Hu Yan of reporter of economic observation network bright near future, xi'an " graduate student " woman's bicycle advocate sit run quickly be related of engine Gai Weiquan causes heat to discuss, car advocate in the process that communicates with agency, because 15200 yuan of finance of instalment pay serve cost to also make one of central points,its are in in the process that buy a car.
This finance served cost to flow to individual or 4S inn finally, does or offer the car that serves in installment to consume financial firm? Whether does finance serve Fei Zheng to close to close is regulation reasonable?
On April 14 evening, with respect to the car advocate be forced to hand in financial service to expend 15 thousand be related, meisaidesi - run quickly make a statement say: Be respected all along and legal laws and regulations begins business operation related according to, do not reach client collection to agency any financial service fee. Meisaidesi - run quickly to ask agency wants sincere letter publicly repeatedly abide by the law, ensure the legitimate rights and interests of consumer.
Meisaidesi - Benz banking limited company (abbreviation " run quickly finance " ) hold water at was in Beijing 2005, it is to run quickly the company holding a card that finance of subordinate and dedicated car serves. Check according to weather eye retrieve a result, wear Mu to strap share, Daimule of limited company of investment of big China area hold a scale to be respectively 52.2% with 47.8% .
Car banking firm shows via the Bank of China course of study supervises administrative committee approval to establish, the orgnaization of blame bank finance that provides financial service for the person that the car purchaser of Chinese churchyard reachs a sale. End to in June 2018, our country obtains altogether of approved car banking firm to have 25, include to run quickly, BMW, masses, Feng Tian, Ford, Great Wall, Biyadi is waited a moment.
Superintendency requirement holds card orgnaization not to get collection in offerring financial business course unreasonable charge. Among them, 2012, silver-colored inspect can come on stage " about orgnaization of punish banking finance non-standard management announcement " , the 3rd sets: "Financial orgnaization must not rent the plane that extends to borrow money or offer financing with other way, requirement client accepts unreasonable intermediate business and other banking service, thereby collection charge. Thereby collection charge..
In January 2018, silver-colored inspect can be released " the announcement that resembles about deepening chaos of punish banking market further " , will " undeserved collect fees " included punish working point, include to turn in order to borrow put, put borrow couple, collect fees in order to borrow, float interest is cent cost, leasehold build carry out to collect fees, one float reachs the summit, the irregularity of the requirement of 7 kinds of additional unreasonable loan such as marry again cost violates compasses act.
Run quickly of the website " Meisaidesi - Benz banking limited company collects fees the project is public show " show, its collect fees the project shares 16, cent is aimed at all clients and client of exceed the time limit. Specific in light of, be aimed at all client " issue car guaranty document " , " issue remove car guaranty file " , " car testimony data / the bill that buy a car borrows " , " open reimbursement circumstance to explain " , " open trade detail " , " open guaranty file to explain " , " open. And the others announced rate in the light of 4 services of all clients, but service setting is to shift to an earlier date respectively settle, part shifts to an earlier date the reimbursement that settle, reimbursement adjusts poundage and tail section product is adjusted.
In the financial counter of Benz official net, if the choose and buy suggests retail price five hundred and forty-five thousand eight hundred yuan Meisaidesi - a model of AMG CLA45, in head pay 30% it is one hundred and sixty-three thousand seven hundred and forty yuan in installment below the circumstance of 36 months, interest rate 3.99% , the month pays 11278 yuan. Run quickly government-owned net did not show have " run quickly finance serves cost " .
If Meisaidesi - run quickly to serve cost without collection finance, final where did this money flow to? The digital near future that the reporter interviews buys car personage to express, if not be entire section,buy a car, undertake instalment, service of metropolis collection banking expends the car dealer of almost different brand, thousands of yuan differ to on 10 thousand yuan.
Inn of Beijing some 4S expresses to the reporter from trade public figure, sell a car not to make money not only only now, likely even be out of pocket, can help income through these charge only. It is financial service fee not only, still have on the charge that card fee, car discards as useless, actually car advocate go by oneself what car canal handles simpler be to one's profit. "Nevertheless, the word says, metropolis of inn of a lot of 4S marks a price project plain code draw a detailed list, won't appear to afore-mentioned running quickly the thing that benefit star goes. Won't appear to afore-mentioned running quickly the thing that benefit star goes..
"Not only buy new car to close, buy two handcart to also close. Clerk of company of 4S inn, two handcart, banking firm basically relies on this to earn one part money. " inn of sale of some two handcart grows to express to the reporter.
The reporter already had many cases in inquiry of net of juridical copy clerk involve " finance serves cost " case. In January 2018, dispatch of net of Beijing Haidian court says, "Finance of collection of proper motion of car sale company serves cost and do not have any legal basises, ought to return. Ought to return..
