New capital signs up for dispatch (reporter Chen Peng) on June 26, the reporter sees from Chinese bond website, inc. of finance of silver-colored car of strange luck badge was announced recently " about luck lustre series individual car mortgages loan capital fund supports negotiable securities register application report " . This asset supports what negotiable securities did not come 2 years to register basic message to show, its register total amount to be 10 billion yuan, predict to will be between countrywide bank bond market issues 3-4 period.
Inc. of finance of silver-colored car of strange luck badge (the following abbreviation " strange Ruijin be in harmony " ) hold water full already 10 years, prepare to construct jointly by limited company of strange luck car and Inc. of badge merchant bank. On March 27, 2009, via former silver inspect can be approved, strange Ruijin be in harmony is formal practice.
The data shows, main credit business includes strange Ruijin fuse retail loan business and agency loan business Wu of two great undertaking board piece. 2018, accumulative total of strange Ruijin be in harmony extends retail loan three hundred and forty-two thousand one hundred, loan amount is total twenty-three billion six hundred and four million yuan, surprise among them loan of business of lucky brand new car one hundred and thirteen thousand one hundred, loan of business of new car of brand of blame strange luck two hundred and fifteen thousand six hundred, two handcart loan thirteen thousand four hundred. Up to 2018 end, strange Ruijin be in harmony is retail loan remaining sum thirty-one billion two hundred and eleven million yuan, 91.84% what take total loan remaining sum.
In addition, agency credit business basically is the agency related strange luck and strange luck to provide financing service, specific include to purchase car loan and spare parts loan. 2018, accumulative total of loan of credit of agency of strange Ruijin be in harmony sixty-two thousand seven hundred, loan amount is total 15.96 billion yuan. Strange Ruijin be in harmony says, business of company agency credit supports strength to dealer of strange luck car bigger. Up to 2018 end, loan of agency of strange Ruijin be in harmony and remaining sum of money advanced for sb to be paid back later 2.772 billion yuan, take loan total remaining sum 8.35% . 2018, agency credit business realizes interest income 147 million yuan, 4.81% what take its interest income only.
Nearly 3 years of when announce according to strange Ruijin be in harmony main and financial data, up to 2018 end, total of this company assets is thirty-six billion six hundred and thirteen million yuan, indebted amount is thirty-one billion one hundred and twelve million yuan, loan and amount of money advanced for sb to be paid back later thirty-three billion two hundred and thirteen million yuan. While net profit grows steadily, the loan fraction defective of strange Ruijin be in harmony has appreciably to rise. Came 2016 2018, the net gain of strange Ruijin be in harmony is 672 million yuan respectively, 686 million yuan, 699 million yuan, bad loan rate is 0.63% , 0.54% with 0.75% .
New capital signs up for reporter Chen Peng to edit Liu Xiaoyang to proofread Liu Jun
