Subsidiary bank of restful bank lukewarm state is punished this not, become what bank orgnaization violates compasses punishment amount to count because of paying professional work this year is highest, and the department because " illegal platform is offerred pay a service " and the first bank orgnaization that is punished.
Write civil | Sunny, on the west
Editor | Day of day Yao Jiu
Manufacture | Pay 100 families
The near future, " pay 100 families " exclusive know, subbranch of a bank of downtown of lukewarm administrative division of Chinese people bank releases administration to punish information fair show a list. Make public information to show, amount of amerce of subsidiary bank of restful bank lukewarm state is total RMB 5, 706, 880.63 yuan, confiscate illegal earning 1, 691, 174.82 yuan, accumulative total is punished do not have add up to 7, 398, 55.45 yuan (7.398 million yuan) .
Observe discovery carefully, violate compasses punishment this in all 3:
One: Offer for illegal platform pay the service act that violates concerned liquidation to administer a regulation, this is main core of punishment, superintendency basis " banking law of people of China of People's Republic of China " , give a warning, confiscate illegal earning RMB 1, 691, 174.82 yuan, punish paragraph RMB 5, 376, 880.63 yuan.
Restful bank is complained before this BC kind problem
Outstanding case produces con this year market generally in phonily platform of colour of business door, telegraphic bilk, foreign currency bilk, rich. Although superintend again and again repeated orders, partial bank orgnaization, pay person of orgnaization, relevant responsibility to be in battalion to close, consideration of outstanding achievement, competition, face a lot of tall trade of the quantity " venture business door " do not start risk test and verify, open brake to turn on the water, bring about hair of con case frequency.
" pay 100 families " statistic complains platform discovery each, user dispute appears generally this year " business of false high risk door " in the center, partial bank goes out to paying the optional indulge of the passageway to receive become black yield breeding ground.
2: Use interior to transfer a conduction client equipment Fu Jinhu turns, basis " blame finance orgnaization pays service government way " , condemnatory money RMB 30, 000 yuan.
When restful bank was superintended to punish last year, this problem has appeared likewise, belong to know a fault to did not change, of resounding last year industry " center of liquidation of Xiamen of bank of the people's livelihood is compelled close stop " in incident, be punished at the same time accompany those who run is restful bank.
3: For the unit business door installs individual account to serve as account receiving sheet, basis " account of RMB bank settle accounts runs way " , give a warning, condemnatory money RMB 300, 000 yuan.
Individual account does account receiving sheet to pay in tripartite actually compare in the industry " normal " (general) , to reduce the cost that win a customer and efficiency, the part pays a company to be on a lot of products receiving sheet support one card to deplane more or less, but bank orgnaization is relatively rigorous, bank orgnaization individual had not appeared to change before this " business door " the record that is punished, this subsidiary bank of restful bank lukewarm state also was to do " initiate " .
Restful bank is punished the historyNotable is, be punished inside 3 days in Ceng Ji of restful before this bank fair show amount to 5, break the law violate compasses behavior to amount to 8.
On October 22, 2018, branch of restful bank Jinan disobeys the behavior that washs money way instead to be punished as a result of two. Branch of Jinan of restful bank Inc. came on January 1, 2016 between June 30, 2017, because did not press a regulation to fulfill client identity to identify obligation, did not send according to formulary newspaper big trade report, basis " People's Republic of China washs money way instead " relevant provision, aggregate to branch of Jinan of restful bank Inc. place fines with 500 thousand yuan, and according to the regulation, be in 30 thousand yuan amerce to employee of person of 2 relevant responsibility.
With day, website of the silver-colored meeting that keep watch announced the administration to branch of restful bank Shanghai to punish information. Condemnatory information shows, came 2014 between 2017, presence of business of loan of individual of part of branch of restful bank Shanghai breaks the law 3 times violate compasses act: 1. The investigation before borrower income circumstance is borrowed did not fulfil his duty; 2. Carry out not strictly pay management the regulation; 3. Did not adopt efficient way to dog examination loan fund is used, be instructed to correct by superintendency bureau of Shanghai of committee of supervisory management of industry of Bank of China, punish a paragraph to add up to 1.5 million yuan.
On October 24, 2018, shanghai protected inspect bureau to announce 3 pieces of administration to restful bank a running fire to punish decision book (Shanghai protects inspect to punish 〔 41 date, Shanghai protect 2018 〕 inspect punishs 〔 42 date, Shanghai protect 2018 〕 inspect punishs 〔 2018 〕 46) , shanghai protects inspect bureau fair shown condemnatory account is " did not obtain license of business of management insurance representative to pursue insurance representative business " , and " the circumstance that cheats policy-holder in the existence in process of product of acting sale insurance " .
Be in early on March 29, 2017, silver-colored inspect is met make administration punish a decision, restful bank because inside accuse management to violate careful management regulation badly; Blame is real transfer credit asset; The sale protects product of this conduct financial transactions to issue to fair blame counter-purchase affirmatory acceptance to protect this; For a person of same business investment business offers tripartite credence to assure; Examine commerce setting authenticity not strictly to deal with 5 reasons such as business of bill accept, discount to be punished 16.7 million yuan.
Particularly important is, this kind of ten million punishs sheet to ever appeared frequently. On March 19, 2018, the Central Bank disobeys liquidation management to set an a huge sum to punish sheet to domestic bank. According to the news that the Central Bank announces, restful bank is weighed to punish, punishment exceeds ten million yuan.
The Central Bank pays liquidation business to execute the law at coming to will be begun to restful bank in September in July 2017 examination. Via checking solid, restful bank presence disobeys orgnaization of finance of management of liquidation management, account of RMB bank settle accounts, blame to pay service government to wait break the law violate compasses act. Give a warning to restful bank, confiscate illegal earning to make an appointment with 3.04 million yuan, punish a paragraph to make an appointment with 10.31 million yuan, aggregate punishment amount 13.34 million yuan.
Restful at that time bank expresses, at present restful bank already finished special inspection place to ask in the round rectify and reform and optimize the job, will strengthen the ministry of inside and outside that pays settle accounts professional work to manage further, improve business operation and risk canal to control capacity, offer better disbursement for the client settle accounts serves.
Will look with this, restful bank violates compasses act to paying settle accounts to break the law, should check oneself further from correct; To business door wind accuses, management of in-house examine and verify and risk canal control capacity, should farther ego promotion. This punishment also is bank orgnaization, pay an orgnaization to ring alarm bell noisy.
