Does insurance creditor's rights plan also " step on thunder " ? ! Fasten confused, great probability won't have the investor that creditor's rights plans loss.
Group of harbor of mouth of a piece of battalion is right now asset gives out smooth Dayongming " insolvent " the reply of principal and interest of creditor's rights plan by exposure, whether is this meant, should the insurance fund with the most moderate style face loss of break a contact? Not be. Reporter of certificate business China understands, this one creditor's rights planned to install what the bank assures to add letter measure, provided sum by branch of Liaoning of Bank of China unlimited joint liability is irrevocable assure.
Many insurance endowment runs line of business wife person analysis, group of battalion mouth harbor is national endowment setting, although cannot pay, this one money also will by reveal all the details of Bank of China, investor won't have a loss basically certainly.
Battalion mouth harbor " insolvent " creditor's rights plans reply exposure
Recently, the net sends a piece of picture, show harbor of the mouth that it is battalion about " about smooth Dayongming - capital of plan of investment of creditor's rights of battalion mouth harbor and accrual pay to recognize an announcement really " reply, reply to smooth Dayongming asset management Inc. is given out.
In reply, battalion mouth harbor appreciates the support that asset gives smooth Dayongming battalion mouth harbor above all, express subsequently, because capital of battalion mouth harbor is in short supply, right " smooth Dayongming - creditor's rights of battalion mouth harbor invests a plan " the capital that expire and accrual add up to 530 million multivariate insolvent already.
Battalion mouth harbor says, because be in Liaoning haven conformity at present in the process, bright asset supports application Guang Dayong, adjust expire " creditor's rights of battalion mouth harbor invests a plan " reimbursement plan.
Reply is special mention " this reply has legal effectiveness " . Inscribe is limited company of group of Wu of battalion mouth harbor, build have firm stamp.
Battalion mouth harbor expresses " insolvent " is creditor's rights plan, this is insurance endowment is in charge of a company to launch the endowment canal product that create, mode basically is after showing insurance endowment manages company collect fund, offer financing for specific company with creditor's rights means and get income, normally case falls, capital basically originates insurance.
This creditor's rights plans dimensions 2 billion, deadline 7 years
Reporter of certificate business China learns, on July 31, 2012, asset holds smooth Dayongming to be cast the 11st times in those days meet definitely, discuss passed " smooth Dayongming - creditor's rights of battalion mouth harbor invests a plan " declare plan. In November 2012, this creditor's rights plans to obtain former China to protect inspect to be able to put on record.
"Smooth Dayongming - creditor's rights of battalion mouth harbor invests a plan " dimensions is 2 billion yuan of RMB, deadline 7 years, countervail creditor body is limited company of group of Wu of battalion mouth harbor, capital is cast encircle project of infrastructure of port area part to Spanish mackerel of harbor of the mouth that it is battalion.
The exterior grade of the countervail debt subject that this one creditor's rights plans and amount due is AA+/AAA, asset is opposite smooth Dayongming the in-house grade of main body and amount due is A+/AAA.
The interest rate form that this creditor's rights plans is float interest rate, interest rate level is 5 years period above RMB loan is standard interest rate *94.22% , floor level is 6.05% , upper limit is 7.83% ; The investment gain rate of investor plans interest rate for creditor's rights - 33.5BP, floor level is 5.72% , upper limit is 7.50% .
Creditor's rights plans repay captital with interest means to press day plan ceases (with be fiducial) 360 days every year, press quarterly payment of interest, the 6th, gold of repayment of capital of minutes of 7 years second countervail, repay every time 1/4 capital.
Establish time from the plan arrive by 2012 2013 at first view, it is the 6th year this year, this gold of countervail repayment of capital should not be to repay for the last time.
Whether break a contact, should see harbor of mouth of the battalion when expiring whether pay
In small insurance vice president of endowment pipe company says to the reporter, cannot only above is narrated " reply of battalion mouth harbor " decide the beak a contract of countervail creditor system that creditor's rights plans. Specific it is break a contact, cannot treat present condition, want to see harbor of mouth of the battalion when expiring can pay principal and interest.
"Want to be communicated beforehand ahead of schedule commonly, remind the other side to pay item, it is normal technological process. " afore-mentioned insurance endowment canal vice-president says. The content that communicates beforehand now is exposed to the sun to go out, cause everybody likely to battalion mouth harbor the attention of break a contact, battalion mouth harbor should have pressure.
