Ceng Jun of leasehold treasure vice-president
On August 20, save by Zhejiang fine promote government of people of division of the lake austral city to sponsor, south research center of innovation of law of banking of Internet of university of traffic of finance of college of lake Internet finance, Shanghai and legal academy, Shanghai and gregarious finance academy are collective assist do " the Chinese Internet below global perspective financial development and superintend " the seminar that close the door is held smoothly, big Ga of industry of banking of many 20 Internet assembles in Jia Xingna lake at this point the theme spreads out discuss.
This is in Internet finance the net is borrowed special during rectifying and reform a year, internet finance is aimed at first inside course of study " development and superintend " if the meeting that the problem has special delibrate. Of the superintendency train of thought of Internet finance, platform rectify and reform practice net to borrow, the topic such as the internationalization strategy of the development direction of industry future and company of Chinese Internet banking got discussion adequately.
This the conference still released home the first " gregarious finance considers to report " , superintend to gregarious finance of home and Internet finance had all-around research, got the height of expert attending the meeting takes seriously.
According to " gregarious finance considers to report " , our country gregarious finance starts 2014, although start a bit late, but develop diversity of swift and violent, form however. Overall for have " gregarious + finance " mode, " finance + gregarious " mode and mode of Internet company gregarious finance in all 3 kinds of mode. Mode of Internet company gregarious finance according to product characteristic but fractionize is 3 kinds of mode: Make public mode, faceless mode and bagman mode. In pattern of Internet banking firm " leasehold treasure " the example that waits for platform can to say acquaintance is leasehold.
The report points out, leasehold treasure passes the join mechanism between Internet person and person, implementation gives the direct finance between debit and borrow Fang Zhi to trade. Leasehold treasure initiate is one-way and faceless acquaintance is leasehold mode, the good friend that the user can originate loan to real name through platform is faceless loan fund, have gregarious property, accuse from wind, small and message medium, dispersive wait for character.
It is reported, leasehold treasure went up formally on June 22, 2015 line, up to in July 2017, platform already had real name to register an user 138 million, accumulative total is matched trade more than 160 billion yuan, odd-numbered days trades peak value 1 billion yuan.
Look in leasehold treasure, the value of gregarious finance just does not borrow apparently with borrow so simple, initiate however establish gregarious banking group, the development route of industry of have the aid of, commercial pattern and legal standard, drive gregarious finance, form valuable circle.
Borrow an industry to add up to compasses punish to work to the net, ceng Jun of leasehold treasure vice-president also puts forward on the meeting, "Close compasses it is the first productivity, close neat changing is very difficult, because embarrass, I believe it will become the moat that adds up to compasses platform, finish platform is OK after rectifying and reform take part in a battle with light packs develops continuously.
