Net of Yangtse Evening Post on September 4 dispatch (reporter Xu Jing) special repair work heads Internet banking venture group, network is leasehold group of leader of special repair work combines the risk 2 days release " the announcement that asks for letter system construction about strengthening P2P net to borrow a domain " . The announcement expresses, group of leader of special repair work, net borrows venture of banking of each district Internet group of leader of special repair work organizes the risk the P2P net of immanent battalion borrows administer the orgnaization receives database of base of financial credit information to run the orgnaization signing a letter such as letters of orgnaization, 100 travel ask forring.
All the time since, ill will escapes useless debt phenomenon is serious it is the one big question that perplexes P2P net to shift an industry. Bring into signing a letter is to be on guard effectively undoubtedly ill will escapes one of measure of useless debt problem, also be the P2P that manages normally since the orgnaization is long-term pressing appeal to beg.
Open Xin to borrow general manager Bao Jianfu to express to reporter of Yangtse Evening Post, once bring into the Central Bank to impose letter system,the net is borrowed, the capital of its borrower makes in order to and circumstance of exceed the time limit are with respect to meeting reaction in the system. If borrower breaks his promise, will be given the restriction of respect of loan of travel, bank by deal house, traffic, escape to ill will for the behavior with useless debt and leasehold bull, can have effect of active and significant keep within limits. Additional, borrow the net the orgnaization to bring into the Central Bank to impose letter system, also reflected superintend pair of nets to borrow bull leasehold escape with ill will the attitude that abandons debt to hold severe blow, be helpful for the better profit that guarantees lender, close to into the industry more healthy standard develops.
The Zhang Xiexia of domestic academy dean that the net borrows says when accepting reporter of Yangtse Evening Post to interview, new politics conduce to improvement industry assets carries condition of exceed the time limit, better the reimbursement will that drives borrower of exceed the time limit, a kind of since protection to lender rights and interests, also be beneficial to alleviate the difficult position that at present the industry gives the place in clear process to be faced with, increase cost of borrower break a contact, escape to ill will the deterrence power with certain generation of the person that abandon debt, ill will of industry of effective keep within limits escapes useless debt behavior.
Zhang Xiexia says, notable is, this platform is received is to be received conditionally, the requirement is the platform that combines compasses operation, while the announcement emphasizes a net borrowing platform to accept the system that sign a letter, offer place to match a net to borrow trading interest rate information to the orgnaization that sign a letter even, handle a mechanism to surmounting the loan interest rate of red line to disagree, future sends in the newspaper predict to will have unified demand on the format. Borrow platform to the net and character, receive also be opposite promotion platform of borrower risk differentiate ability, decrease " bull is leasehold " , " cheat borrow " possibility, break information Gu island. In addition, the net borrows platform to receive the Central Bank to ask for the orgnaization signing a letter such as letters of letter, 100 travel ask forring to be able to be helpful for promoting a society to ask for the construction that believes a system, those who be the system that sign a letter is perfect offer effective complement.
