"Cover a road to borrow " , it is right it is a purpose with detinue, folk of make use of's leasehold name, prevail on or force the injured party to sign " leasehold " or covert " leasehold " " guaranty " " assure " wait for relevant agreement, add the means such as evidence of the leasehold amount, baleful production break a contact, wanton cognizance break a contact, reimbursement that destroy conceal to form debt of false creditor's rights through empty, and the generality appellation of the activity of relevant illegal crime that lawsuit of have the aid of, arbitral, notarization perhaps uses property of the injured party of violent, menace and other measure detinue. "Cover a road to borrow " in the case, the essential feature that should join a case holds from whole, "Cover a road to borrow " law of subjective purpose dispute owns state-private property, go up objectively through " penalty due to breach of contract " , " bail " , " a visit to the parents or schoolchildren or young workers is expended " , " intermediary is expended " , " the service is expended " , " industry established practice " etc " cover a region " the method undertakes executive, and principal part of partial experience proposal has quality of black evil gang. "Cover a road to borrow " behavior mode basically includes but not be confined to is the following case:
1
"Cross running water " mode
Trace of production bank running water collects high specified number to account of the injured party capital or film the video of cash of collection of the injured party (photograph) , make presentative and complete evidence chain, after that, ask the injured party is returned with the form of cash again still, the injured party is final in one's hand bigger difference exists between capital and the loan amount that the contract agrees.
2
"The car is borrowed " mode
With small the form such as finance company, go up in conduct propaganda often so-called " summary fast borrow " , " without guaranty " , " convenient and quick " , coax the injured party is dealt with so called " 0 pay buy a car " or regard impawn as content with having car oneself as a child finance company has the specified number small credit. In sign " mat endowment " or " leasehold " in contract process, the injured party that entice is accepted can deal with arbitrarily when GPS tabulator, break a contact is installed on car car or other the content such as the provision of break a contact that violates the Yan Ke that often manages, sign corresponding " car is qualitative (touch) detain agreement " , " car deals with a power of attorney " wait for legal copy clerk.
3
"The room is borrowed " mode
With " folk is leasehold " for cover, choose has the assistant of the injured party of house property, with " penalty due to breach of contract " , " bail " wait for items diddle the injured party to sign " empty is tall " " loan contract " , " contract of house property guaranty " the contract that waits to go against the injured party apparently. In the meantime, take the injured party to go to notarial place, house property rent, the accrual such as management reachs the accredit that check file to give loan square, with leasehold name, have the fact of house property all right.
4
"Naked borrow " mode
It is target object with the female more, often mortgage in order to not have in installment reimbursement form undertakes to the injured party leasehold, film with the injured party naked illuminate or transcribe is indelicate video, as loan or the requirement that extend reimbursement deadline, affirmatory the injured party afore-mentioned naked illuminate or video just assures the injured party returns Qian Zhi to use, won't outside pass. In get the injured party naked illuminate or after indelicate video, wait for reimbursement of means coercion the injured party with distribute on the net or be being announced to relative of the injured party, contact again, ask for accrual of high specified number.
5
"Credit is borrowed " mode
Need not borrower offers any assuring content, with borrower " credit " as assure and deduct the relevant expense such as accrual, poundage beforehand, it is certain to often be had puzzle quality, make the injured party feels OK and relaxed to lend money by accident, loosen vigilance thereby. After borrower obtains money, do not accord with a condition with borrower again for, all alone returns money and demand penalty due to breach of contract.
6
"The commodity that build carry out " mode
Use the injured party to be badly in need of the psychology of loan, in sign leasehold contract with the injured party besides, high price of additional requirement the injured party buys goods, otherwise cannot loan. The choice after the injured party suffers becloud buys those who build carry out " costly low cost " commodity, the loan amount that needs to agree by the contract repays captital with interest.
7
"Turn Chan Ping Zhang " mode
In the injured party faint " repay " when, coax the injured party with " smooth account " means and other and small finance company, individual or act other company to sign loan contract separately, adopt " borrow return newly old, high debt of layer upon layer base " means, ceaseless base is tall false loan principal.
8
"Much main body " mode
Main show is leasehold behavior all appears personally by between two parties person. Between two parties person, bagman is in charge of contact leasehold, sign contract, directive to hit paragraph and gathering, demand payment of a debt all and leasehold matters concerned such as demand interest. See bagman borrow money namely from the surface square, but the creditor in the loan contract that the injured party signs is in for blank, after the event but optional herein adds creditor name, the injured party and hind add " creditor " each other do not have drag in, even each other is not acquainted. Bagman demands payment of a debt in demand interest the gathering account that blame loan often can assign just be not bagman even separately in the process undertakes gathering. Once produce issue, from the point of evidential catenary, because the money that the injured party pays was not obtained " creditor " directive, and be adopted by forensic place hard.
9
"Absent " mode
Often agree on loan contract beforehand by appoint a court of justice administer, requirement the injured party supplies an address, agree to regard forensic service as the address with this address, do not remain connection way, ill will forms legal copy clerk cannot service circumstance, bring about the injured party to be less than front courtyard and absent cognizance.
10
"Break a contact " mode
Before at the expiration of one's term of office of loan time limit, in borrower when active reimbursement, active " break couplet " or make " systematic breakdown, cannot deal with reimbursement " , " the staff member is away on official business " wait for all sorts of excuse, one-sided holds the injured party " break a contact " ask " repay " empty is tall " penalty due to breach of contract " .
11
"Ill will demands payment of a debt " mode
Adopt abuse, threatening, mobbish, pester, beat up, imprison illegally, illegal and sequestered property, spray paint, spill dung, break a window, block keyhole up, stick propaganda to the enemy at the front line of dazibao, horn, give close friend post a letter the weak strong force such as housing of breath, forcibly occupy to the injured party perhaps its; Perhaps be cover in order to negotiate, part personate black villain, force the injured party to succumb; Perhaps mention false suit seeks strive for victory to appeal to a court decision, implementation detinue the injured party or its are close the purpose of relative belongings.
The court discovers in trying practice, experience " cover a road to borrow " the case often is had afore-mentioned a variety of " cover a region " behavior mode, and in different behavior pattern, the personnel that existing to differ again " cover a region " division of labor, cause details of a case daedal. Experience " cover a road to borrow " the complexity body of the case concerns in civil law now and criminal legislation impact interweaves each other, illegal element is passed " cover a road to borrow " create complex civil law concern, forge the form of the evidence that civil law concerns painstakingly, be cheated on one hand and entice the injured party, maintained its crime to create an obstacle for the judiciary on the other hand.
