Cover a road to borrow,
Just as its name implies,
"Cover Lu Manman " ,
"It is a road completely " .
"Cover a road to borrow "
Once for a time
Whether do you feel it leaves us very far?
But it is probably beside us
The real case below
The hope is OK and vigilant our everybody
Nightmare arrives
Because daughter of 20 years old is on the net leasehold platform brushstroke 4000 yuan " loan " , rose in October 2018, citizen prevent the life that the gentleman calms originally is thrown into confusion thoroughly. They were received come from an other place the threatening letter of fictitious phone ceases, be as long as several hours " breathe out dead you " phone bomb, the other side was found even prevent the gentleman's native place is annoyed... helpless prevent the gentleman draws out money to help a daughter pay off debt.
In fact, prevent gentleman daughter this 4000 yuan " loan " , take actually in one's hand only 1500 yuan. Although the daughter is early before already reimbursement 1500 yuan, the other side still is asked for 4814 yuan of cash come to expend with 10000 yuan. In prevent the gentleman looks, the behavior of this blackmail, it is a kind of black vicious power.
By the borrower of ring
Although by the experience likeness of dun, but with prevent the gentleman is passive " debt " different, on the net of 28 years old of Zhang Mou leasehold behavior however out a fun.
2016 first half of the year, the mobile phone of Zhang Mou of citizen of chaste tree door receives hundreds to receive the phone bomb that hangs. Original, his friend goes up because of the net leasehold debt, be a burden on the contact in these address book such as Zhang Mou. Helpless Zhang Mou turns to the other side through small letter 200 yuan of money, in an attempt to hides phone bomb.
"We lend a dot money, do not return money to see him how can be done. " 2016 second half of the year, have this thing a little with the friend, zhang Mou decides to try with the body.
Carry small letter, zhang Mou raises borrow or lend money 1000 yuan. Zhang Mou of requirement of the other side issue a piece pair of 2000 yuan times receipt for a loan hind, come around to Zhang Mou 650 yuan of money, 350 yuan of deduction money are " behead ceases " .
Bilateral agreement reimbursement of 7 Queen of heaven, exceed the time limit expends a day 250 yuan. The 10th day, namely the 3rd day of exceed the time limit, zhang Mou turns to the other side 1000 yuan of money, think its put to an end, but the other side hits a phone to continue to ask for cost of exceed the time limit for many times, accompany with phone bomb.
Till in Feburary 2019, the Zhang Mou that can'ts bear its faze chooses to call the police, ability end is annoyed. It is this " experience " , zhang Mou early or late reimbursement 3700 yuan of money.
Because citizen contented gentleman is badly in need of spending money, adopt network platform to loan of the other side 11000 yuan, take 5900 yuan actually only. Two weeks short hind, contented gentleman is in already 19500 yuan circumstance issues reimbursement, the other side still lets its reimbursement cost of 50 thousand yuan of exceed the time limit and capital. Subsequently and the intimidate that come threatens, the phone is annoyed is to blot out the sky and cover up the earth more, he panic-stricken chose to call the police rapidly.
Without guaranty, without assure, fast loan, in order to adore vanity, be badly in need of spender be a target, give an extravagantly colourful description is publicized before loan, fast borrow or lend money of cognizance break a contact of the home remedy after loan, baleful base, use both hard and soft tactics " demand repayment " ... receive after reporting a case to the security authorities, city public security bureau investigates those who decide this is a model " cover a road to borrow " case.
The decoy of layer upon layer design
Through the investigation of a few months, this year on March 28, policeman of group of case of public security bureau of chaste tree retail sales is far go to Shanghai this gang one boiler is carried.
Via checking, guo of get together of Chen Mou of Hunan book man is such-and-such, plum 5 fellow-townsman such as such-and-such, Xia Mou, register in Shanghai establish a company and set much office " office " shelter feature, through Internet with " friendly benefit finance extremely fast loan " wait for platform to be a name, with folk leasehold for covering, through small letter promotion, QQ is recommended wait for means conduct propaganda, coax victim signs usury leasehold contract and receipt for a loan.
