Liu Qi of our newspaper reporter
On May 16, on press conference of banking insurance routine, sichuan silver protects Tong Meng of committee member of inspect bureau Party committee, deputy director general to introduce, up to this year in March end, complete province debt appoint can establish the job to be finished basically, sichuan banking establishs debt in all appoint meet 4170, involve the remaining sum that use a letter 2.03 trillion yuan. Among them, group and scale of enterprise of single legal person are 24: 76, state-owned company and civilian battalion (contain foreign capital, joint-stock) enterprise scale is 32: 68, appear give bit of much, clue the characteristic with long, wide range.
Establishing mechanism and rigid tie, since 2017, accumulative total of system of the silver-colored bureau that keep watch is opposite Sichuan debt of orgnaization of the banking inside administer appoint meeting job begins special superintend and director to guide more than times 300. Up to this year in March end, agreement of complete province loan is signed rate 75.68% , 3165 debt appoint already can hold creditor joint meeting, occupy than exceeding 75% , accumulative total holds joint meeting 5496 times.
In addition, according to support kind, the side is helped up kind, exit kind classify roughly, already had 4021 debt appoint the meeting is right creditor's rights enterprise (group) the classification that finish is maintained, support kind of industry among them 2941, the side helps kind of company 599, exit kind of business 481. In the meantime, on the base that uses strategy in classification, be aimed at an enterprise specific issue, union goes against cycle management, apply silver-colored round loan, combination integratedly to give a letter, adjust add of loan interest rate, exhibition period to borrow, debt recombines, commercialize law to change debt to turn, go bankrupt the method such as reforming, cogent accomplish " raise actor to help up be restricted tiredly bad " . Up to this year in March end, complete province debt appoint the add that can help kind of company to the side borrows amount to amount to ninety-seven billion eight hundred and thirty-five million yuan.
To debt appoint meeting, there also is a few to oppugn sound on the market, superintend a branch for example to debt appoint is the guidance of the meeting harmonious whether to intervene the own right of administration of the bank? Help up to the side of difficult enterprise, the enterprise is obedient administrative interpose, whether can this mask asset true essence to measure on certain level?
Tong Meng says to this response, debt appoint the decision-making action of the meeting all the time " play market the decisive action in deploying resource " put in the first place, superintendency branch is " it is somewhat do not be somewhat " .
"It is somewhat " the place depends on: It is to give safeguard, superintendency branch raised debt appoint of the meeting establish a standard, establish debt to the bank appoint can offer how-to or referenced; 2 it is to establish a mechanism, innovation was established " information is shared, collective hold a conference or consultation, consistent action, unified award letter, risk to be prevented in all, behavior is restrained " 6 moving mechanisms; 3 it is to fulfil obligation, superintendency branch is right debt appoint the working duty of the meeting depends on coach and be being coordinated, ensure debt appoint can work each comply with law.
And " do not be " the place depends on, superintendency branch is not participated in, nonintervention debt appoint the decision-making action of the meeting. The enterprise is support kind still be the side is helped up kind, it is to add borrow, be borrowed firmly or recombine, the amount that debt recombines, debt turns the price is waited a moment, by debt appoint between conference member, debt appoint meeting and enterprise talk things over independently affirmatory.
Tong Meng still emphasizes, help up to the side of difficult enterprise mask asset quality this kind of view is have not a leg to stand on. Debt appoint the meeting financial side to difficult enterprise is helped up is not termless, also not be termless, debt appoint can be aimed at each particular industry, or side of long or short setting is helped up period, help up in the side to the enterprise period behavior of the arrangement of repay a debt inside, financing try to restrain or requirement enterprise takes the step that add a letter. Actually, always debt appoint the difficult company that meeting side helps, also be the key boy or girl friend that canal of risk of credit of bank of each creditor's rights charges, debt appoint the side of the meeting helps the work and won't protracted risk is exposed. Be like classics debt appoint meeting side is helped up still reverse company difficult position feebly, or the enterprise is helped up in the side period inside not sincere letter honors the agreement, debt appoint meeting still can take corresponding dimension authority step, asset classification should reduce credit.
Next, sichuan silver protects inspect bureau to will be in next the silver-colored meeting that keep watch is direct continueing that deepen debt appoint meeting mechanism, fine " perfect 3 times " , it is system of perfect finance supply, for debt appoint the industry that can serve is offerred include credit, bond, safe, equity, fiducial wait for natural resources of of all kinds finance; 2 it is perfect business management of enterprise, guide an enterprise to establish further " multivariate development is entered dedicated advocate course of study, blind adds lever to be inferior to reasonable and indebted " development concept; 3 it is construction of perfect credence environment, continue to had been done with association of the Central Bank, banking, proprietor of an enterprise finance of tubal branch, place is superintended, of the branch such as tax of judicatory, wealth, professional intermediary communicate harmonious linkage mechanism, tie enterprise adds lever blindly, punish severely an enterprise to escape useless debt behavior.
