Rely on day of certificate business orgnaization that have a meal, trying to turn round predicament. Beijing business signs up for reporter discovery, fortune of government-owned announce raise the quota runs business of much home certificate this year business, after announcement of Shanxi negotiable securities plans to establish money center, the negotiable securities that start line of business is newest also the member that announce to be about to roll out money management to meet serves a system. Before this, the orgnaization such as negotiable securities, galactic negotiable securities, Oriental negotiable securities, Hua Tai negotiable securities is believed to also swarm into the main force that transition fortune manages in succession in. Nevertheless analytic personage points out, what certificate business wants transition fortune to administer test is platform integrated ability, true implementation fortune manages block and long, products plan and organization cooperate to wait for a challenge arduous.
Certificate business builds a member to serve a system
manager business headquarters more after the name manages headquarters for fortune, the negotiable securities that start line of business is advancing money management business to went up to have new act again.
Promote Liu Zhihui of president of job negotiable security to disclosed on May 10, fortune of the negotiable securities that start line of business manages a member to serve a system to be about to release. According to introducing, this system is a money management that the negotiable securities that start line of business provides for the user appreciation serves, divide the client into 6 layers class according to asset circumstance, offer poor dissimilation, specialization, essence of life changes a service definitely. Acquire the user of qualification of the member that promote card, inside member period of efficacy, the member rights and interests that can enjoy photograph correspondence by member category and each exclusive service.
In fact, client decentralized management already became certificate business to send the only way that power money runs, oneself fortune already was had to supervise the Shanxi negotiable securities of the ministry before this, released announcement to say again on March 26 this year, plan to establish money center newly, it is one class department of firm, dedicated provide service of high grade banking for client of company high end, exploration and client of solidify freeboard net value serve content and standard.
Wang Jianhui of general manager of department of research and development of initiate negotiable securities signs up for a reporter to express to Beijing business, the client is statified it is the serious content that proper sex runs investor, look current in him nevertheless the client is statified and more be a static state, future should pass the dynamic means such as analysis of assemble of a few information, data have decentralized management to the client, also want to have corresponding adjustment on the product at the same time, need has those who accord with dynamic change, more flexible products plan.
Be worth to be carried is, managing money business systematize also is the important way of transition of below certificate business one phase, liu Zhihui discloses, 2019, the negotiable securities that start line of business will be driven cast the fall to the ground of one by one that considers work of sex of the systematization such as system, product system, foundation.
Of relevant system drive progress, beijing business newspaper contacts the negotiable securities that start line of business, respect of the negotiable securities that start line of business not openly response. But chief expresses related this company, the company managed a respect to pay close attention to the key 3 domains in fortune 2019: It is the synthesization that holds to business, final all resources capacity realize organic ground to be united in wedlock in branch level and client level. 2 it is to be in abound service content continuously while, pay attention to systematic construction more. 3 it is the balance between good asset of the processing in driving money management business and amount.
Test orgnaization wind accuses to ensure ability
In fact, companion contracts ceaselessly as passageway business, demand of individual money management is increasingly outspread, management of money of certificate business transition already became hasten of general trends place. Since 2018, negotiable securities of the letter in including, galactic negotiable securities, Oriental negotiable securities, China peaceful negotiable securities inside business of much home certificate also announces large-scale transition fortune manages in succession. Nevertheless analytic personage points out, what certificate business wants transition fortune to administer test is the integrated ability of platform, true implementation fortune manages block and long.
So, does certificate business do money management business to need what to requirement have? Wang Jianhui expresses, need to have corresponding client resource above all, and client natural resources should be of diversity, risk preference differs somewhat, ability offers them mutiple level product combination in the product of asset. Still need to accuse body strung to have corresponding investment in sale system zephyr at the same time, unlike before the sale of traditional business, what also must want to strong wind accuses a system to ensure a product is safe.
The personage that some is close to certificate business fortune to manage also signs up for a reporter to express to Beijing business, certificate business manages the advantage that transition needs him recognize to fortune, take custom-built pattern, satisfy the requirement of own client above all, for instance familial office, familial and fiducial wait. Additional, money management is man-to-man service, certain on talent reserve ambitious.
The problem such as constituent framework solidify needs solution
Nevertheless eye comes round to look, be born of money management transition still has a few obstacles to need to clear away, include product, organization to cooperate to wait for a problem among them.
Afore-mentioned certificate trade public figures express, fair collect product everybody very much the same, illicit collect product more test wind controls a standard, additional, development money management is involved the product introduces and sell, the business department that needs a convention cooperates, sell incentive plan to also need to reach the designated position, add the entrance is in again now App, different branch is different train of thought, because this develops money management,must be " a party to an undertaking " project.
Wang Jianhui points out further, fortune of current certificate business manages a product more it is a kind of passivity model, fixed income, should intervene in the future more active model, have zephyr of good brand effect to control endowment canal product of management. Additional, the talent group whole with current certificate strong business offers up a sacrifice to be not worth, still need for some time to foster.
Respect of the negotiable securities that start line of business also expresses, negotiable securities industry can encounter the challenge of 3 levels at least in the course that runs transition in fortune, it is to come from the acceptance at the client degree, suffer the acknowledge of tradition of be confined to, average client still has natural misunderstanding and bias to stockjobber, think stockjobber is one is fried place, and the bank may suit to make economy more. This can is opposite undoubtedly the money management transition of the industry brings difficulty.
2 it is to come from the interior at the organization. Although income of traditional manager business passes old price war, but no matter be the behavior mode that organizes framework, test mechanism or personnel already solidify, whether can the administrative pattern of the member that old constituent framework, test mechanism returns somebody get used to new transition to need, also be existence interrogative. 3 it is to come from the supply at the product. The bank regards the production of rock-bottom asset as the branch, in the production of the product, existence advantage is undoubtedly on the production that cash and firm control kind of product especially. Although the issuance as endowment canal new rule, this one advantage is in progressively and abate, but relatively at certificate business, advantage still very apparent. Certificate business is very so hard openly dispute has with the bank on entire product line, and the fixed position that needs poor dissimilation.
Beijing business signs up for Ma Di of reporter of exercitation of reporter Meng Fanxia
