Copartner He Xinyu: Financial science and technology gets together situation ode can, broken ice is

He Xinyu of copartner of accrete science and technology

When this age bound, change quickly of progress of science and technology, the thinking that the contemporary IT profundity such as computation of mobile Internet, cloud, big data, artificial intelligence is changing the mankind, production, life and study means, the prospect that showing world progress deeply permeates each domains quickly, all trades and professions is being applied to change by science and technology, the financial industry that regards national pillar as one of industries especially.

In this one great opportunity period, as " financial science and technology is endowed with can asset wind accuses " the advocate of the concept, copartner of accrete science and technology Mr He Xinyu, also be with industry of deep ploughing banking rich experience of more than 10 years, advocate the power that uses finance of science and technology to aid the transition that pursues trade to upgrade.

As the rapid development that in last few years the bank reachs financial orgnaization consumer credit, the bad assets dimensions of our country jumps. According to relevant data statistic, up to by 2018, the bad loan dimensions of whole banking is achieved 2 trillion. Disappear gold orgnaization, small borrow, the net borrows the bad assets dimensions that wait, and credit dimensions and rate of exceed the time limit are forecasted in 200 billion the left and right sides.

He Xinyu respecting, according to current and macroscopical economic situation, return those who have superintendency policy to tighten up, the dimensions of bad assets after predicting to be borrowed in the near future can increase continuously, bad assets deals with platform market prospect is capacious. And development of industry of government of whole now bad assets enters bottleneck period, traditional pattern cannot have been satisfied and get used to current requirement, the transition of the industry upgrades extremely urgent, and the edge tool breaking ice that the new and high science and technology such as artificial intelligence reverses condition namely.

The He Xinyu that ever assumed office to give birth to asset of stone of vessel of peaceful of bank, grand to manage the large finance orgnaization such as finite liability company to hold the position of core to be in charge of high at Chinese civilian, perfectness wind accuses policy to build accuse data to analyse with wind, the respect accuses to be gotten quite purposely in wind of finance of science and technology, join accrete, pour into he is right of the industry change ideal and enthusiasm, it is his carry out travel to concept of financial science and technology.

Accrete science and technology is company of service of banking of an innovation that is growing drive with data science and technology, devote oneself to the exploration of the forward position technology such as science and technology of big data, intelligence and innovation, dedicated at multidimensional degree of intelligence conformity, whole technological process is asset management, one-stop HR cloud platform serves, reframe the client concerns, endow with for the industry can.

He Xinyu expresses, review current money market, the vivosphere that runs a company is in bad assets to be compressed ceaselessly, this since a good luck, also be a challenge. Current trade still stays in labor concentrated model level, must want to have transition and iteration, evolution becomes technology intensive industry, such ability are cleaned out in sea stand firm in sand.

The platform of finance of science and technology that as connection asset end and asset management carry, accrete build capacity of core of finance of science and technology for drive compose with science and technology, for asset management the enterprise is endowed with can, through its product of core science and technology reachs the solution that the quantity makes personally, the transition that promotes whole industry upgrades.

Fall the lasting theme that this synergism is business management of enterprise, also be the requirement that the market competes. And turning management subtly is a breach, utmost ground mining falls the latent capacity of this synergism.

He Xinyu thinks, asset management needs to fall this synergism, undertake be changinged subtly administrative, must arrive deep in process management. To the movement of a lot of standards, want to have management and monitoring, the work flow of normative whole, aggrandizement adds up to the safety of compasses. And accrete birth, it is the demand survey that passed manager of asset of on 10 thousand a gleam of, the each function module on this foundation designs cogent joint marketplace, perfect the problem that solved this two respects.

To asset end, product special diversification, asset type is different, need does not undertake dealing with with channel and processing technique. Low anticipate, tall anticipate, small amount, large amount, have diverse demand to the configuration of the group. Ability is visited outside be faced with at the same time insufficient, enclothe fluidity of degree of inadequacy, account big, client breaks couplet in all the problem such as tall look forward to of cost of debt, manpower.

To asset management end, a lot of medium and small businesses lack the case source of a few individuation, match very hard to accord with the Party A asset of him individuation advantage, and data capacity is not very powerful, lack systematic tool, to flow management the tool also contrasts lack, basic also to the precipitation of data in exercise process it is to be short of those who break.

The occurrence of platform of accrete science and technology solves asset end and asset management to carry bilateral pain spot, offerred complete solution.

