[the assault fortified positions that take off deficient goes straight towards well-off]
"Safe + futures " it is how to give an apple " aureate "
-- the findings report that comes from the Qin Dynasty to install prefectural innovation finance to help deficient up
"Safe + futures " to Qinan fruit grower ate " sth capable of comforting sb " . (the data pursues)
In December 2018, zhengzhou Commodity Exchange entrusts Shandong to pledge check orgnaization comes to company of Qin Anxue former fruit examine apple of complete a business transaction. (the data pursues)
Yang Weiwei of Song Zhenfeng of reporter of daily of Gansu Province of · of new Gansu Province
Futures, citizen of this a lot of cities tells what not be clear about " lofty on " financial major term, deficient is helped up to develop working key county in the country now -- Qin An county, became the vogue word of the talk about again and again in a lot of impoverished registered permanent residence.
Since last year, the Qin Dynasty installs prefectural innovation finance to support deficient measure, exploration begins an apple " safe + futures " , let poverty door need not fear natural disaster and price drop again brought income decreases.
At the beginning of 2018, the Gansu Province first apple " safe + futures " flower of the project that help deficient up falls Qin An. The Qin Dynasty brings an apple by " plating " got on " golden " appearance -- had resist the financial measure of risk of wave motion of market price case.
This year in January, the Qin Dynasty that is appointed to be storehouse of malic futures complete a business transaction by Zhengzhou Commodity Exchange brings snow-field fruit company, finish first complete a business transaction, the Qin Dynasty installs malic sale to begin exploration to turn to futures money market to trade by conventional over-the-counter trading.
Spring in March, be initiated by Dalian Commodity Exchange and take the lead, the firm of 15 futures of countrywide such as letter of 5 mine, country, Jin Rui " big Ga " assemble in Qin An. They and government of Qin An county and branch of Gansu Province of Inc. of insurance of property of Chinese Pacific Ocean sign an apple " safe + futures " tripartite cooperation agreement, ate to fruit grower " sth capable of comforting sb " .
Current, the Qin Dynasty brings prefectural apple " safe + futures " of the project enclothe a face to be the whole nation the biggest, compensate pays amount to be in complete province is highest. Finance helps deficient up in, apple " safe + futures " how to move? What kind of effect can you produce after all? ... recently, the reporter hurries off to Qin An, one dug unexpectedly.
Apple " safe + futures " , fly into common " fruit grower "
Hit this two years to buy natural disaster insurance oneself, fort of leaf of Qin An county presses down Li Ping village serve does poverty door Li Yongping now fruiter more and more know how things stand and feel confident of handling them. Last year spring, in the home 2 mus hanged the orchard of fruit to get frost, making what he feels gratified is, because went up,natural disaster is sure, one mu took 216 yuan compensate to pay.
But mention sell an apple, li Yongping feels " cannot catch up with all the time time " . Last year his home though 2 mus of orchards met with calamity, still closed finally to be less than 600 jins. Nevertheless, the village is other person a jin of apple is highest sold 5.5 yuan, he sold 3 yuan many only.
To resembling Li Yongping such fruit grower, the loss that the natural disaster that cannot avoid suffers, can be sure to win compensation through buying traditional agriculture. However, how to answer the risk that frequent wave motion creates market price division?
In December 2017, malic futures hangs out his shingle in Zhengzhou Commodity Exchange trade, this is the whole world breed of futures of first fresh fruit.
Bring government of county of county Party committee in Zhengzhou Commodity Exchange and the Qin Dynasty support energetically below, on January 12, 2018, the Gansu Province first apple " safe + futures " the project is signed formally in Qin An county run about.
That day, branch of Gansu Province of Inc. of insurance of property of Chinese Pacific Ocean combines China letter futures, for Qin An prefectural leaf fort presses down equestrian temple village and Guo Jia to press down Zhu Wancun 152 thousand jins of apple of 20 impoverished fruit grower offers the price to ensure. Insurance cost is total allowance of You Huaxin futures, undertake pilot the first time.
"Farmer bought a price to be sure namely, in case of market price case marks a price under the eye that agrees in insurance contract case, can win balance compensation. " to the apple " safe + futures " project, wang Jianfeng of manager of farming risk department explains branch of Gansu Province of Inc. of insurance of property of Chinese Pacific Ocean so.
The risk of fruit grower was assumed by insurance company, the risk of insurance company, by who to assume?
"We transfer compensate to pay a risk through buying futures company product, came true ' reinsurance ' . " introduce according to Wang Jianfeng, the risk of firm of futures of by of this part venture manages subsidiary, apply financial measure to arrive to rushing in option market, be able to disperse.
In those days on Feburary 7, malic futures price falls defeat every tons 7000 yuan, spark compensate pays a condition, according to the agreement, cast protect farmer to be able to obtain every tons of 1400 yuan compensate to pay.
On March 14, 2018, odd apple of Gansu Province head " safe + futures " manage compensate ceremony is held in Qin An county, 20 impoverished fruit grower took amount from insurance company reparations of one hundred and six thousand four hundred yuan manage of malic price insurance, door all compensate pays 5320 yuan.
The poverty of these head bout and futures contact with door, true fact of be sure to was experienced " safe + futures " substantial, they drop because of malic market value the loss that get gets be compensatinged effectively.
Apple " safe + futures " , support value of implementation of look forward to of fruit of side fruit grower is added close
Apple " safe + futures " pilot success, let confidence of Qin An county times add. They increased the promotion strength of this one project.
