AI is industry of financial science and technology chooses necessarily
Division of every general gold is virgin Dong Qi of copartner, CEO
On June 6, station of Beijing of congress of beautiful work intelligence holds the 2018 each other that taste friend formally, the artificial intelligence expert that comes from the whole world and industry policymaker focusing " artificial intelligence " , " commerce is decision-making " wait for a theme, spread out to change about artificial intelligence the summit summit with decision-making commerce speaks.
Be in " commerce of the artificial intelligence that dig gold is decision-making " in round-table discussion, division of every general gold is virgin copartner, CEO Dong Qi and taste friendly interactive author to hold CEO Huang Xiaona, business concurrently Tong Xianming of assistant dean of Suzhou of Liu Gang of vice-president of Shang Ke ability, Microsoft, Hong Kong, give a company with respect to foreground of artificial intelligence application, artificial intelligence jointly decision-making the core topic such as brought challenge spreads out development discussion.
Dong Qi expresses: "Financial science and technology is one spends the industry of the forward position science and technology such as applied big data, artificial intelligence again, and the application of prospective artificial intelligence will be one of choices no longer, however must. The threshold that its use also reduces progressively ground. The threshold that its use also reduces progressively ground..
AI lets financial science and technology have competition ability more
Regard science and technology of a finance as the company, since division of every general gold held water 2013 oneself, grasp hold " data drive business, technology changes finance " concept, explore the confluence of new technology and finance continuously, devote oneself to to come true " the Internet banking that allows everybody to enjoy simple, fairness serves " company mission, let finance have temperature.
In the process that serves a client, each link that Fan Pujin division begins to use the new technology such as big data, artificial intelligence finance to serve gradually, gathered mass data in the company especially later, for instance user investment habit, risk bears ability, technology of artificial intelligence of have the aid of applies, be optimized continuously and innovation banking service has become successful into the chapter.
"Future, in the business of the enterprise and commercial activity, the capacity that has artificial intelligence is one needs option. " Dong Qi expresses, artificial intelligence will enhance the competition ability of the enterprise. A few application of technology of the artificial intelligence before he shared eye with exemple of imperial examinations of every general gold in domain of financial science and technology.
It is risk canal accuses above all. If why identify hospitality door and bad client in the shortest time? One is the person that is based on artificial intelligence facial identifying can have very big help effect. And technology of intelligence of labour of choose and employ persons of profit of division of every general gold, can realize the speed include with a few millisecond tens of thousands of dimension is spent undertake building a model.
Family of every general gold is own the wind of trends of intelligent big data of research and development controls a system -- FinUp cloud atlas, through combining intellectual a collection of illustrative plates and deepness study look, can imitate human cerebra behavior, discover the risk that is concealed in complex relation is nodded automatically, dig potential and fraudulent action. Accuse systematic photograph to compare with prevailing wind, finUp cloud atlas is in of data apply go up to implement creativity and initiative more.
It is the construction of data analysis model next. The method that passes through inside course of study before is the credit grade that use grading card will come to evaluate an user, and begin the string on Fan Pujin division from last year build modular robot automatically -- Water Drop water, it can imitate way of person head thinking, generate index to build a model to arrive on development from access line, implementation whole technological process is voluntary consign. Will originally 1~2 of a group that build a model lunar workload shortens to 1~2 day, improved work efficiency greatly.
Integrated and character, artificial intelligence can be replaced artificial the job of more efficient, high quality. Financial industry is an intelligence not only concentrated model industry, also be the industry with higher cost of a manpower. Face the business data that needs processing in great quantities, the application of artificial intelligence will avoid an enterprise to need to realize the difficult position that business increases through enlarging employee dimensions. Current, artificial intelligence has applied in the domain such as customer service in great quantities, future, artificial intelligence technology will expand intelligence is cast further consider, the many domains such as innovation of identity identifying, product, service innovation, help banking industry improves operation efficiency.
Hug artificial intelligence needs to cross " ternary door "
Although be in industry of financial science and technology, the application of artificial intelligence is put in natural soil, but how to use good artificial intelligence this aids force to still have not small challenge. To this, dong Qi thinks, if enterprise of financial science and technology thinks real play gives the value of artificial intelligence technology, must do good the following:
The first, see well the issue that wants to solve truly. Artificial intelligence compares person head in certain and specific domain a lot of times cleverer, a lot of times faster, and do not know exhaustion, the problem that it can solve makes labour of choose and employ persons also can be solved, the effect that does not pass artificial intelligence better, efficiency taller, cost is lower. Want to use good artificial intelligence so, need to want to be clear that what the commercial problem that should solve is after all above all, such ability will " a muscle " the application with artificial intelligence very good ace arrives inside certain link, certain application setting.
The 2nd, for the nourishment with artificial intelligence very enough equipment. Artificial intelligence needs " eat " much data and operation ability. In data get on, be oneself not only, can acquire an user through exterior collaboration more more deepness, extensive dimension spends a feature, these character go in according to feeding, can let artificial intelligence can have more nourishment, can do more the analysis of deepness, include those who supervise to have and without what supervise. And operation ability includes whole data system build, of operation ability build and plan, this is opposite on the technology for won't constitute very big obstacle probably, because there had been more mature solution and mature talented person on the market.
And it is besides the technology, the enterprise had better be gotten from culture accept, your employee should become slowly " steely a person adept in martial arts and given to chivalrous conduct " , it is an Everyman no longer, he has the heart of a mankind, but be armed to rise by machine study, artificial intelligence, become " steely a person adept in martial arts and given to chivalrous conduct " general existence, this will be very big to constituent concussion, but this also is the ode that artificial intelligence is organizing interior can.
"Developing artificial intelligence must be done, this is the job of CIO not just absolutely, it is the job of CEO more. In using artificial intelligence to the most crucial flow, go and maintain open state of mind, this ability is the right way that opens artificial intelligence. " Dong Qi expresses, artificial intelligence is the tool that faces future, hope China enterprise can be mixed from best domain best collaboration begins artificial intelligence to be in trade application. - CIS-
"Commerce of the artificial intelligence that dig gold is decision-making " round-table
