On January 9, 2019, pay treasure to announce, global user number already exceeded 1 billion. This means the whole world in every 8 people, having a person is the user that pays treasure. And right nowAntThe appraise cost that gold takes is close1500 dollar, namely nearly 1 trillion RMB.
AntThe forest is planted tree, raise chickling, flower setting pays etc a series of function, had let those who be far from gregarious tool paid treasure to pullback battlefield, believed to had been become besidesSmall letterThe 2nd outside APP that cannot leave.
AntService limits covered the finance that gold takes to pay, fund, service, numerous chip, industrial banking, conduct financial transactions, safe, bank and sign a letter, formed whole financial modes of life and relation to their environment thereby. Had been a magnate of real financial science and technology, alone horny animal.
The first payment of money hare gentleman does not know to began to had changed from when " flower " .
AntFlower net profit is cut nearly 9 into
But any companies won't plain sailing. It is reported, up to 2018 end, flower remaining sum of the loan inside the watch is 11.28 billion yuan, reduce 2.5 billion yuan compared to the same period, net profit drops compared to the same period 89% .
Calculate according to the data of FinX finance in light of, battalion closes and net profit all considerably cut.
2018 annual, AntFlower management main bodyAntSmall tiny borrow company battalion to receive 2.3 billion yuan, compared to the same period 6.6 billion yuan of 2017 cut more than 65% ; Net profit also glides from 3.42 billion yuan of 2017 89% decrease reach 367 million yuan.
(chart comes from: FinX finance)
And will look from data of before 2019 4 months, flower, borrow ABS issues the specified number going up year of foundation that drops considerably on, continue to show bluff type to drop.
Chinese capital negotiable securities changes data of statistic of ABS of analytic network company to show.
2016, AntSmall tiny borrow andAntShang Cheng is small borrow issue the forehead to mix 16.5 billion yuan for 47.78 billion yuan respectively, both and aggregate issue the forehead to be64280 million yuan;
2017AntSmall tiny borrow andAntShang Cheng is small borrow it is respectively157500 million yuan are mixed139910 million yuan, both and aggregate issue the forehead to beTwo hundred and ninety-seven billion four hundred and ten million yuan;
2018AntShang Cheng is small borrow mix 55.5 billion yuan for 116.9 billion yuan respectively, both and aggregate issue the forehead to be172.4 billion yuan.
Pass comparative analysis, 2018AntGold takes two wife and children to lend a company aggregate issued the forehead to drop greatly compared to the same period 42.03% , watch instead soared 2017 300% .
Dropping main reason may suffer superintendency policy to concern with financial industry. End net borrowed the abidance of superintendency policy to strengthen 2017, right small borrow also have bigger effect.
AntGold takes outstanding achievement or face bigger test.
AntGold takes outstanding achievement switchback, whether can you affect appraise value?
Money hare gentleman saw in a group of data that believe negotiable securities, negotiable securities of the letter in occupying is calculated, AntGold is taken the profit before duty was made an appointment with 2018 - 1.901 billion yuan, and 2017 the profit before duty131.89 100 million yuan, this difference is too big really.
The reason that the government gives out is: AntGold took the development in home, international market and defray of sales promotion activity to increase, product innovation domain also has not small investment.
2017, AntThe sum of the profit before gold takes two wife and children to shirk the duty of the company is eleven billion two hundred and six million yuan, occupyAntGold is taken in those days scale of the profit before duty is as high as 85% .
Two wife and children borrowed certainly will of company profit pelter to affect 2018AntThe outstanding achievement that gold takes.
Borrow policy to look from current 2019 network, AntGold takes outstanding achievement to may face sterner test. Policy does not relax, ABS issues certainly will or won't have improve apparently.
AntWhether can the change of the outstanding achievement profit that gold takes affect its appraise value?
We see a case, giving the appraise when travel company actors or actress the pace appears on the market to be worth is 120 billion dollar, appear on the market from time to tome 80 billion dollar, end to actor or actress pace total market prise is controlled in 74.5 billion dollar at present.
Gain is the strong point with main market prise, fame just publicizes a dot.
AntFlower be howMake money?
Believe a lot of people are curious this thing, AntFlower also not collection our poundage, and still one part person does not return money, it is after all howMake money? And basisAntSmall borrow the money newspaper 2017 to show: Flower year of net profit of creation be as high as 3.4 billion yuan.
This 3.4 billion from why and come! Businessman poundage and in installment poundage.
Our common people is using a flower when undertaking payment, do not need to pay additional fee, but the businessman is different. Every brushstroke trades amount, pay treasure general the fee with certain scale collection businessman.
Pay treasure gathering to stimulate a businessman to use, after the businessman's contented and certain gathering pen is counted, can achieve favourable cost rate.
Do not accumulate Kui pace, do not accumulate without; of down to a thousand li small stream, without with Cheng Jianghai.
Should use a flower when the person is increasing, automatical giveAntFlower created income.
It is again in installment poundage.
AntFlower it is consumer credit product constitutionally, credit is being accompanied in installment. Because this is spent business has a flower Zhang is odd in installment business, flower trade in installment business.
Must not think you need not be spent in installment, someone else also need not, in fact, flower in installment what user scale comparatives is tall. Guangdong province samples indication loan user is occupied than nearly 25% .
In addition, still have punish the charge of breath. In installment flower return to moment not clear, accrual of exceed the time limit turns 0.05% collection by the day of amount.
So to spending money for the user with extravagant, ambiguous program, flower the forehead is spent is not more better.
Beautiful nevertheless the forehead is spent is a person of integrated financial capacity reflect. The forehead of money hare gentleman is spent is 32000 yuan. Your flower how much is the forehead is spent? Greeting comment leaves a message.
