Chinese net finance and economics on June 25 dispatch (reporter Yang Chang) recently, congress of partner of banking of the number on the 2019 horses that sponsor by the finance on the horse is held in Chongqing. On the meeting, the finance on the horse is presiding and financial the development that since Neon introduced the finance on the horse to hold water four years, official and presiding operation Guan Guojian obtain and achievement, and the cooperative course that with everybody the partner travels together hand in hand all the way. The many technologies product that CTO Jiang Ning showed the finance on the horse to go up in financial science and technology, include catenary of cloud platform, artificial intelligence, big data, area piece, biology identifying to wait. Accused scientist Lin Yachen to reveal the finance on the horse to cover the risk management system of whole technological process by presiding wind.
CFO Guo Jianni: The finance on the horse forgings 9 great ability hand over satisfactory exam paper
The finance on the horse is presiding and financial Neon is in official and presiding operation Guan Guojian express on the meeting, at the beginning of the finance on the horse founds aspire should make capable company. Will look with respect to report of 4 years, the finance on the horse registers capital to amount to 4 billion yuan currently, user number exceeds 65 million, establish the record that sign a letter to exceed 5 million user, cooperative bank exceeds 400, own research and development system of technology of more than 600 core, filed 170 multinomial patent, reached collaboration with 180 many setting.
The finance on the horse is presiding and financial official and presiding operation Guan Guojian Neon makes a speech
Guo Jianni speaks of, regard the finance that hold a card as the orgnaization, our biggest risk is to join compasses venture, insisting to add up to compasses bottom line to manage is the most important also be a the firstest part, close compasses the Chongzhongzhi that business ability is the finance on the horse is heavy. She introduces a company so add up to compasses deploy: "Add up to regulation branch to have sovereign power in our company, any their products to us, any projects have one ticket veto. To closing compasses we are the requirements that realize 4 respects: The first it is complete member should have add up to compasses consciousness, from the top down; The 2nd it is whole business must close compasses; The 3rd it is us all flow must close compasses; In any period of time we must want to close compasses. In any period of time we must want to close compasses..
In addition, guo Jianni thinks, the finance on the horse can have today's result, because the company insists to make the ability of science and technology of the company in the beginning of do poineering work,be. She speaks of: "Preparing period the money that lending partner, when preparing a group we had established the group of research and development that approachs 100 people at that time, up to now group of our research and development exceeds 900 people. Entire company has 1600 people only, can seeing us is very big to the investment of group of research and development. Can seeing us is very big to the investment of group of research and development..
It is very important to regard finance as the orgnaization is ability of a financing, guo Jianni introduced the financing ability of extraordinary diversity of firm of the banking on the horse: The first, the finance on the horse registers capital is at present 4 billion, should be inside endowment consumptive banking company's biggest enrollment capital. The 2nd, the finance on the horse has been mixed at present more than 400 banks achieved cooperation. This collaboration includes the ABS after short-term loan of sundry a person of same business, associated loan can have etc. The 3rd, the finance on the horse is wired go up the aptitude of short-term loan of a person of same business, OK and online aspirant travel is comfortable distribute short-term loan. The deposits money to company shareholder support that additionally 6 large stockholder last. Additional, guo Jianni speaks of, the asset bag of the first ABS has singled out the finance on the horse came, advancing issue as soon as possible, also hope associate of bank a person of same business is taken an active part in. In addition, the company also has the intelligence that applies financial debt at present, preparing actively.
The data that the ability of core of financial science and technology is a company is decision-making wind controls capacity. According to Introduction Guo Jianni, the finance on the horse has those who exceed 65 million to register an user, the management data that lasts 4 years, gathered huge overall data, the data group that still has more than 300 much people has research and development to data, develop the variable of all sorts of effective science, had real time effective high-energy decision-making. In addition, still grind by right of powerful him group the wind that sent the ownest, agile, stability controls decision-making system. She thinks: "All these is to result from we have a top class wind to accuse a group. "All these is to result from we have a top class wind to accuse a group..
Guo Jianni still expresses, at the same time the finance on the horse still held to 4 changeless, do poineering work namely first the heart is changeless, hold to symbiosis in all the concept of flourish of society of changeless, country take on the viewpoint of value that is a center with the user is changeless, changeless. The development that she emphasized the finance on the horse and achievement cannot leave the accredit of broad partner and support. She expresses, the finance on hope future horse and partner can " do not forget associate with, not Wei will come, achieve higher value in all " .
CTO Jiang is peaceful: Financial division skill improves efficiency, promote close compasses
Jiang Ning of CTO of the finance on the horse undertook in the exploration of artificial intelligence respect with respect to the finance on the horse the theme makes a speech. Jiang Ning speaks of: "2017 when we decide we must not move toward open platform, we are at present own compose built system of 600 many core, filed 170 patent, won the award of a kind of achievement of two silver-colored meetings that keep watch, this is a crucial course that every time in 2017-2018 we had taken time. Can change this platform turn an open sex into platform, the power that uses platform to change lets our data, include a product, include a service faster, this is us the target that second half of the year continued hard 2019. This is us the target that second half of the year continued hard 2019..
Layout of science and technology of future of the finance on the horse domain of two big focusing is financial science and technology, retail science and technology, and 5 old techniques innovate continuously, basically include: Catenary of cloud platform, artificial intelligence, big data, area piece, biology identifies.
Jiang Ning of CTO of the finance on the horse publishs a theme to make a speech
Jiang Ning speaks of, the finance on the horse has hundreds medium of communication, possible one day, after a collaboration just did an activity, platform increase sharply is decuple the visit of above, only cloud platform just has this kind of stretch power. Be in any trading inside the structure, the person that has data is having speech right most inside whole chain, the speech authority of traditional banking is capital, but authority of prospective finance speech is in data.
