Newest investigation! Room of 2 banks time-out borrows Hefei business! 3 bank head borrow rise 25% ! Secondhand room head pays highest 6 into
Building city is entered " red May " , hefei building city buys a room to grab run, pure new dish come out, new dish of check endowment, the market as before fervent. Besides, the room borrows interest rate to get attention fully. Recently, have medium to Hefei 16 banks undertook trying to find out the real intention, discover each bank interest rate still not " lax " , head flatlet room borrows interest rate to be maintained as before in rise 20% , 25% .
1, 2 banks do not deal with a room to shift business temporarily
It is reported, room of travel head flatlet borrows Hefei Guang Dayin interest rate rise is 25% , in be investigated this, its client manager expresses at present already room of reject a complaint shifts business, from April the bottom has stopped to deal with. Client manager expresses: "The comparison that because put,measures only keep long in stock is much, loan specified amount spends insecurity, stop at present bridal chamber, secondhand room room shifts business " .
2, rise of interest rate of loan of flatlet of 3 bank head 25%
Current, room of flatlet of 3 bank head borrows interest rate rise 25% . Pu Fayin goes and promote trade bank clerk to express among them: "Eye anteroom lends interest rate change is splitting, loan specified amount is spent more nervous, specific see client aptitude even, how much is ability knows to provide body head borrow " .
As to when the room borrowed policy to whether can have change May, each big bank room borrows client manager to all express: "Do not have any receiving to inform at present, do not eliminate a room to borrow policy to be able to produce change " .
3, 12 bank head borrow settle room press a flatlet interest rate to carry out
The basis investigates a case, 2 flatlet loan carries out left and right sides of 20%-30% of interest rate rise, among them, have 12 banks 2 flatlet (under one's name has loan to record) interest rate rise 30% . 12 banks are in a flatlet already below the circumstance of settle, interest rate and head flatlet is synchronous, all be in 20% , 30% . Among them, industrial and commercial, promote course of study, an ancient name for China 3 banks are like a flatlet settle, still borrow interest rate to carry out according to the room of 2 flatlet.
Overall for, the bank all does not have reduced current, but, " future can reduce a room lend interest rate " this problem, each borrow even line room the manager to express temporary won't, did not receive any announcements.
4, 14 banks 2 flatlet head pay 4 into, highest 6 into
Hefei is current 14 banks 2 flatlet head paying is 4 into. Among them, staff member of Bank of China expresses: "Head pay 5 into, 6 into differ, particular case needs client and room to borrow manager interview " .
5, loan cycle is adjusted somewhat, the paragraph extends inside the fastest a week
From the point of loan cycle, with compared in April, cycle of each bank make loans wants faster. Also the bank expresses, financing of the bank at the beginning of the month is relatively sufficient, conduction loan time is faster. Loan cycle is the fastest is construction bank and postal bank, certificate is all ready, sign a letter good, a week is controlled can loan.
Bank of China, traffic, medium hair of letter, riverside, start course of study, industrial and commercial, these a few bank, loan cycle all is 2-3 week to control. Manager of client of Bank of China expresses, , if be bridal chamber need,a month is controlled, secondhand room 1-2 week can deal with name of the donor.
Try to find out the real intention integratedly in light of the circumstance, the room lends interest rate still strong.
Great signal! A flatlet of 29 cities of countrywide borrow interest rate to drop
Since this year, home has the room of many cities to borrowed interest rate to appear to shake evidence. According to be in harmony the 360 data that monitor, loan of countrywide head flatlet is average in March 2019 interest rate is 5.56% , be equivalent to standard interest rate 1.134 times.
In 35 towns that in be in harmony academy of 360 big data monitors, shared a flatlet of 29 cities to borrow interest rate to drop this year in March, 6 cities already reduced Shenzhen, Guangzhou, Hangzhou, Nanjing, Ning Bo, Zhengzhou continuously the room lends interest rate.
| Nearly one year countrywide head flatlet borrows money average interest rate goes situation
According to not complete count, include Xiamen, Shenzhen, Beijing, Shanghai to wait one, second line city is in reduce a room to lend interest rate:
1, Xiamen: Returning room of industrial and commercial bank and traffic bank borrows Xiamen interest rate 98 fold (cancelled this privilege policy on April 1) , at present first 2 all executable standard interest rate.
