[one] all the year round deal, the job that owes money often has. You owe me, I owe him, he owes him again or owe you; This avoids hard. Common saying says again " have a hair everybody does not want to do n/med leprosy dysentery " ; If everybody the business is downwind downstream, hello I am good, the payment for goods that default can pay off;
The most terrible is, somebody deal fails, bring about be heavily in debt and cause chain reaction, bring about trigonometry debt aggravation, you bilk my Zhang, bring about me to bilk his Zhang, he also bilks your Zhang conversely again. These is in in business sea, also avoid hard really sometimes.
Case is stated before, the likelihood is best with two kinds of worst extremes. In reality, can say defaulting payment for goods is helpless for the most part lift, be not do it of purpose; So baleful those who default, because,also be commonly a few special situations; Pure belong to what take small advantage and default, estimate not be in the majority.
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[2] small make up Ceng Wei a lot of companies are chased after demand payment for goods, had encountered various debt clients, according to these clients, sum up here today, if the company owes people payment for goods, ought to how is appropriate handled?
1, what people often says to be in debt is " uncle " , must not do this " uncle " . Small make up should say here, can chasing after when incurring debt, become debtor " uncle " person, it is affection the person with tall and very clever business. The legal position of creditor and debtor is equal; But say from morally, they are imparity.
Common saying often says, be in debt return money, appearance of day classics ground. Those who owe others is total want to return; Accordingly, as debtor, owe people money to cannot be returned, regret having ashamed ought to be put in the heart. But in reality, some debtor are not however such;
For this, meeting somebody sums up ability say, those who be in debt is " uncle " ; Loan is average to call in as soon as possible payment for goods, can be like to debtor sometimes is humbly, look be like like begging debtor to return money;
{! - - PGC_COLUMN- - }Debtor sees the way of creditor, seemed to be used to for a long time for a long time, began to expand, think oneself are become really " uncle " . Small make up feel, debtor must not have this kind of attitude: Force otherwise urgent creditor, may be sued or creditor adopts tough measure to demand payment of a debt.
2, what be chased after because of be in debt is again close, also do not say easily " have ability you go accusing me " be being chased after all the day want money, this kind of taste is bad to suffer. But, even if such, as debtor, still want to bear or explain to creditor with more cordial manner, extend a time limit some time.
And, this moment, him debtor also answer be considerate ground thinks, if oneself are creditor, also meet such doing likewise;
Do not return money as him debtor, because do not have money to return,be really, although not be intended,do not return, but this fault that is not creditor, want you not to return money only, creditor has right as chase after to you denounce.
Right now, as debtor, right way, it is the argument that repeats oneself, do not arouse the sentiment of creditor as far as possible; Special attention, do not say easily " you go accusing me " ; Because such creditor can not leave a stage, force he is done so.
3, amortize, pacify creditor, give oneself the chance of a stage a comeback.
In front at 2 o'clock, it is debtor is in encounter chase after the due manner when incurring debt and principle. If be not done,arrive in front at 2 o'clock, estimation creditor can adopt a few methods to chase after denounce.
So, money should be returned from beginning to end, because everybody does not think,do a person that break one's promise. So how to return, have skill. Small make up recommend a method above all, reach with creditor as far as possible namely " amortize " agreement.
Amortize, can ease the pressure of him capital insecurity, adjust management buy time to oneself, also can pacify creditor, let creditor know, debtor is not not to want to return, do not take temporarily really however give so much capital to come.
Major creditor can agree with the plan of amortize. Especially debtor acceptance head period can return the circumstance of a bit to fall. Because this is pair of winning program. Everybody is willing to spend money to engage in a lawsuit.
In addition, if both sides reachs the agreement of amortize, bilateral business still can continue possibly; Creditor has hope to debtor, can offer money continuously; So debtor also gained adjustment opportunity, what is there against it.
How talk with creditor and amount to agreement of composition period reimbursement, should have certain skill, the skill that negotiates namely, this person skill should know law already, should know mug-up a Confucian school of idealist philosophy of the Song and Ming Dynasties again and the regulation that understanding business trades. In view of length, do not make here discuss.
4, if the condition allows, dozen fold one-time return.
If the company is in debt external more, if external all full specified amount repays, the company does not have the likelihood this ability. If be hit to debt fold, for instance, 8 fold, the 6 words that break, the company can repay major liabilities, right now, can consider this way.
Namely very cordial ground and creditor talk, the current situation of the company really cannot one-time repay, creditor is not willing now in installment, so whether decrease a bit, company raise money is one-time return.
This kind of respect, one part creditor can agree, one part won't agree possibly. The premise that agree is, creditor understands a company to be immersed in management difficulty really, and creditor is badly in need of capital again, wait for means through sueing, a slow remedy cannot meet an emergency, so this kind of creditor can choose to hit fold one-time break.
Still have a kind of loan, won't agree, the likelihood is profit too low, the debt that itself debtor owes 100 thousand yuan, creditor earns 10 thousand yuan only; How can he agree to hit 8 fold take only 80 thousand, obvious is in lose money in business ah.
But, anyway, always one part creditor can pass dozen of way that change to be solved, let debtor suffer no longer chase after the worry that incurs debt.
5, the company is in debt too much, flow basically without cash, amortize or one-time repay cannot come true, can consider to transfer equity, introduce new partner.