Limited company of group of Wu of battalion mouth harbor is by battalion mouth city asset runs a company (state of battalion mouth city endowment appoint the state-owned and solely invested company that sum investment establishs) the state-owned and solely invested company that sum investment establishs, predecessor is the management board of Wu of battalion mouth harbor that established 1963, former be subordinate to belongs to a the Ministry of Communication, company core accuses Inc. of Wu of harbor of mouth of share company battalion to be in hand in place to appear on the market.
Save national endowment according to Liaoning appoint made in November 2017 " receive group of Wu of harbor of mouth of Dalian harbor group, battalion about agreeing the give an official of 100% equity " , limited company of group of Wu of battalion mouth harbor controls country of person battalion mouth actually endowment appoint, limited company of group of Wu of battalion mouth harbor 100% equity free delimits turn to Liaoning northeast inferior harbor boat expands limited company, latter saves national endowment for Liaoning appoint the state-owned and solely invested company that create.
On Feburary 12, 2018, announcement of limited company of group of Wu of battalion mouth harbor says, already finished the industrial and commercial change that accuses a partner to change the boat that it is harbor to develop to register formalities. Of the company control a partner by state of battalion mouth city endowment appoint change develops for harbor boat, effective control person by state of battalion mouth city endowment appoint change saves national endowment for Liaoning appoint.
And the place in reply says " Liaoning haven is integrated " it is a dish of big step. The card on the basis signs up for the report before this, liaoning saves national endowment appoint, Dalian city state endowment appoint, state of battalion mouth city endowment appoint, Liaoning is northeast inferior limited company of harbor boat development and group of the bureau that enrol business, was in Beijing to sign series agreement with respect to conformity of Liaoning haven resource March this year, involve recombine integrated, equity the content such as arrangement of asset of sex of business of investment, action, commonweal.
The report says, with " northeast inferior harbor ship company " the Liaoning haven conformity that is a center plans to will divide a pace to advance. The first pace is group of integrated Dalian harbor and group of battalion mouth harbor, future involves red possibly still east the haven asset such as harbor, calabash island harbor, the target is complete northeast of province of Liaoning of base oneself upon, radiate, influence northeast inferior, integrated haven and shipping, advance as conformity, do not eliminate to add the possibility of aviation capital fund. The one big characteristic of this second conformity is to introduce group of the bureau that enrol business, endingly collaboration, advantage is compositive, and cooperate mix change a plan.
An insurance invests a personage to be analysed at this point, battalion mouth harbor repays finally principal and interest should the question is not big, when just reckonning battalion mouth harbor sends letter, did not think of to be able to have so big effect.
An insurance group invests department chief analysis, battalion mouth harbor is state-owned and solely invested enterprise, effective control person is Liaoning saves national endowment appoint, and plan of insurance creditor's rights adds a letter commonly measure demand is top, still should be to be able to call in major investment. Of the particular structure that sees this plan even nevertheless and mark.
The Bank of China provides sum irrevocable joint liability assures
Reporter of certificate business China understands, "Smooth Dayongming - creditor's rights of battalion mouth harbor invests a plan " the measure that add a letter is, branch of province of Liaoning of accredit of Bank of China provides sum of principal and interest for its termless irrevocable joint liability assures to assure.
Bank of China on August 3, 2012, for smooth Dayongming assets exceeds provided assure case, branch of province of Liaoning of indication Bank of China planned to provide whole journey sum for this creditor's rights termless irrevocable joint liability assures to assure.
"Theoretic, if creditor's rights plans harbor of mouth of the battalion when expiring to did not pay, asset can take smooth Dayongming to protect case to go Bank of China, the bank sees protect pay namely. " afore-mentioned insurance vice president of endowment pipe company says. Unless the bank assures,case is " turnip chapter " , otherwise this one creditor's rights plans (security) sure.
