Before paragraph time, a serious illness that pays treasure to go up helps each other plan " mutual treasure " the attention that drew broad netizen again, the masses heats up the backside that discuss, compensate careful is round this one mechanism whether settle dispute open and transparent discuss official business, effectively more fetching attention.
Close half an year of coadjutant plan of this kind of network comes heat warms up ceaselessly. Take besides ant gold " mutual treasure " , still have capital east store " Beijing east each other is protected " , drop drop takes a taxi " a bit mutual " , after Su Ning also tightens therewith now, rolled out " treasure of peaceful each other " coadjutant plan.
Analytic personage points out, coadjutant plan of this kind of network is caused imitate follow effect, result from the enormous flow that this kinds of product causes. In October 2018, ant gold is taken take the lead in rolling out " protect each other " , the number is joined to exceed 10 million inside 10 days, a month joins a number to exceed 18.6 million, a one product can draw sheet huge client amount and discharge, must make traditional insurance sidelong glance, your Internet platform covet.
On November 13, 2018, beijing east mutual insurance company rolled out numerous benefit of finance and combination " Beijing east each other is protected " , and " protect each other " hit euqally " 0 yuan are joined, highest compensate pays 300 thousand " catchword, in addition still compare " protect each other " much still 30 thousand yuan light disease keeps the specified number. Catch a drop taxi APP to went up on January 2 this year line " finance serves " channel, roll out at the same time " a bit mutual " , join besides 0 yuan, still allege highest coadjutant amount is 500 thousand yuan, data shows, "A bit mutual " the line on the plan participation of 1 day the number already exceeded 30 thousand person. Up to now already five hundred and thirty-eight thousand six hundred person is participated in.
Network coadjutant plan superintends foreground not brightCoadjutant plan of this kind of network is attracted inside short time while numerous consumer is joined, also caused superintendency attention. On November 13, 2018, "Beijing east each other is protected " on the line is made 1 day stop, beijing east financial side says the company attributes test of the line on gray scale that day, after after this will undertake optimizing upgrading to the product again choose period is rolled out. Do not cross this product to did not go up again up to now line.
After half month, ant gold takes " protect each other " announce suddenly to upgrade for " mutual treasure " . Upgrade to because believe beauty birthday,be sure each other formerly the company is superintended talk about, the letter is beautiful mutual cannot with " defend coadjutant plan of a serious illness each other " name continues to sell " mutual insurance company maintains letter beauty life each other disease of organization serious illness is safe " .
Inside course of study the personage looks, network coadjutant plan and insurance " confuse sth with sth else " the problem place that is this kind of product. Guild of insurance of near future China releases " Internet life insurance reported 2018 " point out clearly, before this " protect each other " the definition innovates for the product undeserved, "Protect each other " the product pretends network coadjutant plan mutual insurance, although short-term inside attracted a large number of clients to cast protect, but exposure of conduct propaganda of sex of the clausal cost rate that is suspected of existing to did not use classics newspaper to have by the regulation, misdirect, information is inadequate wait for a problem and be superintended to make stop, also bring bigger harmful impact to safe understanding and understanding to the public.
From the point of whole, the advantage of coadjutant plan of this kinds of network depends on low income crowd, invisible and impoverished crowd is easier in letting obtain healthy safeguard, alleviate on certain level and be on guard this part crowd sends deficient due to illness, cause poor appearance due to illness. But the cost that produces at major disease relatively, the safeguard that amount of current each archives insurance provides is relatively finite still, especially of the growth as insurant age and medical treatment charge climb ceaselessly litre, the problem with inadequate safeguard will more outstanding.
Nearly two years capital big alligator enters insurance market in succession, the new product that emerge in endlessly can satisfy the requirement of person of disparate arrangement of ideas. To average household, cure protects a foundation to go up, complement is danger of a few 1 million medical treatment, accident danger, 1000 yuan or so can settle the remedial charge of 1 million. Similar venture, differ in thousands ways of different family financial situation, concept. Insurance is not those who answer a risk is exclusive, but it is to be on guard however the best means of domestic venture.
Protect younger sister or think, in domestic risk management, insurance should hold dominant position from beginning to end. The choice fits the insurance product of oneself and family, ability escorts the Emperor for the family convoy! About insurance, what doubt do you have? The welcome is added keep younger sister small letter 15384068869 advisory ~
