The end of the year is very much bank not loan, how should you do?

The person that believes the near future still has loan demand has been experienced, loan is bad, examine and approve strict, the program is complex, especially bank orgnaization, even if is to examine and approve had come down early, but loan does not have deadline tardy however.

Because the country was superintended to consuming finance,this is, the bank is faced with the end of the year to had begun to stop loan mostly.

But, the team before Chinese people bank asks for letter center door discharges longer more however.

Data chart, somewhere doorway of travel of this summer person

These are expected issues, like in former years, before two months that are inferior to the end of the year every year begin, money begins crimple, policy begins strict, each are big the bank begins to be in borrow to smoke, close borrow busy, be about to expire, with the client that has expired, must not count on once still borrow can approve afresh immediately answer come out, possibility very little.

Basically go out borrow also arrive after year, at present the client using a fund of side of the saddest business of nothing is more... than, it is the client needs to still be borrowed on one hand piece borrow, it is business client examines and approve flow to get stuck to be not moved on one hand, still having a few is flow is going to going at all lost.

However, most the nothing is more... than since wind unboiled water each are big P2P, small borrow and the car lends a company.

Annual second half of the year begins, especially the end of the year will come, can be their busy season, almost every family all can overfulfil the task ahead of schedule.

So, for the client that uses a fund to current and real need, do not be in bank of kink prep above a few li or the interest rate of one times, do not spend the expectation that fails to amount to him mark to be worth at the forehead in kink, if you continue to use a fund really, so carry lawful and normal channel, how much is can be being taken, money has much use more, money is rare little use.

If need to use the client of the paragraph in the end of the year, be in at present do not make the best of time to get the business that can carry, so had been in a month, you also are being taken really be less than money.

Of course, if you can be accepted of 200% usurious, do not have a problem, because had been in,a month can be usurious busy season, those wait what say early a moment, those are not anxious, those clients that spend in kink interest rate and forehead, most metropolis is forced to choose finally usurious the difficulty that will spend oneself, however usurious capital also is not those who take is endless those who use not be over.

To finally, you may be connected usurious do not take a hand, although I disapprove of everybody to get usurious, loan must be a rational behavior, you do not need a consideration too much, help everybody arrange train of thought here.

The loan that is not everybody is imperative, because,having a lot of people may be face, because special account is brought about,the likelihood is go seeking loan, do not borrow money to be able to be spent euqally actually, below this kind of circumstance, can not choose loan not to choose loan, unless you can get the lowermost interest rate of bank orgnaization, borrowing money after all have cost, so loan wants discretion.

No matter you stem from what element loan, whether does the amount that also is indifferent to a loan satisfy your expectation forehead to spend, need to consider to be clear about only, is the specified amount that can you lend spent useful? If do not have good, so do you borrow money this to there are any senses? If say, the specified amount that you lend is spent can solve your part problem, so you can choose to accept, solve your partial problem first, premise is, your loan must be imperative.

Have interest rate of kink of a lot of people, I want to say only, loan this industry has capital cost necessarily, also be one pupil meaning, since be the business,nature can have profit, and it is usury embellish, can be 0 interest rate without the person the thing of low perhaps interest rate goes spending money will make venture capital investment.

The interest rate that borrows money so depends on directly capital square capital cost, what you need recognize is, the true condition of this current interest rate, the lunar reimbursement condition of this loan.

If lend 100 thousand money, these 100 thousand money can get what kind of benefit, at least can guarantee against be out of pocket, can take next chance however, so I do not resist this fund you go borrowing, if you borrow money,both neither can gain an opportunity.

For example

Did not make money, won public praise however, exchanged brand effect

Cannot get profit again, so this money suggests you are not taken, life still has a lot of opportunities, can say again etc.

Once any industry develops certain level, can appear on conduct propaganda a road, there is a district everywhere in our life, what you see is a very low price probably, but can discover after it is clear that you understand, the price of this lowest is the service that you need far from however, the service that you need still is regular price.

Such covering the road is omnipresent, for example some treasure, be in once of first time double 11, it is really 5 fold in the sale, but experience a few double 11 later, I discover a problem, the product of same cost, can have two different version, among them the price of a version rose 1.5 times on original basis however, reducing the price sale of 1 times to you in mobile day next, earned 0.5 more instead times, this still is a road.

Borrowing money so in this industry, you should have a pair of piercing eye, at the same time you should have a brain that is good at an analysis, encounter a problem, why is thinking more 1.5 right-and-left accrual more so, is this the interest rate of 1 however?

So, I offer everybody asks interest rate not always, the trial goes enquiring " integrated cost " affirm next cover a region, what do not represent interest rate appearance is low it is first selection certainly, do not transfer into go in the trap that cover a region.

Finally, ma Rong is borrowed remind everybody, the end of the year will come, the loan of each orgnaizations is met more obtain hard.

So, you should fall in careful premise, according to ego effective demand and actual demand are judged whether to need loan, if answer be affirmation, so the capital requirement that the credit manager that selects a major will come to help you solve you just is before last anthology.