Below the big environment of car market buzzing with activity, although car accident still is not big probability incident, but as all sorts of information report and car retain the quantity expands increasingly, the sense that car accident gives a person is nowhere is absent really, be in very likely some day, in you intended or accidentally, or below the action of outer force, produce car accident. And very much now person, to ensure the rights and interests of oneself, reduce the loss that this kind of instability causes to oneself, the love car that they can give themselves buys to be protected completely, bring the most comprehensive safeguard.
But, some people think he were bought protect completely, onetime capital of thing of happening of for love or money can receive the compensation of insurance company, appear consequently all sorts of violating compasses operation, protect completely regard as oneself pretext. But actually, the accident produces below certain circumstance, although you were bought,protect completely also of no help, because be below these circumstances, do not make even insurance company compensation!
Wine is driven, drunk drive, poison is driven
Home is driven to wine now, drunk drive and poison drives these 3 to violate compasses drive investigate can saying is very strict, in every city, every period of time, come up against a policeman likely to taking an alcohol measuring instrument to let you blow two, it is especially in a few festivals, particularly strict, and violate to these 3 compasses driving punishment is very severe also.
The person that wine is driven fines 1000 yuan, 2000 yuan, write down 12 minutes and of short duration buckles a driver's license 6 months; Drink drive battalion carry motor vehicle, fine 5000 yuan, write down 12 minutes, place detain below with 15 days, and the driver's license must not be regained inside 5 years. And the drunk person that drive is direct revoke driver's license, the driver's license must not be gotten afresh inside 5 years, the place after the course adjudicates with arrest battle, punish golden; drunk wine to drive car of battalion use for emergency use, revoke driver's license, the driver's license must not be gotten afresh inside 10 years, must not drive all one's life battalion carry car, the place after the course adjudicates with arrest battle, punish gold. The person that poison is driven will be in amerce, public security to detain, reach cancel the punishment such as the driver's license. There is behavior of drugs of suck, inject to perhaps remove to keep apart poison of Buddhist monastic discipline compulsively inside 3 years measure is not full 3 years, must not apply for a driver's license.
Meanwhile, if anything friend produces below above circumstance, insurance is not defended, although you are bought, is to be protected completely also of no help, so everybody must learn a lesson.
2 strike a light after ford
Arrived again the season with rainy high temperature, can come up against successive thunderstorm weather more in a few southern cities, heavy rain is ceaseless, make a person pained indeed. And fall in such weather, on road surface special form a large number of seeper, serious can flood car even. But a lot of people are when ford travel, can encounter the situation of car flameout, here the circumstance falls, must not 2 strike a light, because of the word that such doing, let engine very likely drink water, cause engine loss from this. And more important is, the car issue that if be after ford,forms, insurance company also is not of compensate. So, if be when ford car flameout, wait for trailer darlingly still, still tell insurance company in time at the same time.
Did not spend the New Year check is mixed year of careful
The car that is sure not to protect the car that had done not have a yearly check or did not have a yearly check on time and driver's license to did not pass year of careful advocate, this bit of everybody should can understand. After all a car, if the yearly check cannot be passed, the delegate is put in safe hidden trouble, if car happening is right now accident, insurance does not undertake compensate pays also be fair and reasonable, and the car that did not pass year of careful advocate same also, insurance company has authority not to undertake compensate pays. So, everybody must undertake the yearly check is mixed on time year of careful.
Car undertook changing one's costume or dress
After car undertook changing one's costume or dress, the car condition when meaning right now car condition and you to undertake casting protecting at that time appears difference. The word of the accident happens below this circumstance, insurance company also is to be able to reject what compensate pays to change one's costume or dress partial loss, fu Yuan installs compensate loss, it is clear that so everybody must be gotten. And the car after changing one's costume or dress also cannot pass a yearly check, cannot pass the word of the yearly check, insurance company rejects to compensate for likewise.
Car is lost in the parking lot
When buying insurance, we know to a danger is planted call pilfer rush to deal with an emergency, but why the car loses miss the opportunity in the parking lot, cannot calculate range of pilfer rush to deal with an emergency inside? Because if car is in a parking lot,be lost, it is to belong to the management of the parking lot to break duty, so, if your car was in a parking lot to lose, look for parking lot management rapidly, right now insurance company also can be not accepted certainly.
The car that do not have a card and use the new car that copies a card
Car suffers protect must satisfy two requirements: 1. The travel card that insurance car must have public security traffic to manage ministry nucleus to send or name brand. 2. During the regulation inside certificate of proof of management department of transportation of classics public security. That that is to say, the car that do not have a card is scarcely can suffer those who protect. And every new car establishs engrave card after the yearly check, using so during copying a card, do not have certificate of proof of management department of transportation of classics public security, won't suffer likewise protect.
Actually besides above outside 6 kinds of circumstances, still have a few special cases, insurance company also can decline compensate to pay. Produce postaccident to choose compounding to solve for example, but the person that cannot find cause trouble however, insurance company won't be heard. Still have even if produce postaccident, undertake repairing by oneself, car had done not have collision trace to serve as evidence, insurance company also is reject a complaint. Or, car produces a problem during maintenance, responsibility induces maintenance unit, insurance company also has authority rejecting claims. So, everybody is in life of daily drive a vehicle, must careful, must not undertake violating compasses drive, in the meantime, when producing an accident, should inform insurance company for a short while, understand insurance situation, the oldest rate ensures his rights and interests.
![[Zheng Can is right abstain drama] the accident _](/d/file/mv/20180531/6509.jpg)