He emphasizes the open platform that introduced compose of the finance on the horse to build, namely alternant center of intelligence, include a few shares, the first is cloud call center. Cloud call center can undertake the confluence of more fast deepness with artificial intelligence, it is the finance on the horse manages in intelligent asset, intelligent customer service, include intelligent pay a return visit, intelligence sold multiple domain to achieve the breakthrough of efficiency, the breakthrough of quality, the breakthrough of the experience. Alternant platform has this intelligence 3 core technology: Be based on the conversational model of frame, be based on the conversational model of interactive study, real time text turns speech synthesis. Technology of before two core is the ability that solves word of much wheel pair, let what the robot has memory have a conversation. The 3rd is speech synthesis, artificial intelligence needs mass data to undertake tagging now, the finance on the horse achieved a breakthrough is word of speech lard one's speech with literary allusions. The altogether such as speech of draw together of the pericardium in cloud call, character won patent of 32 states level, have the patent of 3 international form that file in road.
Those who deserve attention is, cloud call platform can promote efficiency not only, still can come true to close compasses issue definitely through standardizing solution. Urge through what standard intelligence changes close, can prevent unreasonable urge close, the robot won't ask a question that makes consumer not happy particularly, also can increase user experience, this can be used on phone sale likewise.
What the wind that the 2nd open platform is scene of whole trench, full-court, complete product accuses is medium stage. Citing will tell, the finance on the horse gives China the plan that commercial bank of southwest a city makes, enclothed ATM, enclothed credit card, enclothed small small, covered day-to-day operation, can call whole trench. At the same time the finance on the horse helped a bank comb it to have the capital fund of data already, help its be received again at the same time exterior source of more applicable to the bank a few data, compose proposed 600 many regulation, a few models, all wind that covered whole and day-to-day operation accuse the necessary application of a need, after these enclothing be over, include mobile phone bank, include ATM, what the data capability that the finance on the horse gathers through oneself and the data wind that helped a partner establish a complete complete channel accuse is medium stage. Jiang Ning expresses, hope future opens platform this to be able to serve more clients.
Later a part, jiang Ning introduced the finance on the horse to be in the layout of retail science and technology, most the technology of core is in the person a breakthrough achieved on facial identifying, the finance on the horse is in the person with the oldest whole world obtains the result of 99.83% on market of facial identifying test, company hope compose is built now brush a face to pay, brush a face to be entered, intelligence receives silver, brush a face to enter a public house 500, content couplet pays 5 1000 to 10 thousand manufacturer, choose and employ persons of profit of the banking on these help horses is versed in intelligent technology gets different client in different setting, compose of the finance on right side horse builds a person to trade of the data of setting accumulate.
Presiding wind accuses scientist Lin Yachen: "5 an organic whole " risk management systematize
Presiding wind controls the finance on the horse scientist Lin Yachen " the immanent logic of risk management " published a speech. He expresses, the risk has 3 big essential features: Widespread presence sex, relevant can forecast gender, general and associated sex. The essence of the risk decided how to run a risk, the risk must have the government of systematize. His introduction says, the finance on the horse " 5 an organic whole " systematize risk management, have it is a foundation with big data, it is with wisdom space prop up, it is the 3 big characteristic of decision-making platform with regular engine Plus, apply to the line on the line to fall at the same time, cover sale, award the letter, management after borrowing, asset to be optimized again wait for business whole technological process. Lin Yachen still expresses, the risk government target of the finance on the horse is " stop Yu Zhishan " .
Presiding wind controls the finance on the horse theme of scientist Lin Yachen makes a speech
Lin Yachen expresses: "You do not know the risk is on which link happen, that seed extends link to plant in the market likely below, because you do not have a canal to arrive, gave a risk finally, also be likely in sale link, draw incorrect client, so risk management must whole technological process, and must be in charge of everywhere constantly, enclothe completely. Risk management system has such a few big distinguishing feature, of course everybody knows to be a foundation with big data, it is from some wisdom spaces with us prop up, plus the decision-making platform of our research and development, these support the movement of whole technological process jointly. These support the movement of whole technological process jointly..
Lin Yachen emphasizes: "We hope and our client grows jointly, will serve him, we have the system of rights and interests of numerous client, will enclothe various clients group. The practical effect of system of our risk management is very effective, have historical testimony. Arrived June from last year now, risk control behaves every month to be in innovation is low, our risk is behaved the end of the year ameliorates continuously this year. This showed risk of whole technological process adequately to govern systematic function, of course this is a link in big company processing, the taking of achievement of venture capital quality and all section are relevant, they made significant contribution to this. They made significant contribution to this..
Consume financial author to hold CEO Zhao Guoqing concurrently to express immediately, dimensions of consumptive money market grows continuously, perspective is wide, whole industry passes the rapidder development of early days and experience to accumulate, the high quality that striding confluence of science and technology, positive innovation develops level. Finance of the consumption on the horse is dedicated to forginging all the time ability of own science and technology enhances company core competition ability, aid push science and technology and finance to quicken confluence, the deepness of the technology such as catenary of computation of drive artificial intelligence, big data, cloud, area piece and financial business cooperates with, those who weigh the cost that model finance serves and benefit is balanced, provide better product and service to the user.
Finally, sum up with Guo Jianni's speech congress of partner of banking of the number on 2019 horses. Guo Jianni speaks of: "The finance on hope horse does not forget associate with, not Wei will come, achieve higher value in all with partners! Achieve higher value in all with partners!!