He Xinyu respecting, because a lot of asset manage a company to do not have a system, without the resource of financial science and technology, without good administrative step and tool, and accrete and OK solve all these problems, widen working range and deepness, will high grade force group rises. Can realize the whole nation's extensive power to enclothe already, can refine force to extreme again, the cost that reduces operation greatly and side help radius up. Carry high grade force group finally, the Qing Dynasty that essence of life identifies risk type definitely and matchs correspondence receives strategy thereby efficient deal with and digest what have undesirable capital fund.

As science and technology model one-stop asset management platform, intelligent artifacts and service cover square respect range, run a company in the light of different asset, can measure a body custom-built solution, agile and convenient.

"Fall this synergism and elaborate government, the ode that still depends on science and technology and professional experience can. The effect of the robot is very big one part depends on use just have business experience, can coordinate the issue of business experience and politic experience lay off to robot product, and accomplish real time trends adjust. Should accomplish such ode can, must be science and technology + business experience is united in wedlock. " He Xinyu complements.

Money market ten thousand changes in the twinkling of an eye, the col that transition upgrades lies in the meantime, he Xinyu serves as accrete copartner, always paying close attention to the relevant policy of the trend of the market and country, research asset carries what carry with asset management to appeal to pain spot of sue for peace, the eye of sex of the look up before using, foresight, essence of life allows layout to make clear accrete development direction.

He Xinyu says: "The controller of the enterprise should seek an overall situation, the station sees a problem in taller height, wider eye shot. I can spend many time to study the market and policy, also can study forms for reporting statistics at the same time, gather information of a gleam of in great quantities, can plan as a whole better so, the palm accuses overall situation. For instance, 3.15 hind, the market is superintended more strict, asset carries special to oneself credit risk attention, and how these requirements are satisfied while asset management end been doinging the work been doinging the work, the meeting between both sides has the process that a rich weichis. I think from beginning to end, everything, without optimal program, have the most appropriate plan only, coordinate through be being communicated adequately, both sides can reach surely pair of winning program. Both sides can reach surely pair of winning program..

Speak of current group, myriad of He Xinyu deep feeling. His respecting, accrete science and technology was November 2018 the portion holds water, newly established group is the elite of the industry, though come from different company, but can say everybody came true to not have seam join, this is very god-given. More those who let a person touch is a group bear hardships and respect industry drive. Here He Xinyu is special mentioned a petty thing, companionate people for the project go up on time line, 3 days of 3 night do not have the group rest, very feel proud for such group.

Current, it is very mature already that accrete group builds each aspect, enter the phase of steady progress. He Xinyu believes, in such a flock of having below the effort of the dream, accrete person that has intense emotion, the future of accrete science and technology is inestimable certainly, the iteration that also can promote whole industry certainly upgrades, the power that uses finance of science and technology makes perfect industry modes of life and relation to their environment.

"It is not as important as the fault to be opposite, important is to answer change, solve a problem " . When the life concept that speaks of oneself, he Xinyu says so.

The world is in constant change in, if want to stand firm in the market in this ten thousand changes in the twinkling of an eye, be about to embrace change actively, can saying is " in order to change meet an emergency " .

Say from some kind of angle, accrete science and technology embraces metabolic result namely, below new times general trends, the transition that helps power industry with the output of financial science and technology upgrades. The force of situation is boundless, blast tuyere theory is well-known, temporize can follow wind rise steeply 90 thousand lis. He Xinyu is sturdy ground respecting.

Leisure time, the thing that He Xinyu likes most reads a book namely, his dabble is very wide, besides the book of the industry, still read the history, be in charge of, biography to wait a moment in great quantities. Read make a person wise, the station looks a few more further on the shoulder of giant, can make us little take a few roundabout way, appropriate answers the world of this change.

Here, he Xinyu is special recommended Rui Daliou (Ray Dalio) " principle " . He Xinyu thinks, review the substaintial methodology of the principle, it is actually " err correctly, correct failure " . How ability as early as possible discover a principle, abide by the principle of mistake of correct principle slam the door, want to establish a goal above all, try to fail partly after that, adjust behavior principle, raise ego, again set target, the attempt fails partly, sum up and learn, rise quickly again. Of the principle optimize plan to be similar to Tecent company a bit " half step, tantivy, trial and error, iteration " character 8 guiding principle, or PDCA " plan, carry out, examination, processing " management circulates.

In the predicament that manages in current and bad assets, accrete science and technology devotes oneself to to do the person break ice of the industry, it is with financial science and technology implement, break an industry to develop bottleneck, make more healthy banking modes of life and relation to their environment!