The day brings money a place difficult of access
The day installs money danger to be eager to raising fund answer fluidity pressure.
On May 18, the day installs money danger to control a partner water share is released on the west " the reply announcement that the examine and verify of after the event that to the company about Shanghai stock exchange year reported 2018 asks ask case " say, the day installs money danger to invest assets equity to invest fund, gather fiducial product and presence of cash of danger of conduct financial transactions are constant the cash of degree flows a fault to match, accordingly, the company still is put in the risk of fluidity insecurity.
The insurance Wu income that the day brings money danger to be engaged in is occupied on the west water share advocate the 90% above of business Wu income, be on the west the core business of water share.
Announcement shows, before 2019 4 months, the day installs what money danger carries fiducial product to expire ahead of schedule, praedial investment project deals with, shift to an earlier date draw money time deposit, wait for capital gains power to make over the means such as financing to plan market fund through equity of the equity investment fund, bank that start line of business, cash of danger of the conduct financial transactions that finish 40.48 billion yuan. Came this year in May in December, the day installs money danger to still danger of fifteen billion four hundred and twenty-one million yuan of conduct financial transactions needs to finish cash.
The financing source of cash of before 2018 4 months basically includes: 1, through bond, stock, fund, praedial wait for asset to sell piece release fund eleven billion two hundred and eighty-five million yuan; 2, shift to an earlier date through fiducial product liquidation, bank deposit shifts to an earlier date the means such as draw money plans market fund forteen billion two hundred and ninety-nine million yuan; 3, go out through selling counter-purchase blend in capital forteen billion six hundred and eighteen million yuan.
On May 11, hand in a Xiang Xishui share to allot case asking ask, according to its 2018 annals, the day installs money danger to be in period of net cash of conduct financial transactions insurance continuously, "Protect door store gold and investment fund " course capital is flowed into for 0, capital pours out of 118.7 billion yuan, remaining sum of report period end 56.64 billion yuan, the amount that cash needs inside a year among them is 55.08 billion yuan. Please water share combines complement of liquid assets circumstance to announce specific 2019 cash to arrange on the west, include but not arrangement of source of time of cash of be confined to, financing, cash, likely fluidity insecurity undertakes sufficient risk hints.
Some closer year, the day installs money danger to be on business of investment conduct financial transactions insurance the movement is relatively radical. 2014, reached 2015 2016, the day installs money danger to protect door store gold and investment fund are twenty-five billion nine hundred and twenty-six million yuan respectively, one hundred and twenty-six billion six hundred and ninety-nine million yuan, two hundred and forty-seven billion four hundred and eighty-two million yuan, grow 11280% compared to the same period, 388.7% , 95.33% . After this, superintendency branch published a series of superintendency measure, in be opposite short put dimensions of add period business to try to restrict, the day installs money danger to protect door store gold and investment fund also begin to drop considerably, value 2018 end, this one word is fifty-six billion six hundred and thirty-five million yuan, drop compared to the same period 66.73% .
The data that water share discloses on the west shows, 5-7 month was 3 months with the greatest pressure of day of cash of the danger that bring money 2019, the day brings money danger accumulative total main asset and the cash that basically are in debt flow match a circumstance to be negative worth, it is respectively - 2.665 billion yuan, - thirteen billion nine hundred and twenty-six million yuan, - 5.656 billion yuan. After this till April 2020, main asset and the cash that basically are in debt flow the accumulative total that the day brings money a place difficult of access match a circumstance to all be.
Water share says on the west, in take no account of without expire clearly below the circumstance of time assets, the company is in cash of indebted accumulative total shed asset of 5-7 month existence 2019 breach, the day installs money danger to plan to invest sexual estate through selling, end fiducial product ahead of schedule, deal with other without fixed deadline the means such as asset complements capital, cash of danger of contented conduct financial transactions and external the capital requirement that financing repays.
Notable is, the day brings money a place difficult of access undertaking asset deals with in the process, return fund plan and anticipate not as good as. In May 2019, the day installs money danger to plan to submit trustee conference proposal, submit to basis of layer of management of accredit of board of directors cash of danger of its conduct financial transactions, external financing expires wait for indebted end cash shedding demand and asset carry what cash shedding furnishs to match a circumstance, in the part existence cash flows the period of time of breach, add financing source through selling the way that gives share of the bank that start line of business. Have not hold the specific date of the board of directors certainly at present.
Water share still points out on the west, if deal with (stock of the bank that start line of business) , company and day bring money a place difficult of access aggregate hold promotes a number of trade bank to occupy come than will falling 3% the following, danger of company Ji Tianan money will not have the right of trustee of nomination of company of Xiang Xingye bank, danger of Ji Tianan money will accord with the company to invest to invest the base that has accountant business accounting to promoting trade bank equity according to long-term equity no longer, will undertake accountant business accounting according to financial tool criterion, can produce major effect to company outstanding achievement then.
2018, the day installs money danger to obtain already earned insurance cost 14.85 billion yuan, grow 5.43% compared to the same period, add fast relatively reduced 11.78 percent 2017; Integrated cost is led 107.48% , relatively increased 6.86 percent 2017; Take insurance cost income the danger of 95.6% is planted accept insurance profit all is negative.
To this, water share asks ask to express in case in the reply on the west, it is to suffer insurance cost to be spent amply reduce general character element and company to raise client satisfaction to spend element influence, compensate pays a level to rise compared to the same period, add market of the danger that be not a car to compete more hasten is intense, industry whole insurance cost is spent amply reduce, the day installs money danger insurance cost to be spent amply also appear reduce; 2 it is the devoted strength that sells resource field in sale channel construction and target business domain is increased, fare level rises compared to the same period.
The day installs money danger cent to be planted nearly management data shows, 2018, proportion of income of car danger insurance cost is highest, occupy than for 78.62% , accept insurance deficit basically is mixed by car danger, accident danger assure to be caused nearly, occupy than for 90.10% .
Among them, the day installs profit of accept insurance of business of risk of money danger car to be - 679 million yuan, it is integratedly into this rate 105.61% , relatively on year rise 3.43 percent. Income of insurance cost of accident risk business 891 million yuan, grow 56.26% compared to the same period, accept insurance deficit 190 million yuan, integrated cost is led 122.43% , relatively on year rise 13.49 percent. Make sure profit of risk business accept insurance is - 133 million yuan, basically suffer a letter to protect business compensate to pay an effect. 2018, the day installs the room of money risk accept insurance to reach the beak a contract that borrows business to also produce different rate, the letter keeps business integrated compensate pays rate for 258.10% , bring about its integrated compensate pays industry of rate prep above coequal dimensions company.
Government-owned net brief introduction shows, the day brings money a place difficult of access is Chinese head home by the enterprise contributive insurance company of the 4th property of insurance company of established share-holding system business and country, held water in January 1995, headquarters is set in Shanghai Pudong, register capital 17.76 billion yuan of RMBs.