This creditor's rights that the reporter obtains plans product follow-up to manage a manual to show, start assure the accrual below the circumstance allocates flow to divide roughly for 4 paces:
The first pace, affirm first, in the contract when issueing any debt to expire, if battalion mouth harbor does not have all pay off this debt, security will be assumed assure responsibility;
The 2nd pace, asset will be in smooth Dayongming 3 workaday indrawn security put forward claim for compensation to inform, requirement security basis assures case is fulfilled assure compulsory;
The 3rd pace, security will inform 3 workaday introversion in the written claim for compensation that receives depositary to send depositary is assumed assure responsibility, in assure delimit capital of claim for compensation investment plans special account inside limits;
The 4th pace, depositary will plan special account to receive security to pay in investment assure current allocate plans investment to delimit inside 3 weekday after rights and interests assign account to beneficiary beneficiary.
Creditor's rights plan is smooth Dayongming the main way with asset hypostatic service
Smooth Dayongming asset is " smooth large department " insurance endowment runs a company, via former China the meeting that keep watch is approved, was in Beijing on April 11, 2012 official start business, it is former China the capital fund of dozenth home insurance of approve of the meeting that keep watch runs a company, register capital gold to be 500 million yuan of RMB at present.
In two large stockholder, person life holds smooth Dayongming 99% , smooth big group holds China 1% . Smooth Dayongming asset is Chinese light big group assets manages strategic board piece one of core members, the asset management in the group board piece in the strategy with was developed main supports action, it is a group the key of each resource supports a boy or girl friend, also be strategy of drive of double round of Guang Dayong Ming Renshou is important one extremely.
Smooth Dayongming at present the company establishs capital fund time exceeds 6 years, already became medium-sized endowment pipe company. The data that asset established 5 years in April 2017 shows, dimensions of assets of government of this company be commissioned is in 400 billion yuan of above, year compound increase rate exceeds 40% ; Business income of implementation accumulative total 1.7 billion yuan, profit of accumulative total net 450 million yuan, accumulative total contributes earnings for capital of be commissioned of birthday risk parent company 5.6 billion yuan.
It is in company of insurance endowment pipe, smooth Dayongming the characteristic of asset is commercialize and innovate, one accepts the event that the person pays close attention to, it is to was initiated in January 2015 established capital joining a source to run limited company, latter is department of the first insurance equity of professional illicit collect invests an administration.
Make public information to show, creditor's rights plan is smooth Dayongming the main way that asset supports hypostatic economy at present. Up to by August 2017, cast row the line already was established, register through creditor's rights investment plans 29 (contain the 3 odd) that already liquidated, register dimensions 56.6 billion yuan (dimensions of accumulative total collect thirty-one billion and thirty-three million yuan of) , among them, infrastructure project 13, basically involve traffic of highway, railroad, orbit, haven, the sources of energy, municipal environmental protection to wait, shanty town is transformed, earth store category eye; Praedial project 16, enclothe the 14 provinces city such as Beijing, Tianjin, Heibei, Shandong, Shanxi, Anhui, Jiangsu, Zhejiang, Hubei, Hunan, Guangdong, Sichuan, Chongqing, Liaoning.
Up to by last year August, smooth Dayongming property company total number 188 people, the professional that pursues asset management job exceeds 7 to become, the business of a person of same business of investment, banking, scale case that closes compasses and risk administrator is respectively 17.99% , 31.75% , 11.11% .
How the countervail debt venture that creditor's rights plans is in charge of accuse?
Insurance endowment is in charge of a personage to say, usually, the respect plans in creditor's rights, orgnaization of insurance endowment canal is opposite the bank, superintend to the account of countervail creditor body and project, the inferior position with stated existence of cash shedding monitoring, the canal of countervail debt risk that needs to notice creditor's rights plans more accuses.
According to introducing, insurance endowment is in charge of company creditor's rights to plan wind to accuse means to basically include:
Add a letter: Add letter measure by force through the setting, make up for account to superintend, the inferior position of respect of cash shedding monitoring.
Assure: One kind is the tripartite business that carries bank or high honor social estate, the parent company that is countervail creditor body normally (it is grade of AA+ above credence commonly) provide sum of principal and interest infinite joint liability assures to assure; Another kind is to touch impawn to assure.
Have again even if superintend an agreement through signing fund with the bank, be used by what the bank superintends capital and put in collect 's charge.
Additional, company of insurance endowment pipe still can pass a setting to expire quickly the tie of reimbursement, if debtor is put in behavior of break a contact to be able to spark,expire quickly, will run risk of debt accusing countervail; Before still can asking debtor plans to expire in creditor's rights, put in market fund 's charge ahead of schedule according to conventional scale.
The article comes from certificate business China
