Author | Yu Bin
Those who held water 1988 is medium peaceful is fiducial it is all the time " have experience " company. Register capital gold to be of 516.6 million in peaceful fiducial predecessor is Xiamen of Chinese agriculture bank fiducial investment firm, it is Shanghai only one of trust company that 7 this locality register, have because of its wait with license plate of fund of fiducial license plate, insurance license plate, fair collect those who be a delegate is of all kinds rare be short of financial license plate, in peaceful is fiducial of the popular mark that is contention of each domestic sth used to one's own advantage all the time.
But from 2017 the bottom begins, the development with fiducial peaceful has a place all the time in " not suitable " , because of,be first " partner sunshine is changed " problem and those who receive bureau of former Shanghai silver-colored inspect to give out " prudent superintendency coercive measures decides a book " , oppugn its publicly " business of unidentified, part begins person of blemish of existence of legal person processing, effective control violate compasses " wait for a problem, fiducial time-out adds the peaceful in instructing newly gather endowment Jin Xin holds a plan in the palm, fiducial plan does not get fund of the gather that put add again collect.
After 2018, the circumstances with fiducial peaceful is more in " rough " , it is to last to be exposed to the sun to give a company by media first " fraction defective is exorbitant " , the number exceeds 10% , and its are self-supporting before 5 industries of loan all appear exceed the time limit, this lets in the management level with fiducial peaceful and risk control ability are oppugned strongly by the outside; It is subsequently at the beginning of 2019, the fiducial plan that fiducial banner lays peaceful in unfortunate " step on thunder " exceed the time limit, involve capital to exceed 200 million yuan of RMBs.
These issues that nearly two years frequency sends let in peaceful is fiducial in be immersed in ceaseless public opinion eddy, also declare publicly it 2019 still dangerous management place.
Fraction defective rises considerably, those who manage negative growth is medium peaceful is fiducial
In view of in peaceful is fiducial have not release its 2018 annals, we from it newest can see in annals 2017, in total of capital of venture of fiducial and undesirable credit has been close to peaceful 500 million yuan of RMBs, credit venture capital is 4.66 billion yuan, its fraction defective of capital of venture of 2017 year credit had achieved the high rate of 10.28% .
In in recent years fiducial course of study increases endowment tide, fiducial trade below the big setting that year after year of self-supporting fraction defective drops, in the fraction defective with fiducial peaceful however from 16 years 7.22% rise to 10.28% considerably, and the average fraction defective of whole 2017 industry also just 2.34% .
So tall self-supporting fraction defective exposes the peaceful in going out fiducial oneself is facing extremely high fiducial risk in, also let the outside continue to make the same score zephyr danger to controlled ability to put forward huge to oppugn to its management water. More serious is, fraction defective rises considerably it is fiducial and normal to return the peaceful in be opposite of business begin produced adverse effect, the ability of its collect capital also can sell at a discount greatly.
Answer relatively with tall fraction defective, namely in last few years in peaceful is fiducial the gliding of management outstanding achievement, arrive from 2016 2017, the fiducial capital total that peaceful believes mandatory reason in dropped compared to the same period nearly 1/3, business income also glided 28.4% , net profit is more synchronous drop. These index let in peaceful is fiducial fine is in in whole and fiducial industry, prospective risk is very big.
Occupy media coverage additionally, in peaceful is fiducial those who suffer bad-mouth " tall fraction defective " below, before still be faced with self-supporting loan 5 industries appear the circumstance of exceed the time limit. Include bulge of Shenzhen city triumphant peaceful industrial development limited company, Hainan Jin Meng sends the Yangtse River of industrial limited company, Huang Shan freeway limited company, Hua Xing builds badge Hangzhou engineering limited company, Hainan Haijinningshi.
Enter 2019, expose to the sun again project " step on thunder "
2017, 2018 " partner sunshine is changed " disturbance, " tall fraction defective " disturbance have not abreaction, new issue followings sb's heels again however and come. Be in last month, in peaceful is fiducial was exposed to the sun to go out by media again " the project steps on thunder " circumstance. Below the big setting that sends high in bond of the beginning of the year, fiducial break a contact, fraction defective is taller in peaceful is fiducial fall in the banner " in peaceful · Guizhou Carey capital of project loan gather is fiducial plan " in appeared the state of exceed the time limit, involve capital to be as high as 227 million yuan.
According to the report of negotiable securities times, "Because short-term fluidity is difficult, carey opens Guizhou of those representing capital of be in harmony yuan of city cast fail to press make an appointment with full specified amount to pay to expired on Feburary 10, 2019 the 8th period, expired on March 7, 2019 the 9th period principal and interest of loan of schedule for showing motion pictures in a theater, aggregate 225 million " . Up to on March 11, "In peaceful · Guizhou capital of project loan gather believes Carey hold a plan in the palm " only door the capital dimensions that remaining sum has 5.982 million only, cannot sum pays expire the fiducial interest of all beneficiary beneficiary. "Occupy additionally the 10th period the product establishs announcement know, the 10th period in all collect amount 20.8 million, according to this answering on March 14 maturity is computative, already had at present 8, the 9th, the 10th period in all 3 period product exceed the time limit, involve amount about 246 million " .
It is reported, in the fund that Carey involves peaceful · Guizhou in fiducial project is to be used at " yuan of city leaves to extend in Xiang Kai entrust loan " , use finally at Guizhou Guizhou southeast city shanty town transforms Carey project of room of buy of project white good afternoon.
One is not made the same score, one rises again, this lets in peaceful is fiducial continue in the day 2019 uneasy. Although in peaceful is fiducial and in-house express very quickly to media " in the light of at present the rest did not return money, local government and financing Founder intensify raising money, predict to will get inside the near future appropriate is solved. Depositary will last in the spot follow-up, in order to ensure the successful cash of fiducial capital, show newest progress in time to investor " , but up to now till, we did not inquire the information that this fiducial project exceed the time limit gets appropriate is solved on the net.
Write finally
From March 2018, in peaceful is fiducial after predecessor president Zhou Xiong chooses abdication because of individual reason, in peaceful is fiducial the president's position lasts vacant, may 2018, in peaceful is fiducial once still undertook publicity invite applications for a job with respect to presidency, arrive all the time in December 2018, hold the post of president Chen Naidao newly to just be obtained formally batch. Although new president is walked on eventually new, the issue that sunshine of person of fiducial and effective control turns Dan Zhongtai still fails to solve tardy however, this may be medium peaceful is fiducial one of main reasons that are immersed in management predicament backside nearly two years.
Enter 2019, the get warm again after a cold spell of capital market is driving whole negotiable security to invest the development of fiducial industry, below this kind of setting, the peaceful in can imagining is fiducial and certain it is full of great enthusiasm wants to participate in this one process in. But even if industry " hot " , platform kind, risk of estate category purpose still nots allow small gaze, occupy the personage inside course of study to analyse, "2019, conference of central economy job still emphasized wanting to solve problem of local government debt, still depend on blocking postern up, open front door, increase bond to issue, and can restrict other financing, will look at present, catenary of capital of platform of a lot of places is very nervous, and in financing cost respect very tall also, this also is breakneck signal. Although governmental platform has a government to endorse, but the issue that does not eliminate to have liquidity risk " .
In peaceful is fiducial in Guizhou Carey is fiducial of the project " step on thunder " worsened it this difficult management unfavorable situation, more frustrate its are be expert at course of study " rejuvenescent " when develop energetically " confidence " , live the existence of advanced history problem plus fraction defective, in peaceful is fiducial 2019 still very dangerous.
