Achieve formerly: Ga of gold of each other of Ga of each other gold today
In capital drive below, science and technology is weighing the domain of model banking industry quickly.
Ga of each other gold learns, titanium of China's banner merchandise of service of solution of whole of financial science and technology (PINTEC) announced to achieve sum on June 5 the series financing of 103 million dollar, investment just includes sina (NASDAQ: SINA) , graceful picture capital (Mandra Capital) , STI Financial Group, suitable wait for capital, bright gold capital.
This financing comes nearly one year for home financing of more massive industry of finance science and technology. Investing the backside that anabiosis, make clear superintending strengthened trend to fall, the 2B that is aimed at financial orgnaization serves, already made the new way of industry of financial science and technology.
This also is to taste titanium from September 2016 since fractionation first equity financing. Before this, as independent finance science and technology serves platform after the fractionation that taste titanium, dedicated at serving orgnaization client.
Occupy additionally dust Sen Zhe data shows, 2010 - 2016, amount of investment of global finance science and technology grows 153.1 billion yuan 12.2 billion yuan, growth is 12 times more adjacent. Domain of global finance science and technology produced 649 financing in all 2017, financing forehead achieves 139.7 billion yuan, forehead of the financing inside its China amounts to 79.6 billion yuan, occupy than 57% , occupy global first place.
What Chen Kunde of presiding information officer says bank of merchant of action of no less than, financial science and technology let bank redefine " user " , from before " client " arrive " user " change, it is the amplification that serves border however rear.
Can foreknow, the intelligence of traditional banking orgnaization changes transition to be sure a giant company serves open the market. This adumbrative also finance science and technology the advent of 2 timeses.
Hand in hand sina helps strength
To this, the author that taste titanium holds presiding apparitor Wei Wei concurrently to express, "More and more finance orgnaizations realize intelligence turns the pressing sex of transition, taste the solution of whole of financial science and technology that titanium offers, accord with already superintend the demand that expands with the industry, also can satisfy financial orgnaization to promote oneself technology the demand of ability and Internet professional ability.
Taste Wei Wei of titanium author, CEO
After this second financing is finished, taste titanium and sina to also will be begun include discharge, data and brand to wait all-around the strategy cooperates, do one's best is in endow with for financial orgnaization can the respect produces synergism.
Sina small gain regards important Internet discharge as the entrance and data origin, the month is at present vivid user 411 million, day vivid user 184 million, and sina portal has larger force in financial industry.
Alleged " art line of business has specialize in " . As a besides BATJ important discharge enters the mouth, sina passes company of investment major science and technology, the union of technical actual strength of the huge user oneself and company of science and technology rises, can better endow with for financial orgnaization can, him play regards major of an old brand as the specialty of Internet company, this also accords with present development trend.
Not only such, to sina, OK also investment of have the aid of tastes titanium this kind of burgeoning innovation company, in the company level service that consumes money market and financial science and technology in the China that develops flourishingly, share a cup of a thick soup, promote gain capability, the Internet leader position of aggrandizement oneself.
As we have learned, in the past, when tripartite serves business and financial orgnaization collaboration to drive retail trade Wu, often facing real dilemma: A lot of service business give financial orgnaization very hard the side such as effective client and data prop up, this weakened its to drive the capacity that transition of traditional orgnaization business upgrades.
Under photograph comparing, article titanium is dedicated at accusing the setting with complex numerous and complicated, discharge, data, wind, the element of retail banking key such as capital, product gives standardization, make the solution that carries end, with orgnaization of be in harmony of the Xiaojin in the service and business organization.
End by 2017, the partner that tastes titanium already was close to 200, negotiable securities of finance of the bank in incorporating new network bank, Jiangxi bank, Harbin bank, advance, consumption that start line of business, the people's livelihood, An Bangjin be in harmony, Yunnan is fiducial, on cast Morgan to wait for financial orgnaization, and Chinese telegraphic ala pays, where to go to, carry Cheng, taste net of meeting, curiosa only, receive fund wait for a business organization.
Wei Wei says, after this round of financing, taste titanium to will continue to strengthen the investment that accuses to wait for a domain with operation in conformity of research and development of science and technology, discharge, wind, expand in the lead dominant position of the respect such as innovation ability, service ability further, the strategic layout of small finance orgnaization in aggrandizement service.
In the meantime, the resource that depends on sina and brand effect also will aid force to taste titanium to make solution of more efficient whole of financial science and technology, develop more orgnaization client.
Financial science and technology 2 timeses
Come nearly two years, industry of online consumption banking grows quickly continuously, drove the bitter fleabane rise suddenly of business of whole China retail banking to fill. Superintend direction as finance gradually Anacreontic change, while financial science and technology enters the second half, the join of financial science and technology that the needle carries business organization and traditional banking interagency to B and transformed commercial foreground are able to show.
In financial science and technology 2 timeses, an industry great change already happened sadly. "Only possibility from go up to change and overturn at all of bank business pattern can be science and technology only. " the expert inside course of study says or state with certainty so.
To this, national finance and Li Yang of development lab director express publicly also, "Financial science and technology is more than it is an industry condition, more than it is method of tool of certain business, certain financing, certain financing etc, more than be such, however it will from go up at all change banking industry. However it will from go up at all change banking industry..
In addition, the consensus that industry forms gradually depends on, in financial orgnaization, traditional bank goes to accuse experience and data resource to the wind of traditional credit business greatly especially very strong, the operation ability that those who be short of is whole and the essence to setting refine service ability. Special go up in the market of small, high frequency, long end, enterprise of financial science and technology has more outstanding experience and advantage.
An investigation questionnaire that is aimed at bank technology working personnel also makes clear, the bank of more than 70% thinks from personnel of course of study technology and innovation are the biggest task that current banking breaks through development urgently. Among them, more person thinks banking wants to be good at using AI to the technology digs client demand and create the applied setting with more valuable more to serve a client.
Same, ga of each other gold learns, the business that does not involve financial orgnaization relative to traditional IT service and product, taste the 2B2C that titanium puts forward " integral solution " also be qualitative leap.
Disclose according to message personage, the cooperative key that tastes titanium to follow sina is mixed in the discharge of small gain, user data, this specification should be endowed with for financial orgnaization can, crucial point is to output some kind of high-tech not just, want can honest help finance orgnaization to master the ability that does Internet business however, implementation intelligence changes transition, be about to the service setting of financial orgnaization is moved get online, win a customer from the net, go up in the net and the service comes true in setting.
Current, the core function of solution of science and technology of the finance that taste titanium is similar in the mobile phone embedded chip. The company was made " read a second " intelligent credit engine and " Xuan Ji " intelligence is cast consider engine, on this foundation, offer for orgnaization client include to consume setting in installment, all sorts of intelligence solutions such as credit of individual credit, small small company, money management and insurance broker, satisfy the demand for service of different orgnaization.
"The commercial pattern of the solution is substaintial, digest the complexity of business namely. If can will complex spend more ground to digest inside the solution, jump over the efficiency that can promote collaboration square operation, product competition ability is stronger also. " Wei Wei says so.
Date of public of small letter of Ga of each other gold already was entered be stationed in head of finance and economics of today's top headlines, a bit information, sina, date of date of a hunderd schools of platform of Sohu date, big fish date, Baidu, penguin, Netease, pass date community, quickly to wait for platform with fortune of dispatch a person of academic or artistic distinction, ant
