In recent years, administration height takes medium and small businesses seriously, especially the expensive issue of financing difficult financing of small small company, released many policy document early or late.
But from practice the effect looks, financing of small small company difficult, financing is expensive still did not get settlement.
To this, chongqing city former mayor, dozenth a finance and economics of countrywide National People's Congress appoint Huang Jifan of vice director committee member was published " with industrial catenary, supply financing of scene of catenary, full-court to serve to solve problem of financing of small small company for grasper " important.
Speech gistHuang Jifan points out, difficult financing of financing of small small company is expensive, put in barrier of two system sex:
One, the direct financing system such as market of our country capital, especially equity financing channel is too fragile.
A society if equity financing proportion is high, most first indebted is small small company, to it contrary, if equity financing proportion is small, small small company arrives with respect to very difficult be in harmony in equity market endowment.
2017, our country adds whole society financing newly 90% the left and right sides is creditor's rights, equity financing is not occupied only 10% .
2, this 10 the coming year, large quantities of one blame that come out to drive Pu Huijin to be in harmony develops and be released bank finance orgnaization, entered the business inside the circle that shadow bank ego circulates in great quantities.
Simple for, it is the business that its pursue, did not enter the hypostatic economic system such as small small company, carry passageway business however, translate into estate develops financing, translate into common people buys a house head pay borrow financing, translate into consumption is borrowed, campus borrows financing to wait.
Cause the hypostatic economy financing such as small small company to be squashed, more extremely difficult, expensive on add expensive.
Settle way, from 5 respects proceed with:
One, the commercial bank should develop big proprietor of an enterprise to do travel or big industry catenary to sponsor the financing function of travel.
2, orgnaization of blame bank finance wants around supply catenary financing.
3, while company of aggrandizement Internet banking is superintended, encourage them to form full-court scene financing to serve a system.
4, take seriously build " 3 farming " financing of Pu Huijin be in harmony assures system.
5, give the policy sex financing such as finance finance gives aid to.
Deepness is analyticOne, why should be not bank finance orgnaization around supply catenary financing?
The essence that supplies catenary finance is around the business of a core that supplies chain to go up, flow through managing the downstream fund on its, the enterprise that content shedding will come to to be whole industry catenary to go up gives a letter.
Come so, supply catenary finance of will single company cannot accuse risk change to be those who supply chain company whole to be able to control a venture.
Orgnaization of finance of bank of and rather than is participated in supply catenary financing, OK from go up at all change risk manages mode, obtain a doorsill for medium and small businesses the financing open gate with inferior, reasonable cost.
Accomplish mutual benefit win-win truly, reduce a risk, guarantee profit, solve with all possible means pain spot.
2, why should develop general benefit banking energetically, aggrandizement " 3 farming " does domain finance serve?
China is an agricultural big country, have the rural population of more than 800000000 and huge rural money market.
Although reform of our country finance is advanced ceaselessly, but the weak point that rural finance still is system of our country banking.
General benefit finance invites the low income group in small small company, farmer, city namely, can obtain financial service.
Develop general benefit banking energetically, can solve finance to serve financing of supply deficiency, farmer difficult, accrual is advanced problem.
Be helpful for promoting financial industry to be able to develop continuously, drive economy to develop means transition to upgrade, build comparatively well-off society to contribute force in the round for our country.
Every benefit accuses a groupThe person that regard finance as the important practice of science and technology and the advocate of general benefit finance, every benefit accuses a group to develop from 2013 up to now, devote oneself to to make closed circuit of catenary of agricultural entire industry all the time.
Around supply catenary core business, maintain the cooperative pattern of manage through business of large grain trade and commerce, lead civilian capital to flow to agricultural production to supply a domain, for the fluctuation of agricultural industry catenary tourist door provides efficient, convenient, safe service.
Meanwhile, of will single company cannot accuse risk change to be those who supply chain company whole to be able to control a venture, improvement and the loan financing difficult problem that solved farmer and agricultural business, form with all possible means the supply of win-win catenary ecology group.
Supply chain management efficiency and level for better promotion, every benefit accuses a group to insist to carry out innovation from beginning to end.
The administrative group that accuses actual strength and major by right of the technical advantage of oneself, powerful wind, offerred safe, efficient, choice for enterprise and individual user accurate, professional custom-built change finance to serve, ensured capital safety effectively.
Future, we will continue to abide by a mission, answer national call actively, general benefit the people's livelihood, aid force economy transition, the development that is a society contributes substantial power!
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