Involve the major issue of 1 billion much person, center Mom gives a view!

Draw near in May, these days the thing that many friends are commenting the individual signs a letter, for instance " false divorce " how to buy a room to do? Can center Mom write down a serious offence to me? Does water charge of electricity owe pay is the letter also signed on the meeting?

In this current society, credit is the 2nd piece of our Id!

The data of the system that sign a letter of Chinese people bank shows, up to by May 2018, the system that sign a letter collects a natural person 960 million, counted a Chinese to keep track in the system signing a letter of the Central Bank greatly absolutely almost.

This is little still the data last year, money hare gentleman predicts up to by May 2019, 1 billion Chinese is brought into system of letter of Central Bank ask forring is no problem.

No matter your body part is flourishing busy streets is out-of-the-way still and a mountainous area, should go up in the net only or line transfer to a lower level borrows an orgnaization to had conducted credit business, with respect to the credit record that can have oneself.

The credence of a person is undesirable, your life will can not move a step!

Report of letter of individual ask forring includes an individual basic message (wait like the identity, spouse, residence, profession) , credit deals (wait like loan of credit card, bank, network loan) reach inquiry to record (include orgnaization and individual) , it is orgnaization of of all kinds credit to you " user picture " crucial judgement.

For instance the court carries out a record, owe tax notes, the mobile phone owes cost, electric car administration is punished, escape subway ticket, in entering red light to wait to ask for a letter to report in the individual, can see.

Popular to the near future " new edition asks for letter problem " , for instance " false divorce " how to buy a room to do? Can center Mom write down a serious offence to me? Does water charge of electricity owe pay is the letter also signed on the meeting? The Central Bank gives out the front replies!

1, does new edition sign a letter is the system particular when to go up line?

Ask for letter system to upgrade at present optimize the job in still undertaking becoming, go up without what make clear line schedule. Financial orgnaization and the credit report that social community inquires did not change, not be report of credit of so called new edition.

That is to say, the government with clear Central Bank refutes a rumor, sign a letter and go up without what make clear line schedule, the heat on media discusses before will enable new edition to sign a letter on May 1 suspect! But reckon time is not far.

2, " false divorce " how to buy a room to do?

The solution of center of letter of Central Bank ask forring is such.

The active report that sign a letter changes without what. The itself of orgnaization of collective and indebted finance of both sides of husband and wife can inquire, changed a kind of directer way this to appear just, did not upgrade otherly.

We lift example to talk, home Laowang bought a house, the building mortgages loan is borrowed with Laowang's name, the wife is to be brought into " collective loan " of information.

Brushstroke loan will be revealed with directer way in under one's name of loan principal part. If henceforth because divorce, original loan contract principal part produces change, so the message that the center that sign a letter will send according to financial orgnaization newspaper is updated in time.

That is to say, after the divorce, laowang's wife did not borrow money directly, old king wife can apply for change " collective loan " record, adjust oneself credence and indebted state.

The person that the hearsay divorce on the market does not have a room is truthless, buy a room to want head pay 8 into also do not hold water!

3, does water and electricity owe cost to you can affect loan?

Collect water charge of electricity " after be being consumed first, pay " capture expends information, original idea is for better better to credit user judge, but will look at present, this data is not perfect still, data whether exact record is put in bigger question in party under one's name.

For example pay cost information is oneself or a resident, when renting a house especially.

And " draft the regulation that believe industry " thirteenth also have a demand, "Collect individual information to ought to agree via information him main body, agree to must not be collected without oneself " . If we do not agree, the Central Bank also is the information that goes collecting you without method.

Change character, capture of water charge of electricity expends a record, the Central Bank must agree with ability to collect via the user. Default water charge of electricity to affect conduction credit card, bank to borrow money so, will look at present also is truthless.

But as in the future of all sorts of systems perfect and integrated, data of system of water and electricity also is hopeful bring into those who sign a letter.

On March 10, old bounty shows assistant president of Chinese people bank, letter of individual ask forring is very much now used social field. "We see a lot of daughters look for a boy friend, prospective mother-in-law says, the report signing a letter that you get a people bank is taken look. The report signing a letter that you get a people bank is taken look..

Mother-in-law raises son nowadays, more than see a car see a room, use the report that sign a letter! The Central Bank signs letter report when issue, completely OK all-around evaluate accurate son-in-law, be afraid did not compare this more those who rely on chart.

So the loan ten million such as your loan and credit card cannot have exceed the time limit, reimbursement of exceed the time limit is the heavy disaster area of stain of letter of individual ask forring, if the case is severe, will be delimited enter directly by the bank " blacklist " . The report that sign a letter must not appear these 2 words

Should go up more likely break one's promise person list, namely the Laolai that we say!

Recommend read: Letter of individual ask forring appeared stain, how to avoid to go up blacklist?