Good had borrowed still, refinance is not difficult.
Light borrows do not return, refinance does not have the door!
Recently, economic daily reporter from Internet banking venture group of leader of special repair work learns, " the announcement that believes systematic construction about strengthening P2P net to borrow a domain to ask for " already allotted on September 2, p2P net borrows an orgnaization to will receive database of base of financial credit information to run an orgnaization -- the orgnaization signing a letter such as letters of center of letter of Central Bank ask forring, 100 travel ask forring.
This is meant, not only meeting newspaper sends circumstance of the business data that P2P net borrows an orgnaization, interest rate the orgnaization that sign a letter, the individual that lends platform borrow or lend money from the net also will be restrained by more.
The expert reminds, again ill will escapes the behavior such as useless debt, central Bank be sendinged by the newspaper the center that sign a letter mixes 100 to sign a letter, write down individual credence to report.
The net borrows Laolai, do not want to go back on his word again!
" announcement " coming is moment
Since 2013, internet finance rises abruptly quickly, the person that do poineering work is devoted into realize a dream among them, investor is devoted into enjoy get one's own back of high specified number among them, leasehold person devote into saw a pressing need among them.
But, everybody did not think of P2P net borrows an industry to be able to resemble nowadays so " casualty miserable intense " , platform " explode thunder " , collect money illegally, ill will escapes the random hair elephantine frequency such as useless debt.
"Partial P2P net borrows platform to manage a state to be not stabilized, person of a lot of debt looks platform to wanted clear to retreat, do not return money. " Yang Dong of director of research center of safety of Internet of academy of law of future of Chinese people university expresses, appearing escape when useless debt, lender will be more panicky, also ask platform shifts to an earlier date reimbursement, bring about platform risk to increase quickly. In addition, platform is illegal divert capital and cannot cash, hard benign the problem that exit is very serious also.
Rose this year in Feburary, association of banking of partial area Internet is in government-owned network is public the loan main body that showed P2P net to borrow platform escapes useless debt list, according to not complete count, up to this year on August 1, already had exceed 42 platform to appear in the newspaper fair showed escape useless debt list, involve exceed 190 thousand ill will to escape person of useless debt behavior.
Visible, useless to making the same score typhonic danger, ill will to escape debt, benign exit wait for a problem, " announcement " coming is moment!
P2P net borrows an orgnaization to be brought into entirely
The net is borrowed, do not accept the system that sign a letter commonly. And, the net borrows an orgnaization to bring into the system that sign a letter to involve an area wide, drag in counterpoises to the citizen beneficial, because this wants Shen Zhi careful.
Before this, although partial P2P net borrowed platform to receive 100 to sign a letter, but more P2P net borrows platform to still did not bring into the system that sign a letter.
" announcement " after allotting, will borrow P2P net stage by stage the orgnaization is brought into entirely, those who implement the system that sign a letter is complete enclothe.
According to 100 vice-president that sign a letter Liupeng roc introduces, up to now, 100 ask for a letter to receive service agreement orgnaization to amount to 402, 100 systems that sign a letter collect individual information principal part 63.3 million person, credit account counts 100 million, cover orgnaization type from 2018 the P2P of the bottom, small borrow the augment of 5 kinds of orgnaizations such as the company to arrive city commercial firm, farming 18 kinds of orgnaizations such as commercial firm.
Notable is, the net is borrowed trade interest rate circumstance also will bring into the system that sign a letter. " announcement " emphasize, p2P net borrows an orgnaization to ought to comply with law put in collect, newspaper 's charge to send relevant credence message, run the orgnaization, orgnaization signing a letter such as letters of 100 travel ask forring to offer place to match a net to borrow trading interest rate information to database of base of financial credit information.
Ill will escapes useless debt, it is so easy to do not have
" announcement " what does useless to hitting ill will to escape debt have to use?
To the individual --
The expert points out, after the net borrows an orgnaization to bring into the system that sign a letter entirely, to lender, can protect its rights and interests, have deterrence and chasten effect to debtor, because this meeting enhances the countervail debt desire of borrower.
Borrow platform to the net for --
To appearing problem, exit management network to borrow platform, each district will be formed " break one's promise person list " transmit the Central Bank to sign a letter center and sign a letter 100 rows.
Choose break one's promise the standard of person list includes --
1, enterprise borrower and individual borrower amount are larger person preferential (the interest that should deduct more than 24% above) ;
2, enterprise borrower and time of individual borrower exceed the time limit are longer person;
3, already undertook lawful, necessary urge close; Break couplet, run the P2P net of the road borrows an orgnaization to control person and tall canal personnel actually;
" announcement " clear, forming " break one's promise person list " hind, will inform through all sorts of means break one's promise person, make clear reimbursement method, can give certain reimbursement wide within a definite time. After wide deadline ends, "Break one's promise person list " will send to center of letter of Central Bank ask forring to sign a letter with 100.
