats cold policy, became the instrument of old person of financial cheater bilk however. Install the people's livelihood in checking only now, other cheater provide for the aged serve a company, still move in wait for one's chance. Occupied do not have a thing, follow Lao of Lao of the old person in the home more with fraud of room provide for the aged, guarding a house just is true.
Look to come to an end? Achieve formerly not easy, feel good-looking, remember the attention that nod assist oh ~
