Since April 28, 2019, abolish license of account of Beijing company bank. Open an account after card cancels, pilot area bank presses a regulation capacity of company of examine and verify, open an account after apiration authenticity and uniqueness of basic deposit account, can open basic deposit account to accord with conditional enterprise, need the Central Bank to examine and approve no longer.
Open an account after card cancels, rose on December 1, 2018, pilot area bank will open basic deposit for the enterprise, will increase account government agreement, raise kind of identity test and verify, strengthen " revolution illicit " mechanism of processing of management, perfect unusual situation, strengthen sell the pilot content such as a management.
Open an account after card cancels, individual bank account turns Zhang management will more strict.
One, fund is big Fair is fathered to check!
1, odd that day pen or accumulative total trades RMB 50 thousand yuan of above (contain 50 thousand yuan) , foreign currency equivalence above of 10 thousand dollar (contain 10 thousand dollar) cash capture is put, cash draw money, cash writtens guarantee carry out is collected, show bank note to change, solution of bill of cash remit money, cash pays etc.
2, account of bank of client of blame natural person and other bank account produce odd that day pen or accumulative total trades RMB 2 million yuan of above (contain 2 million yuan) , foreign currency equivalence above of 200 thousand dollar (contain 200 thousand dollar) money delimits turn.
3, account of bank of natural person client and other bank account produce odd that day pen or accumulative total trades RMB 500 thousand yuan of above (contain 500 thousand yuan) , foreign currency equivalence above of 100 thousand dollar (contain 100 thousand dollar) churchyard money delimits turn.
4, account of bank of natural person client and other bank account produce odd that day pen or accumulative total trades RMB 200 thousand yuan of above (contain 200 thousand yuan) , foreign currency equivalence above of 10 thousand dollar (contain 10 thousand dollar) cross condition money to delimit turn.
2, doubtful Fair is fathered to check!
Financial orgnaization discovers or equitable argument suspects the capital of client, client other perhaps asset, client trade or try to undertake trade with wash the guilty activity such as money, horrible financing relevant, no matter amount of place experience capital or asset value size, ought to refer doubtful trade report.
That is to say, appear the following phenomenon is about to take care.
Very small company often does dimensions to go up however the running water of ten million;
Capital turns piece discrepant constant, if concentration turns group by group,go out, perhaps turn into collect change trains to go out group by group;
Scope of operations follows capital flow direction to did not concern with management business;
Fair door short-term and frequent big turn to the individual Zhang, or fair door often get the individual remit money that concerns with business it doesn't matter;
Frequent expense door, be in annul door before have many capital flow;
Unused long account is enabled suddenly, have much capital activity.
Common saying says well: Go by the side of Chang Zaihe, which have not wet shoe, must have been in charge of oneself, do not hit edge ball.
