Loan has gained ground very much nowadays, bank system, financial orgnaization system, network platform system, phyletic and various. Interest varies, a lot of loan conceal a lot of roads however! Today, teach you, what loan can be done, what loan must not be touched.
If 1. is the loan of bank system, it is to won't appear usurious, the loan that can be at ease so, but want to notice, resolution is bank, the consumptive banking firm that having fraction is bank investment or it is small lend a company this kind interest may be a few higher, but basic also won't be usurious.
If part inside the bank the word of priority, proposal, preferential make loan of house property mortgage, it is to do consumptive credit next next, finally is credit card again in installment of the 10 thousand and so on that use gold.
The consumptive banking firm below 2. bank, consume finance e.g. lake X, x is consumed in, begin X consumption. These are the consumptive banking firms that belong to bank investment, also be normal, compare a bank namely for, the forehead is spent a few lower, interest is relatively a few higher, year change interest rate to differ probably 1.5-2.0 times. Nevertheless this kind consumes financial firm more applicable to Everyman, because the credit demand of the bank is a lot of higher, consumptive banking company is a few smaller to oneself aptitude requirement, lend a money more easily. Lake X bank consumes accrual 0.91% , x is consumed in 0.98% , promote X to consume 0.95% , interest of major spending banking is between 0.9-1.1% , interest is smaller still.
3. new X is borrowed, big X finance, friendly X place waits financial platform a moment. Restful new X is borrowed belong to bank financing, those who be bank credit domain to do is the biggest, but accrual really the interest level of financial platform. New X is borrowed 0.85% , big X finance 1.18% , friendly X place 1.25% , opposite for consume financial firm interest than the bank slightly a few taller, after bank system loan applies for no less than coming, can try to apply for this kind of loan.
4. is small lend a company. The loan of this category rises abruptly in succession after 2011, accrual 2% above, does very may much person feel this accrual is not usurious, but he is not usurious actually, because inside the month, accrual fractionation becomes interest + platform administration fee, administration fee can not calculate interest, perfect legalization! Small borrowed delegate has smooth X Pu Hui, appropriate X Pu Hui, friendly X is waited a moment, of all kinds contain Pu Hui, what letter, of what be in harmony very a lot of more, of this kind of type, the individual suggests, until the last moment, must not borrow, be to do not have method really, after borrowing, also want to be returned immediately when having money, be sure to keep in mind cannot one and again again and of 3 borrow small borrowed money!
5. network borrows money, this kind is the cash that at present common weighs borrow, before small borrow amount to be before comparing, bank loan wants a few lower, the net borrows the forehead to spend is low more arrived acme 1000-10000 yuan! ! ! But still unexpectedly a lot of a lot of people borrow, because his doorsill is low,arrived acme! Basic much can borrow, it is accrual it is to calculate, what calculate by the month is very few, this kind borrows money, no matter interest is high with low, must not borrow, borrowed you to be finished, exceed the time limit not reimbursement, address book explodes immediately! Exceed the time limit is very fearsome, very much very much youth is be borrowed to destroy by the net, borrow 1000-3000, still do not rise borrow return newly old, accrual boils ceaselessly, thousands of can boil hundred thousands of come!
6. Ma X borrows, small X is borrowed, enrol X finance. This kind belongs to classical net to borrow, some amount are OK still, accrual also is belonged to normal, does that arrive low can these borrow? Actually, if pass other way to be able to solve capital problem, still do not use these as far as possible, these foreheads are spent thousands of small the forehead of tens of thousands of is spent, loan of system of can other to you bank causes an effect, buy a house for instance, if borrow, the comparison that the finance that enrol couplet uses is much, refus borrows the bank, include mortgage loan, bank credit, also be influential, did not collect sesame seed to drop watermelon so.
Overall for, small capital need is solved with credit card as far as possible, 200 thousand above, make pledge loan is highest, interest is small, reimbursement pressure is little, capital requirement remembers making bank system first certainly, retreat and be being begged just is consumptive finance next, include to borrow large number finance newly, small borrow, the net is borrowed, it is to be absent as a last resort, the does not have method circumstance that force does not want to do, even if did one have money to also want to be returned in time.
Loan, want to remember reimbursement, cherish oneself credence please!