It is reported, division of labor of this gang personnel is clear, word Wu, examine and verify, financial, urge close each doing his own job, good through set " cover a region " , revulsive victim exceeds one pace get stuck or bogged down is deeper, achieve goal of gold of embezzlement the injured party finally.
Urge a fund to go to the lavatory, gang of this group of crime is covering the ability after taking borrower individual and domestic news to undertake putting borrowing. Urge when closing, guilty suspect can contact borrower to reach its first 4 urgent contacts, if cannot get expectant result, can annoy the contact in address book of borrower mobile phone, adopt take turns of information of citizen of verbal menace, leak, phone " bomb " etc " weak force " means, use force to borrower, beg cease high illegally debt.
In the data that a victim provides amid, he and his relatives and friends encounters early or late all sorts of " weak force " , one day thousands of ado phone, have what be placed on mourning hall " involuntary discharge of urine is illuminated " , even group the abuse information of hair...
This enrols time-tested. Face intimidate to threaten, the borrower that be concerned about face-saving, parents that cherishs child future is cosmopolitan " good gracious " return money. In fact, even if pays off loan, "Cover a road to borrow " the effect that cause also won't be eliminated completely.
Ms. Wang to " friendly profit is small borrow " company borrow or lend money adds up to 3 times 1500 yuan, she tries during one-time pay off capital finish total debt, but the other side is intended however not gathering, create Ms. Wang beak a contract, final both sides negotiates reimbursement 3500 yuan. However after a year, "Friendly profit is small borrow " the company contacts Ms. Wang to ask its repay again 9000 yuan of poundage.
"Cover a road to borrow " cover a road what to have
Investigate root knot bottom, "Cover a road to borrow " so rampant reason, depend on return rate of high specified number.
Occupy guilty suspect Chen Mou to state, be in to victim loan when, he can be deducted not only " behead ceases " , return meeting collection add cost of cost of period cost, administration fee of exceed the time limit, platform, artificial cost, examine and verify, service fee. It is with 2000 yuan of loan exemple, deduct " behead ceases " the service expends 800 yuan, borrow 1200 yuan actually, exceed the time limit collects administration fee of exceed the time limit one day 450 yuan, add period expends 900 yuan. Benefit rolls the benefit, accumulative total that press a day... as time spin, borrower originally only thousands of yuan loan, show geometrical multiple to grow, final insolvent.
Handle a case the policeman tells a reporter, for wash illegal " usurious " suspicion, guilty suspect often with " advisory company " " assure company " " the network is leasehold platform " wait for name to be publicized external. Sign amount empty through forcing borrower tall " leasehold " agreement or relevant agreement, production capital walks along Zhang running water to wait to give phonily pay a fact, "Pack " into civilian leasehold false appearance. Reimbursement date draws near, leasehold company reminds borrower not actively not only, still can safeguard with phone breakdown, system, the means such as trap of setting break a contact, create borrower beak a contract intentionally. When borrower when the loan amount with insolvent baleful high base, will face suspect use both hard and soft tactics " demand payment of a debt " .
In recent years, with usurious, " campus is borrowed " , " cover a road to borrow " wait for the illegal usury that is a delegate to put borrow, force demands repayment the case jeopardizes masses belongings safety and social stability badly, method of this kind of case new, gimmick concealments, detect does difficulty bigger. Current, police of chaste tree door with " 0 patient " the manner puts illegal usury borrow, be engaged in demanding repayment illegally and " cover a road to borrow " black vicious power is swept as whole town black the emphasis that removes evil special accuse and denounce at a meeting is advanced fulfil. The our city already destroyed 4 since this year " cover a road to borrow " group of vicious power crime, arrest illegal crime suspect 40 more than person.
Police clew
Police clew citizen, must be far from " cover a road to borrow " . Should establish correct conduct financial transactions, consumption to watch, must borrow money to the normal finance orgnaization such as the bank, not credulous what release from the individual of aptitude of course of study, company without finance is of all kinds avoid message of breath loan ad without guaranty. Once deep-set " cover a road to borrow " decoy, should stop reimbursement and undertake through legal approach thought fors the time being, force of reservation the other side urges the evidence that collect, call the police in time.
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