In term of each other gold, p2P platform runs road, also say P2P platform explodes thunder, it is the thing with the afraidest investor. Intimate ability telling the other 100 battle do not danger, knew the discern way of P2P platform stand or fall, the ensures capital safety with our nicer gift, win more investment get one's own back.
Below law greatly electronic contract comes to everybody check run before the 10 big general character between the P2P platform of the road.
General character one: Run the P2P platform of the road is small company mostly, go up line time is short, company scope is little, operation personnel is little. On one hand, because wind accuses,some companies are really undeserved, management not to be pooh-poohed closes down, but on the other hand, having a few companies is dozen of move suck enough the idea that gold runs, in the flower that clean out treasure 200 thousand buy an off-the-peg net to borrow a system, natural won't beautiful idea and personnel go to operation firm.
General character 2: Run the company of the road is main it is to do not have independent APP, the company with platform very coarse also website. If a platform, independent APP does not have even oneself development, platform website manufacture in a rough way, that can conclude this platform does not have technology and operation personnel basically, p2P is based on interconnection site to just start a trade that is born to nodding technical development namely originally, company of a P2P, join the basiccest technology staff not, then 10 have 89 is to prepare to do one ticket to run of the road. The consideration also can have from this bit when so investor is choosing P2P platform, be on guard risk.
General character 3: Put a valve without the bank. The primary end that the bank puts a valve is to prevent the occurrence peace stage of capital pool to coil the money runnings road, put tubal platform without the bank, if operation person should making capital pool of purpose is very easy, wait roll enough money, close, run road, get sth done without any letup. Of course, at present the bank put a canal to become P2P platform to close compasses one of element that put on record, whether the bank put a canal to had become investor to choose the requirement of P2P platform.
General character 4: Platform year turn profit unusually tall. General small platform, because just started, can attract new client with higher interest rate so, but if the accrual exorbitant of a platform is tall, then we are about to consider it is how operation how of gain. Current, inside course of study think generally appropriate year turning profit is between 7.5%-15% , basically prep above we had better not touch the platform of 15% , do not try to save a little but lose a lot.
General character 5: Platform development is too rapid. On one hand, capital is swarmed into quickly, it is good perhaps that platform does not find true borrower project, capital is unused coming down do not have profit. On the other hand, to a few small platform, capital is swarmed into quickly also very test human nature, abrupt money came a so much at a draught, be to be managed well? Still did this one ticket to run road? Platform develops quickly, is capital is swarmed into quickly a favour after all to platform? This we are afraid discuss even.
General character 6: Capital whereaboutldirection is unidentified. This namely we go up to had said, after capital has been swarmed into quickly, in where did platform use this fund? Of mark be true? These information, if we cannot show the understanding in the information that come out from platform, that is equal to give others money directly, is unconscious eye cheated?
General character 7: Bad Zhang, tall bad Zhang is led. Besides the platform of a few intended ** , also one part runs because bad Zhang rate is exorbitant,the platform of the road is, capital reclaims not to come back, why can you cause bad Zhang? The investigation that is platform early days, wind does not accuse to reach the designated position, 2 be later period urge the paragraph, strength that seek a fund not quite big. Of this two respects it no matter which be,was not done good on one hand is easy to no matter which be,was not done good on one hand cause very high bad Zhang rate.
General character 8: Exceed the time limit, rate of exceed the time limit is high. A few platform, what be publicized obviously before investment and write on the clause is T+0 to Zhang or T+1 arrives Zhang, but in the process that investing actually, of your mark after expiring pull last 9 talents probably to get a money, appear often the platform of exceed the time limit also is breakneck, this probable adumbrative move the capital catenary of platform has a problem. If you are in,the platform of investment also appears such circumstance, persuade you to be exited as early as possible to protect capital security.
General character 9: Effectiveness of contract law law is low. Before, what P2P platform uses is electronic agreement affirmed pattern is clicked to sign a contract on the line, and as those who close the electronic contract of compasses is convenient, safe, arisen, big P2P platform reachs each square increase to guarantee investor, use electronic contract to go up as the line in succession conclude a treaty means. When through real name autograph of attestation, electron, tripartite is taken, the electronic contract that area piece catenary puts card technology is compared easy the electronic agreement that distort has legal effectiveness more. Contrary, run easily the P2P platform of the road to combining compasses operation think forever not as good as the interest before, and the electronic contract that distorts effectively, not easily legally often can become investor to chase after the advantageous weapon that incurs debt. Accordingly, compasses operation need not combine idea in the hug, raise capital to trade safe P2P platform, the purpose of its backside still remains of get to the bottom of.
General character 10: Cannot carry now. All running the last pace of the P2P platform of the road is to cannot be carried now, arrived to cannot carry the beautiful lie that platform must not believe again when showing, collect sample of data couplet contract rapidly by the investor of hole a Wei Quancai is the most important!
Above these, it is a law greatly electronic contract ground runnings before a few character that the summary of P2P platform place of the road gives, not certain exceedingly comprehensive, but enough also a reference standard that picks P2P platform as everybody, when everybody invests, the help chooses more appropriate, safer platform.
