Safe safeguard regards Internet as finance, especially what the net borrows an industry to develop is essential, it is the industry core ability that shows level country to superintend a plan to the key is advanced and be made and one of standards. On November 8, 2016, have appear on the market the Internet of company and certificate business background casts financing to serve platform -- place of E be in harmony, announce in Shenzhen its are elaborate the bank financing of research and development puts a valve system and " too second " big data wind controls a system the line on formal synchronism, indicate big data wind accuses a place of E be in harmony + the bank puts pattern of drive of tubal double round formal be born, the strategy that implemented platform safety to ensure is new upgrade.
The acme of financial science and technology applies, casting " too second " big data wind controls a system
"Close compasses manage, wind controls go ahead of the rest " , since institute of E be in harmony founds oneself, the safe safeguard that holds to an user from beginning to end is put in the first place, all the time since, place of E be in harmony passes the client that expands ceaselessly group, be accumulated repeatedly and amend what occupy with logarithm, make accuse ecosystem from some wind increasingly plump. As we have learned, "Too second " big data wind controls a system is key of place of E be in harmony is made, the individual that is based on magnanimity signs letter report sample book, use brand-new machine study algorithm, built user break a contact leads a model, honor the agreement through what development digs an applicant expression, discover the distinctive law of crowd of break a contact, a crowd of break a contact identifies on the oldest rate, fast identifying gives user risk feature, give out inside short time then the system that applicant credence gives a mark.
"Wind accuses systematic core to depend on big data, and too wind of second big data accuses a system to enclothe collect of data of behavior of credit of the individual in the individual credit report with wide, authoritative limits to serve as a foundation with the whole nation namely. " wind of place of E be in harmony accuses relevant controller to be in the say when explaining. "The behavior information of business of business of travel of the credit credit record from the applicant, business, cable, 3 big operation, social security, accumulation fund, environmental protection, owe duty, civil ruling and carry out wait for public information to set out, its analytic, decompose, combination is spent into on 1000 dimension, use machine study algorithm, those who realize pair of normal reimbursement and crowd of break a contact is accurate forecast. Those who realize pair of normal reimbursement and crowd of break a contact is accurate forecast..
"Additional, too the wind that wind of second big data dominates systematic contrast convention accuses a medium, the wind that its automation, intelligence changes accuses to operate also is one large window, its can full automatic identifying the entire field in report of letter of individual ask forring, the class of second of risk of break a contact of all sorts of loan outputs pair of applicants of whole intelligence to give a mark and be unscrambled, simplify effectively examine and approve flow, raise careful to borrow efficiency greatly, this is to rely on manpower resource and the traditional wind that experience judges to accuse a method to be able to not be likened to. This is to rely on manpower resource and the traditional wind that experience judges to accuse a method to be able to not be likened to..
Insist to close rule is firm manage, big data wind accuses + the bank puts drive of tubal double round
Have as appear on the market company and certificate business background, by appear on the market tall canal of company and bank is collective and contributive tubal Internet casts financing to serve platform, to satisfy " activity of business of orgnaization of leasehold message medium manages the network temporary measure " requirement, offer to broad user safer, more convenient drop financing service, active carry out superintends place of E be in harmony all right byelaw, hand in hand Jiangxi bank begins capital to put tubal business. Through the effort of nearly 5 months, financing of bank of Jiangxi of & of place of E be in harmony puts tubal system to already went up formally on November 8, 2016 line, become from " temporary measure " since promulgating, take the lead in finishing what bank financing puts a valve to appear on the market firm department net borrows one of platform.
The valve is put in bank financing in new system, users of each place of E be in harmony put the bank of enlightened independence pipe account, in capital the mode that put a valve falls, the every investment behavior of the user all needs to be initiated by the user trade instruction, the bank undertakes according to the instruction capital delimits turn. The capital of the user from at the beginning of trading, run inside bank system, avoided effectively by the risk of platform divert, put an end to platform to share trading possibility, ensured the financing rights and interests of investor effectively then.
The backside that Internet finance high speed develops, climb the credit risk that raise quickly to become this industry to develop fundamental limitative condition. Companion is approached with each passing day as what Internet finance superintends, superintendency policy code is Anacreontic with each passing day, each platform strengthened risk canal to control capacity in succession, become the crucial factor that prompts health of Internet banking industry to develop with each passing day. Now, place of E be in harmony prepares meticulously too the line on the synchronism that wind of second big data accuses system and Jiangxi bank financing to put tubal system, platform is in " big data wind accuses + the bank puts a valve " below model of security of double round drive, will make the capital of investor safe have safeguard more.