Last year in November, by dominant of Zhengzhou Commodity Exchange, Dalian Commodity Exchange, the Qin Dynasty installs prefectural government and firm of much home futures to sign strategic cooperation agreement.
Branch of Gansu Province of Inc. of insurance of property of Chinese Pacific Ocean combines grand source, Shen Yinmo country, east card, Bohai Sea, Hua Tai, Hua Long 6 futures firm, the apple " safe + futures " the project enclothes Qin An county to build archives to establish all apples with calorie of poverty medium door to cultivate door, benefit and entire county 17 villages and towns 4400 farmer, accept insurance apple 8880 tons, always keep the specified number more than yuan 100 million.
5.134 million yuan answer originally the insurance cost of pay of impoverished fruit grower, carry subsidy of filling allowance of province government award, project of Zhengzhou Commodity Exchange, the side such as university of Beijing science and technology, Oriental negotiable securities helps an unit up to donate, futures firm prepares oneself wait for channel to be able to solve.
Go since annual bottom, malic market value fluctuates considerably. This year on Feburary 18, apple " safe + futures " contract expires, enter manage compensate order now. Up to on March 24, installed prefectural poverty fruit grower to pay add up to four million two hundred and thirteen thousand four hundred yuan reparations to the Qin Dynasty in all.
To now, li Yongping also tells not clear apple " safe + futures " true meaning, but allude this, he laughs so that mouth closes however not approach. A few days ago, he took 2284.1 yuan compensation from this one project. Add the compensate of 432 yuan of manage that obtains because of frost, last year, the insurance reparations that two mus of his apples obtain has 2716.1 yuan.
In fruit of snow-field of Qin An county Cai Ercheng of president of finite liability company looks, apple " safe + futures " , it is to helped fruit grower realize stability to add not just close, and let fruit grower and like him such fruit business knew the apple can sell what price early.
Snow-field fruit is finite liability company is the malic company with Qin An the biggest county, buy sale apple one year 10 thousand tons, turnover amounts to 150 million yuan. But with fruit grower, the company must face the risk that frequent wave motion brings malic market value and trouble all the same.
"In the season of results, we must be inside 3 two months, the fruit that sells a year is bought entirely rise, existence lasts library. Resemble going annual bottom, we accepted 20 million jins of apples, smooth payment for goods has many yuan 8000, to the enterprise, the risk is self-evident. " Cai Ercheng of president of snow-field fruit company tells a reporter, for example arrived in August 2016 in August 2017, a few companies just began the county value in those days malic market level, cannot think of, final a jin of compensate a yuan or so, as a result a lot of companies closed down.
Accordingly, prospective apple price is to go up to still drop after all, it is the topic that Cai Ercheng pays close attention to most. Before, he basically made the experience that makes nearly 30 years by right of oneself and malic market, mix again the county and circumjacent malic industry employer, through calling, chatting means, collective beforehand appraise affection of one be issued to lower levels.
Now, the dot opens futures App, the hand points to screen of slip mobile phone, cai Ercheng eye is staring at jumpy number to say: "Your look, the price of option market apple, this year 9, 10, November had had. Consult ' futures price ' , without doubt, conduce to what we sentence prospective apple price beforehand going up drop trend. Conduce to what we sentence prospective apple price beforehand going up drop trend..
Apple " safe + futures " , to Cai Ercheng, more important is, like can helping them resemble farmer, answer the risk that wave motion of market price case brings.
"In the future, feel spot market has a risk, we can be bought in insurance company ' safe + futures ' agreement, do set period the risk that wave motion of value of market of the avoid that keep a cost brings. So spot go up occurrence deficit, can trade through futures overdue gain gets redeeming. " 2 accepted theory or formulation of Cai.
Had an apple " safe + futures " , malic industry had the tool that runs a risk, can take a farmer " build on large ship enters the market " .
Apple " safe + futures + finance " , finance helps the road of the exploration of deficient up to go further more
Apple " safe + futures " , still conduce to solve difficult problem of financing of fruit estate company. Cai Ercheng tells a reporter, annual autumn, malic industry must buy malic put in storage in great quantities, for professional to numerous enterprise and farmer cooperation, extremely pressing to the demand of capital.
By last year October, via approval of Zhengzhou Commodity Exchange, finite liability company builds fruit of snow-field of Qin An county removed library of malic futures complete a business transaction.
"The apple that enterprise and cooperation need to will close only sends complete a business transaction the library, register a storehouse odd, can mortgage from bank and insurance company, obtain short-term financing loan. " 2 accepted theory or formulation of Cai.
In Qin An, apple " safe + futures + finance " finance helps deficient exploration up to go wider more.
This year on March 27, how did subbranch of a bank of county of Qin An of Chinese agriculture bank and the Qin Dynasty of danger of Pacific Ocean money raise a company to sign " benefit farming E is borrowed " agreement of farmer loan cooperation, begin exploration " futures + safe + loan " new approach.
"Previously, average peasant household borrows money, we must manage state and domestic situation according to his production, integrated judge. Accord with a condition, all sorts of formalities do, loan is taken also get a week time the most quickly in one's hand. " the Qin Dynasty of Chinese agriculture bank installs controller of prefectural subbranch of a bank to say.
Nowadays, "Futures + safe + loan " below mode, the flow of loan gets great optimize. Because of the apple " safe + futures " was equivalent to going up to fruit grower the price is safe, the market risk that the apple cultivates be able to avoid, the bank can be at ease award a letter to put to them borrow. "General two days, the fastest that day, farmer can be taken what do not exceed 100 thousand yuan is small loan. " this controller tells a reporter.