2, Shenzhen: The room lends interest rate general and fiducial rise 5% , lowermost rise 4% .
3, Beijing: Head average interest rate is flatlet 5.43% , relatively December 2018 fall after a rise 2 base point.
4, Shanghai: Head lowest of flatlet loan interest rate can be accomplished fiducial.
5, Nanjing: Rise of much home bank 12% or 15% , rise of the majority before this 20% .
6, Hangzhou: Head flatlet borrows interest rate to continue to reduce, lowest only rise 5% .
7, Tianjin: The room lends interest rate " fiducial " return.
8, Yangzhou: Flatlet of 11 bank head borrows interest rate to reduce.
9, Xuzhou: 6 banks reduced a flatlet room to lend interest rate.
10, benefit city: Exceed 10 banks interest rate to reduce, average range 10% the left and right sides.
11, Changzhou: Bank room borrows interest rate to reduce 5%-10% , show standard interest rate.
12, Ning Bo: The room borrows interest rate to drop repeatedly, first lowest carries out fiducial rise 5 ％ .
13, Jinan: Individually bank head flatlet borrows interest rate to adjust for rise 5 ％ , but bank of the great majority on the market still carries out rise 10 ％ .
14, Fuzhou: Ask for the client with good letter to borrow money in designation cooperative bank, buy a flatlet to be able to enjoy the privilege of standard interest rate.
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Before this, ever circulated Hefei has rise of bank head flatlet on the net 15% , but need buys product of conduct financial transactions. To this, bank room borrows business manager to all be denied without this matter, can go to a bank specific seek advice, understanding.
2019, hefei 4 big move alleviate the pressure that buy a house
Although Hefei is current the pressure that buy a house is greater, but all the time since, to let just needed to also can be in Hefei buys a house, relevant section also is active give counsel!
1, Hefei land is supplied increase
Delectable is, hefei has had real operation care to just needed, the land that passes 3-5 month supplies a circumstance to look, integral supply amounts to on 1000 mus. This also raises the stocks of Hefei residence further, supplied end to rise only, demand end can get naturally satisfaction!
2, Hefei carries out price fixing strictly
Still have a bit crucial is, hefei from 2016 adjusting control up to now, still implement price fixing policy strictly, house price control is on reasonable price! This paragraph " window period " , just needed to also want to hold the main chance!
3, speed of Hefei net autograph is accelerated
On December 14, 2018, management board of Hefei city estate is announced " the autograph on net of contract of business of house of Hefei city commodity is made an appointment with and register put on record administrative measure " . " method " regulation, development business is held trade both sides signs jointly (affix one's seal) contract (put on record odd) wait for material to apply for a contract to register when putting on record, accord with a condition, center of town house buying operation ought to be dealt with inside a weekday end, correct to other contract wait for a circumstance to also need to be in 1-7 appropriate does inside weekday. And original conduction net autograph puts on record 7-20 of relevant formalities need is workaday.
4, first settle, 2 a Fu Ke 4 into
Besides just needing, improve housing demand to also face greater buy industry pressure! Be aimed at improvement nevertheless demand, the government also published policy. Buy 2 flatlet in Hefei, head can enjoy what pay settle head pay 4 into, even before have those who pass first to pay off, partial bank can be accomplished head pay 3 into. Cancelled again later nevertheless, but also can see the following trend, still deflection reduces buy industry pressure at be the person that buy a house.
Hefei pays rise from a bit more exalted flatlet head 30% to rise 20% for the mainstream, the personage inside course of study points out, countrywide head flatlet lends average interest rate successive below the big setting of 4 months fall after a rise, each bank room borrows Hefei interest rate is reduced also is the expression that complies with a trend.
