Although the net is borrowed,put on record delay already became a fact, but last as what superintend thorough, the net borrows the passageway of sudden huge profits of platform to be stemmed, add platform amount acute newly to decrease, serious exceed the time limit or the platform that capital catenary gives an issue quits a trade, issue dish of announcement clear. Instantly, lender pays close attention to a net to borrow especially put on record the reason of the reliability of delay message, delay and influence, and put on record the standard is not formal before be born, p2P still can be cast wait for a problem.
For this, yu Hao of CEO of rice village economy, person " Laoyu " in " Laoyu has a word to say " 28 period in frequency program, came to lie between empty dialog with lender, borrower, share put on record newest progress, deliver look upon to put on record the rational manner of delay.
Dialog one: What is to close compasses put on record? Put on record is delay information credible?
Laoyu: Actually " close compasses " it is a process, and " put on record " the result that is finally, close compasses put on record the requirement that shows the net borrows platform to be able to satisfy a country to superintend, the application that superintendency orgnaization agrees with a net to borrow platform gives put on record register.
According to put on record at present in light of plan, put on record delay also is a pretty close. Because according to original plan it is to gave superintendency detailed rules April, announce formally June put on record list. And up to now, superintendency detailed rules still did not go out.
From whole put on record in light of link, basically have a few important node:
1. superintends an orgnaization to announce superintendency detailed rules, platform prepares relevant data according to detailed rules, refer superintendency branch.
After 2. superintends platform of sectional examine and verify to refer material to pass, undertake the platform that accords with a condition the net go up fair show 15 days.
3.15 the ruler of heaven show an end, by fair show platform to did not receive any complaining to perhaps be informed against, finish formally put on record.
Lift a chestnut, go like platform to take an examination, put on record detailed rules regards official of be in charge of an examination as set a paper, platform is examinee prepares to put on record the answering question after material, study, invigilate teacher examine and verify, change roll, final publish a list of successful applicants is common show, put on record to send advice note cough up successfully.
Dialog 2: It is whole industry delay, be still delay of rice village platform? Put on record are the reason of delay and influence?
Laoyu: Above all we should understand putting on record is governmental action, the object that put on record is whole industry, fall to every platform body. And put on record this again defer, the height that reflected superintendency branch to be superintended to Internet finance is careful manner, demonstrative country is enough take this industry seriously, it is meddlesome. Additional, put on record defer can give time of other platform more to undertake closing neat change, more the benign development that is helpful for whole industry.
As to the influence to rice village economy, overall for do not calculate big. Because rice village economy is whole,put on record process, it is in the industry faster. At present the audit work of accountant is finished already basically, wait for superintendency detailed rules to come on stage only. Of rice village economy put on record the progress is rapidder, since the reason depends on rice village economy holding water oneself, dedicated at " small and dispersive " small finance mode, this mode and put on record in directive opinion " the network is leasehold amount ought to with small give priority to " the requirement happens to have the same view, and the transparency that rice village economy holds to information to announce all the time and operation combine compasses bottom line.
Does that put on record what does the reason of delay have? Actually, put on record to put a valve than the bank more complex, need a paragraph of longer time to digest. If Qing Dynasty retreats disagreement plan assets, digestive history to put an amount, deal with to did not put on record the means of successful platform, need enough time. Additional, the closest superintendency layer also produced bigger change, silver-colored inspect can follow the meeting that keep watch to incorporated April, established silver to keep watch, this new superintendency layer also needs proper time to understand and be being digested of the industry.
Current, there still is a hearsay to say in the industry, superintend a superintendency incline to to P2P industry at " put on record make " Or " hold a card to make " return existence difference.
Dialog 3: Before putting on record to still do not have formal be born, can be P2P still cast?
Laoyu: At the beginning of P2P still can cast this problem to be born from this industry, asking with respect to somebody. Actually, the security of P2P follows put on record without inevitable correlation, not be to say the platform that succeeds with mothball case is absolutely and safe. Because close compasses putting on record basically is a government the normative behavior to the industry, establish an uniform occupation standard. Put on record successful platform can say management mode accorded with superintendency standard only, how to superintend the orgnaization also is textual research of have no way as to the security of backside asset.
Be just like you to go meal inn, want to accord with relevant food safety and wholesome standard to wait only, you have qualification of set up shop, but the thing in your inn is good eat, superintendency orgnaization won't know. If because the thing is bad to eat shop to close down,in the future closed, this can do not have a bit relation with the orgnaization that sends business licence to you at the outset.
Accordingly, p2P can be cast, the most important still is the security that should see platform capital fund, and wind accuses to do how. Of course, can put on record finally successful platform is operation for certain more normative, information is more transparent also.
Rice village economy insists to combine the bottom line of compasses operation all the time, dedicated at small and dispersive business mode. And the strong wind that we are having more than 300 people accuses a group, so no matter be from add up to compasses business mode, still be wind accuses ability to come up tell, be in the lead position of the industry. And put on record passing was time problem, put on record detailed rules comes out, rice village economy has confidence to become the first batch of platform that put on record. Although put on record,adjourn, but our asset and group ability also are to be worth everybody to trust.
