La Zi pays close attention to above stamp " finance of Internet of an ancient name for China "
Beijing time on May 15, company of financial science and technology pats pat borrow (NYSE: PPDF) released its 2019 report without the finance affairs of audit first quarter. The report shows, pat pat borrow 2019 match the forehead to amount to 19.08 billion yuan first quarter, from the point of historical circumstance, pat pat borrow match the specified amount already successive 3 quarters rise, this quarter regain the history since 2017 is exalted.
In the meantime, 2019 battalion closes first quarter and net profit all keeps healthy, total battalion closes achieve one billion four hundred and fifty-eight million three hundred thousand yuan, net profit achieves 703.1 million yuan. Up to on March 31, 2019, pat pat borrowed accumulative total to register user number to already amounted to 93.86 million person.
Pat pat borrow Zhang Jun of CEO of banquet of father, couplet to express, "Our loan matchs the forehead to maintained first quarter 2019 grow steadily, show the market shifts service demand to the consumption of technical drive still driving. At present our enrollment user number already was broken through 90 million, this means the group that we serve and limits to widening further, go gradually from the dream that realizes general benefit finance asymptotic. We are superintending future continue to extend leasehold service below guidance, investment technology enhances core actual strength, at the same time exploration expands a scope domestic and internationally. At the same time exploration expands a scope domestic and internationally..
Pat pat Zhang Feng of CEO of the banquet that borrow couplet to express, "2019 first quarter, our financing source more diversity, amount of orgnaization fund partner increases further. The proportion that the loan that this quarter facilitates through orgnaization fund partner takes gather alloy specified amount by what the four seasons spent 2018 20.4% rise 30.9% . Look into future, we believe the company can realize the diversity of financing source further, promote business growth. Promote business growth..
Match the specified amount successive 3 quarters maintain growth performance of exceed the time limit is steady in have fall
Be made clear gradually as what financial science and technology superintends policy and be born, the watershed with real industry begins to show, head platform business suffers an effect lesser, its match what the forehead all has different rate to pick up since 2018.
Pat pat data of the newspaper that lend money to show, its 2019 first quarter match the forehead to be 19.08 billion yuan. From its historical data looks, match frontal peak value to appeared 2017 the 3rd quarter, amount is twenty billion nine hundred and fifty-four million yuan, after this suffers ascendant effect of industry whole risk, the four seasons was spent 2017 and 2018 match frontal occurrence wave motion first quarter, but get warm again after a cold spell begins after platform strengthens risk management, from 2018 the 3rd quarter rises successive 3 quarters maintain growth, 2019 regain history is exalted first quarter. This also again test and verify pat pat borrow have stronger business actual strength as industry head platform.
In addition, pat pat borrow the gain ability that still retained health first quarter 2019, money newspaper shows his total first quarter battalion closed 2019 amount to one billion four hundred and fifty-eight million three hundred thousand yuan, net profit amounts to 703.1 million yuan.
The taking of these achievement cannot leave what platform manages to the risk to take seriously, 2019 pat first quarter pat borrow exceed the time limit to lead performance good, firm in have fall. Send data of the newspaper that lend money according to patting, up to on March 31, 2019, pat patting the exceed the time limit that borrows 15-29 day, 30-59 day, 60-89 day, 90-119 day, 120-149 day, 150-179 day to lead is respectively 0.80% , 1.61% , 1.45% , 1.29% , 1.31% , 1.20% , among them the photograph of rate of exceed the time limit of 90 days of less than relatively on the data of quarterly end reduced 0.1 percent, the rate of exceed the time limit of 90 days of above reduced 0.43 percent.
Compose builds Pu Huixin finance to register an user to defeat 90 million
General benefit finance is facing service cost in developing a process tall, risk is big wait for a lot of challenge. Rely on at Internet technology, new finance is in spatio-temporal on widened finance serves cover a range, optimized user experience, what thrust used general benefit finance deepen development.
Pat pat borrow from at the beginning of founding, be with realizing Pu Huijin be in harmony wish scene, last through technical measure compose proposes form of new life of general benefit banking. Money newspaper shows, pat pat borrow the charge of research and development first quarter was a RMB 2019 87.7 million yuan, relatively the RMB of the corresponding period grew 17.6% 74.6 million yuan 2018. Be in long-term below the technical investment of high specified number, pat pat borrow covering service of banking of benefit of high grade general to more extensive user.
Up to on March 31, 2019, pat pat borrow accumulative total to register user number to achieve 93.86 million, among them number of user of accumulative total loan is amounted to 15.43 million, number of user of accumulative total lend is amounted to six hundred and eighty-nine thousand seven hundred, the broad user that for traditional banking service system has not enclothe facilitated successfully accumulative total counts loan demand 10 thousand times thousand, joined varied service setting.
Data shows, pat at present pat borrow 2019 first quarter pen all loan specified amount is 3387 yuan, average loan time limit is 9.6 months, much borrow or lend money matchs a service to be paid all is in in true life consumption setting to appear. As we have learned, pat pat in lending platform borrow or lend money near 6 into be used at daily consumption, the others is used at decorating, travel, medical treatment, part-time job does poineering work in waiting for life demand, below the indefatigable effort of the company, general benefit finance is being touched continuously amount to wider area and crowd.
Aid borrow business to occupy more abundant than exceeding 3 to be laid in into cash
Profit from market pats the affirmation that lends stable asset quality to patting, 2019 in first quarter, the company is aided borrow business to occupy get promotion than also lasting. Money newspaper shows, the loan amount that facilitates through orgnaization fund partner holds the proportion that always matchs the specified amount, from 2018 the four seasons spends 20.4% rise to 2019 30.9% first quarter, occupy than the breakthrough 3 become and still be in rapid growth.
In the meantime, pat pat borrow abundant ready money still was announced to lay in in second money newspaper here, with answering industry risk adequately. Data shows, up to on March 31, 2019, company cash and cash equivalent are a RMB one billion nine hundred and seven million three hundred thousand yuan, short-term investment amount is one billion four hundred and forty-four million one hundred thousand yuan, cash and amount of short-term circulating fund are 3.4 billion yuan about.
Pat pat borrow CFO He Deliang to express, "We are very glad that the financial outstanding achievement of company first quarter maintains steady growth, this proves the growth trend of our market actual strength and near future business once more, manage gain ability and efficiency to promote considerably especially. Our cash and short-term liquidity fund are a RMB about 3.4 billion yuan, the balance sheet that this makes clear us as before dovish. The balance sheet that this makes clear us as before dovish..
Standard of times of an ancient name for China leaves channel of each other gold, already entered be stationed in platform
