Why the person often says, cold door goes out easily " expensive " child, does rich and powerful family give black sheep easily?
Recently, "Ursine child " the flower is gigantic endowment dozen admire advocate what is sowing already new issue, but than " ursine child " more terrible is " Xiong Daren " .
Whole market is her one person serves, ark member queue up to help her brush card to pay, bazaar security personnel encircled a place technically, wrap with the dress that will keep the woman is bought, shoe, bag...
Do you think this is local tyrant only capricious? Wrong, this is opposite vivid lack palm accuses force.
1. increases money business this thing, after be brought up can self-taught?
Money business, namely " financial intelligence quotient " , english abbreviate is FQ, point to individual, collective understanding, creation and the ability that manage money. Include idea, knowledge, action 3 respects.
Money business is the modern society ability that stands side by side with business of intelligence quotient, affection the 3 quality that cannot lack greatly. Money business affected the ability of a person and monetary contact with directly.
Same stock market, base city, room city, and because of money business different, some people earn, some person compensate.
"Ursine child " dozen admire advocate had sowed tens of thousands of, often meet by everybody DISS, because,be minor do not have a concept to money; And " Xiong Daren " spend money blindly, very rare however to how-to.
"China is new index of health of rich crowd fortune " show, what come 44 years old in 35 years old is medium in producing a crowd, 60% children education serves as principal expenditure (investment) target; In the crowd of 45 years old of above, 40% will aid financially children to buy a house or do poineering work, as principal expenditure (investment) target.
Why parent be willing to part with or use throws money on room learning an area for the child, does the money that rearing oneself and child rarely however spend time on business?
2
The first of business of money of ▼ spirit away " thief " : Domestic education
As a child we have automatic drawing opportunity -- parents, do not need to make money. As parents, at ordinary times almost very few also child talks about money, of more attention is the child's health and study.
Additional, chinese parents to rear the child managing the habit that spend money, the strategy that often adopts is to follow child go about telling people how hard up one is, this kind of means is short-term look, can let the child be bought egoistically no longer buy; But look for a long time, let the child easily become miserly, even self-abased because of oneself domestic situation, sensitive.
The 2nd of business of money of ▼ spirit away " thief " : School education
In the school, had talked about the content about money without the teacher almost, even if undergraduate as much such.
Data shows, of about 60% 90 hind there is desire of strong conduct financial transactions in school undergraduate, 4 adults had been fried, exceed 3 to become had bought fund...
In investment the tool is used on very rash advance, but money business is small however breathtaking.
They think " not be in debt not to borrow money is best conduct financial transactions " ; The student that has 62.2% makes the impact of not clear risk and accrual, the existence on the world " interest rate tall, risk manages lowly again money product.
3. will to your money business charge a cost:
Increase money business, can let you get the ability that manages money, below the premise of the life quality that does not reduce you, realize fortune keep a cost, even appreciation.
And so fierce skill, did not look so difficult actually: We need to spend ten hours to learn a few ABC only, can let the world look to have greatly different. Above all, we understand 3 concepts first:
The first concept, asset.
Namely the can passive, thing that produces cash shedding continuously. Can put money into the thing in your pocket. Indebted, it is the thing that takes away money from your pocket.
For instance you have a house only, loan is bought, want every months to return money. This does not make capital, this makes be in debt.
Assume you have 2 houses, still need not borrow money, stay in oneself, this does not make capital, because do not have generation,cash flows. Additionally one rents, can get rent every months, this covers the capital fund that is you.
Asset still has a lot of besides the house, the mainest is equity capital. For instance your hold the share of a certain company, so company boss and group are creating value for you namely.
The 2nd concept, lever.
For instance your loan buys a house, this added lever.
Although you have a house only, still loan is bought, this does not make capital, make be in debt. But pass lever, you can buy the thing that cans not afford originally. Buying a house is the application with the most fundamental lever.
In the stock market, when the enterprise is managed particularly important. When stock market prices is good, financing adds lever is a kind of common method. But lever is a Shuang Renjian, use bad and easy injury to oneself.
The 3rd concept, time.
What is is our everybody the costliest? It is time. Go up in this bit, everybody is fair, life is finite.
But inequitable also, some people can use time, can create greater value.
But, we can do our best the time that saves oneself, improve the use efficiency of time.
If can have understood these 3 concepts, in daily life, job, in doing poineering work, try to use, regular to the influence that you live meeting is more and more apparent.
The patent that money business is not rich home children perhaps says gift, foster intelligence quotient, it is the pursuit that develops pair of knowledge desire with curiosity; Develop money business, the pursuit that fosters pair of money namely desire with curiosity.
