Let old people mortgage house property borrows capital, product of conduct financial transactions of reoccupy capital subscribe... in recent years, increasing company is being hit " with room provide for the aged " the banner, fact that collects money illegally all right, coil the house property of old people and gold banquet one sky.
Guaranty house property borrows capital " with room provide for the aged " fraud emerges in endlessly
A few days ago, bulletin of small gain of government of substation of Haidian of Beijing public security bureau says, in the light of provide for the aged of the people's livelihood is installed to serve limited company to be engaged in collecting money illegally in asset of the people's livelihood is being installed to manage limited company to reach in investor informs against Beijing mobile circumstance, substation of Haidian of Beijing public security bureau already was investigated to relevant company put on record.
Normal " with room provide for the aged " it is to show old people mortgages housing reversely endowment insurance, it is business of endowment insurance of a kind of innovation that combines housing guaranty and life annuity insurance business, and in installing the people's livelihood is not. As we have learned, the mode that conduct propaganda of the people's livelihood installs in is a client get brushstroke capital through going out house property guaranty to borrow thereby, use this fund the product of conduct financial transactions that the people's livelihood brings to issue in subscribe next, products of these conduct financial transactions will give a client 6% of the left and right sides year turn profit.
In in bring the people's livelihood and client beyond, still a tripartite gives those representing capital. This tripartite gives those representing capital to be in charge of borrowing a client capital, the people's livelihood is installed to be in charge of paying contributive person interest in. As we have learned, the interest that the people's livelihood brings to give contributive person in is as high as 20% . This also is meant, the people's livelihood is installed in every do brushstroke business, capital cost will be as high as 26% above. Have a bit inadvertent, the people's livelihood is installed to be able to be immersed in a dangerous situation that capital catenary ruptures in.
"At the beginning when, it is every month gives money really, so everybody can recommend the person beside slowly. " Lin Tao's parents this year more than 60 years old, stem from the consideration that to oneself assemble nods money of provide for the aged to reduce filial burden, parents mortgaged the house go out.
Very fast, the mode of this one business that the people's livelihood installs in is afterwards hard. Begin from the beginning of the year, the people's livelihood is installed to expose to the sun time and again in piece " run road " " collapse dish " wait for a hearsay, include Lin Tao's father and mother inside many senile average per capita encountered contributive person comes dun: "Still do not have money, sold the house! Sold the house!!
△ data pursues
On March 10, a person of extraordinary powers of Li Jia of president of the people's livelihood is installed to return in in company government dispatch of date of small letter public says, afore-mentioned hearsays all belong to a rumor. On March 24, li Jia a person of extraordinary powers once more dispatch says, cooperating to be checked oneself via detect at present, say " (if) investor does not give in bring time of the people's livelihood, (Will bring about) the government takes over control, public security organs intervenes, the people's livelihood is installed in be being brought about further not answer existence. If produce this kind of situation I myself will be very distressed, because look from current associate with case, 30% above can get back invest rights and interests inside 35 years seem to had not appeared at all. 30% above can get back invest rights and interests inside 35 years seem to had not appeared at all..
Look in Lin Tao, this is Li Jia a person of extraordinary powers only " struggle finally " . "He says so even if send a hope to abandon legal approach at investor, get this fraud hold together a few longer, the time that allows him extricate oneself is a few longer. The time that allows him extricate oneself is a few longer..
In fact, in recent years of all kinds " with room provide for the aged " fraud emerges in endlessly, be in early 2016, media has reported similar fraud.
Aim at cloth of empty nest old person to leave tender pit
Be in answer dish in the process that parents is duped, lin Tao thinks, because old people lacks knowledge of conduct financial transactions,be on one hand, because this kind of orgnaization understood thoroughly the psychological demand of old people,also be on the other hand, often organize collective activity, let many empty nest old people experience the warmth like the family, imperceptible in the conduct propaganda that believed these orgnaizations.
This year Ms. Tang of 65 years old also within an inch of falls into this " tender trap " . After retire, ms. Tang often is organized with colleague, old schoolmates wait for an activity chorally, in this one process, ms. Tang bring into contact with in install the people's livelihood " with room provide for the aged " the conduct propaganda of mode.
"The company often organizes a few activities, there is kind of feeling that is shown loving care for really at that time, we the person that this kind of children is not beside, be duped because of little consideration very easily. " Ms. Tang says, dissuade what the son sufferred after fortunately she and son discuss stoutly, just abandoned the idea of investment.
"With room provide for the aged " fraud majority is involved " cover a road to borrow "
Senior partner Du Yunfeng points out office of Beijing Hai Zhengcheng's attorney, "With room provide for the aged " fraud majority is involved " cover a road to borrow " , it is a kind of new-style crime, the law that involves many sided commonly concerns. Civil law impact involves dispute of contract of business of loan contract dispute, guaranty contract dispute, building to wait; Crime respect basically is involved absorb the public illegally to imprison blame and intended harm blame blame of deposit blame, crime of fraud, blackmail, illegally to wait.
