On June 7 - 9 days of annual the university entrance exam are old fervent show, if say a few days this is the exam is pair of future life short,weigh about-face good luck, say so strictly, the university entrance exam of fill in a form and submit it to the leadership is volunteer explore the crucial alternative that suits oneself to develop way namely. No less than what each years everybody cares the university entrance exam most is exam achievement and school score line, what is famous school, what the major with good obtain employment has is the topic that heat discusses etc, to investor, the choice that faces in Internet finance times more confused is miscellaneous, the P2P net with numerous amount borrows platform to be like of all kinds institution of higher learing, a few kinds when also can differentiate to differ for on any account by oneself aptitude and actual strength, the investment platform that how chooses to suit oneself is attached most importance to especially should.
"Key name school " : Already went up line bank puts tubal platform
Will come on stage in August from last year " activity of business of orgnaization of leasehold message medium manages the network temporary measure " since, each big P2P net borrows platform to going straight towards a butt joint to the bank puts a valve and go in succession, although put tubal cost price not to poor, an astringent test is undoubtedly for not quite abundant to capital actual strength platform, but from close compasses change for, the bank puts a canal to already became what P2P net borrows platform to close compasses " mark matchs " . From the point of capital level, the net borrows platform to receive the capital after the bank puts a valve and platform segregation, metric of very big Cheng avoided platform the risk from be in harmony, this also is the field that when investment user is choosing platform nowadays, needs to consider mainly.
According to driving analysis of money net observer, e hired afterwards last year after the risk incident such as treasure, fast deer passes, the net borrows the credence of the industry to be overdrawn greatly, superintendency orgnaization earnestly wants skill punish, standard, make a net borrow an industry to enter benign and orderly development course. Accordingly, the net borrows bank of the line on platform to put a valve to investment user, more resembling is 985, label of school of 211 keys name, superintend become stricter, p2P fame becomes better, investment faith also came up.
As we have learned, up to by May, this kind already went up the network that line bank puts a valve borrows platform to share 228, although go up,the platform after the line is put generally in accrual low, operation is trival, fill a value to carry wait for a problem slow now, but after all " renown school " label adds a body, expensive in install to let popular feeling, not tall to profit expectation, for the user that seeks lowermost risk, this kind of platform is as before rely on chart " sweet pastry " .
"Top-ranking school " : Already signed a bank to put tubal agreement platform
Although be apart from a bank to put a valve,go up formally line, different network borrows platform to may need the 3 systems that differ to 6 months butt joint time, but the agreement putting a valve that the net borrows platform and bank to sign obtains superintendency admissive, to this a lot of investor also can capture an opportunity to weigh a storehouse this kind of platform, because these nets lend platform dignity from " top-ranking school " march toward " key name school " can be expected soon, security is very reliable.
Observer of the net that drive money thinks, borrow platform than the network that at already going up the line puts a valve, this kind already signed the agreement that put a valve to did not go up the platform of the line still was not carried the poundage that put a valve to be affected regularly now by rate and bank, in the industry average year change yield to drop defeat the circumstance of 10% to fall, still can continue to maintain year of reasonable interval that changes rate 10%-15% mostly, accrual and experience are opposite better. Accuse an investment platform to drive money net to already was signed formally with restful bank this year in May like the state-owend enterprise put tubal agreement about, item the year before last year changes accrual to maintain between 9%-15% , celebrating the activity that keeps a canal at present also is one receives, attracted many investment to pay close attention to and be participated in of the user.
Most crucial is, put the line on the canal to already was become as a result of what this kind of net borrows platform finality, those who remain is time problem only, because the investment value of this kind of platform is general taller, ahead of schedule layout invests this kind of platform, can catch up with a net completely to borrow " superintendency times " the bonus of a wave before advent.
"Average school " : Did not sign a bank to put tubal agreement platform
At present the net of countrywide normal operation borrows platform amount to be controlled in 2000, come as the deadline that will rectify and reform in August, two months will have future more platform shuffle a bureau. Below the high pressure that superintends in the government, the platform that has not sign a bank to put tubal agreement will step forward dimension difficult, although some platform are disregarded,superintend, still maintain higher income, but be not valued generally in eye of the personage inside course of study and have from be in harmony, run the huge risk such as the road, proposal investor maintains cautious attitude.
The law before this already had regulation of proclaimed in writing, folk's leasehold interest rate is OK and appropriate the interest rate of prep above bank, but highest must not exceed a bank of congener loan interest rate fourfold. Referenced and current the interest rate level of the bank, year turn profit 20% it is a red line. Some investment users are adopting fluky mentality, think the question of the short-term mark that invests this kind of platform is not big, because this paid bitter price, the card of similar incident borrows the home that weather eye, net borrows to be able to be found everywhere in the net, also be to ring alarm bell noisy to investing an user.
Net of 3 kinds of P2P borrows above platform, investor ought to mature oneself risk bears force, the choice suits his investment platform, had planned to invest train of thought, examinee of no less than people the university entrance exam of fill in a form and submit it to the leadership is volunteer, the may not with fractional top line most admire in the heart, join oneself real case, choosing the gift that suits oneself is the optimal choice of life.