P2P net shifts development up to now, although superintend policy and system of its form a complete set to had come on stage in succession, but the variety that faces many 2000 platform to emerge in endlessly " take a settle or live in a strange place " , broad investor hard to avoid " spend into lotus root by accident in " , cannot differentiate platform actor bad, bring belongings loss finally.
Many investor think to choose " lofty on " , body generous platform, insurable principal and interest does not have anxiety, but in " the net is borrowed superintend temporary measure " publish around, partial issue platform by in succession exposure, there is no lack of among this alleged " lofty on " P2P platform. This shows, outside and bright " lofty on " platform is not 100% safety. Partial investor basis grade or follow KOL will choose platform to have investment, interest of hard to avoid is damaged even principal is not had return.
In addition, manage normally at present " lofty go up " platform, average scale is larger, business compares heavy and complicated, whether transfer in 12 months period inside finish rectify and reform, pressure is greater.
Finally, general " lofty go up " platform investment time is longer, and year change yield general and inferior, this cannot satisfy taller to fund liquidity requirement investment client.
Watch from this, superintend adjust period afterwards, in Internet money market of future, "Small and beautiful " the net borrows platform to make development main trend not without the likelihood.
So, "Small and beautiful " platform after all " beautiful " where be, why can be you favorred by investor?
Overall for, "Small and beautiful " platform system amount is small, business mode is simple, the corresponding period of industry of accrual prep above, in market competition slow and steady, follow suit not blindly. If say Internet finance is to serve the sentence at long end client, so " small and beautiful " platform is to serve the long end client at Changweizhong, more perpendicular the product set that turn, while promotion platform user experiences, product mode be able to burnish innovates, because position is minor, acquire more dovish, safe asset thereby, of project bid more high grade.
On put together, superintendency hasten is severe, quickened what P2P net shifts an industry to shuffle reach the competition between platform, investor faces industry general trends, the choice closes compasses manage " small and beautiful " P2P net borrows platform is more well-advised undoubtedly!
