Produce minor traffic accident, what flow is compensate of express put in order?

Both sides produces traffic accident, unmanned injury does not have caustic of other other people, responsibility is clear, whole vehicle caustic is in the accident 5000 the following, both sides can leave trouble spot by oneself. The agreement goes to relevant fast processing inside 48 hours the dot undertakes relevant processing, fill in for instance party proper motion negotiates fast processing book and entrust prices bureau to assess car damage.

The netizen seeks advice:

If produce minor traffic accident, can walk along compensate of express put in order, what flow be? Phone insurance company to report a case to the security authorities first? Whether does insurance company want reconnaissance site? What can you issue relevant receipt? Decide caustic next? Conduction manage compensate? Have a doubt: Walk along compensate of express put in order, whether to still need to hit 122 report a case to the security authorities to traffic group? Need accident responsibility book?

Jiangsu Changzhou Jiang Lin's lawyer solves:

Produce traffic postaccident to walk along compensate of express put in order to need to notice the following:

1, it is accident responsibility is made clear, all responsibility testimony of a witness is illuminated all ready, true and effective;

2, it is to do not have personnel to perhaps get hurt degree is smaller, do not need hospitalization;

3, it is a loss total amount is smaller, basically making strong narrow pass inside limits of maximum indemnity norm;

Additional, postaccident walks along compensate of express put in order to must the spot survey of insurance company decides caustic, the trouble removal that perhaps has policeman group is simple and easy cognizance book, and insurant should provide the relevant proof of insurance manage compensate and data in time to the underwriter.

Jiang Lin's lawyer is analytic:

Car manages quickly the note of compensate

1, entrust repair plant reason compensate to need discreet

A few cars advocate to go to the lavatory, produce postaccident to be not contacted directly with insurance company, entrust manage compensate what be familiar with relatively to repair a factory however. This behavior risk is very big, some repairs a factory to be able to allow a car advocate go a few " crooked means " pay an end in order to achieve compensate, and these " crooked means " if be checked by insurance company solid, car advocate not only him need assumes responsibility, still can keep bad record in insurance company.

2, do not undertake the whole thing at will accident responsibility

Some cars advocate think to insurance company compensate pays, because this assumes all responsibility entirely. Actually, car of insurance company basis advocate assumed responsibility weight made different compensate pay proportion.

3, after avoid by all means is repaired first, submit an expense account

A few cars advocate the factory is repaired to save time and trouble to search first after be or get out of danger, insurance company searchs to submit an expense account again after building a car charge. Actually, car advocate if do not report a case to the security authorities to begin to insurance company,repair car, the insurance company when reasonable compensate thinks to repair charge tower above to decide the charge of caustic, balance part will by the car advocate oneself are assumed.