The person that has loan demand is very much, but about how spotting the fraud in loan process, major person is not clear however. And the development as the industry, the loan fraud nowadays also is pattern face-lifting, too many things to see letting a person. Today, small make up come a few cash borrow check since superintendency policy is released, the fraud of a few new-style loan of generation, everybody will understand.
One, loan is bought compulsively to be sure
Can be loan still bought compulsively to be sure? Right, put in a kind of such operations really.
Before, the netizen follows small write report, he goes applying for certain loan product, as a result 5000 yuan loan specified amount is spent in, requirement be enforcinged buys a 600 yuan person accident danger, never mention it this fact is belonged to buy by force sell by force, this price also is high unusual, complete have not a leg to stand on!
And in fact, financial orgnaization asks borrower buys insurance compulsively ability of product of other perhaps economy borrows money, it is the behavior of disagreement compasses, borrower can be informed against lawfully, will ensure oneself rights and interests.
2, collection membership fee
The person that often has loan demand may be clear, after the superintendency policy make known to lower levels from last year, loan of a lot of platform is very bad name of the donor. This moment, orgnaization of a few loan took the chance to open " the member is expended " . Allege bought a membership, with respect to the odds that can increase loan to succeed.
There is a netizen to explode before makings, after cash borrows policy to superintend, many small the chance that borrows an orgnaization to change to pass the way that buys membership fee to get policy, you consider loan, must buy a membership. Do not buy? That Is am sorry, not loan!
Nevertheless, a lot of people show, after buying a membership, did not produce what effect, even a few people declare where one stands directly oneself by platform flicker, hundreds of yuan even thousands of yuan of bought membership hit water to float directly.
Does the member expend this kind of form reasonable? Will in order to show some cases look, unreasonable of course! Loan wind accuses the should be an individual income of examine and verify and credit circumstance, with whether pay membership fee serves as whether the basis of loan, does that follow before borrowing, collect fees have why to differ?
3, " cover a road to borrow "
Mention " cover a road to borrow " , most propbably authority is not new. On the network a lot of news, similar " borrow 3 1000 still 1 million " example, those who say is " cover a road to borrow " . The victim often is taken only in one's hand thousands of yuan, final indescribable however owed hundred thousands of millions of, very much even person should take a house to come pay a debt in kind or by labour.
And the gimmick with consistent cheater is passed namely " empty increases debt " " production capital takes Zhang running water " " wanton cognizance break a contact " " turn Chan Ping Zhang " " false suit " wait for a method one cover road borrower step by step, achieve the goal of detinue other belongings finally.
Those who need an attention is, differ with average loan, "Cover a road to borrow " belong to illegal criminality, if borrower is immersed in this kind of fraud, must call the police in time the rights and interests that will safeguard oneself.
4, attestation fee is paid before borrowing
Attestation is being handed in to expend before borrowing is " before borrowing, collect fees " a mutation, it is one kind when a few orgnaizations go out newly covers a region. Meaning that is to say, borrower must want to pay a few fee first before borrow, just can have loan flow next, and final can success of name of the donor is not knowable.
The use of some borrower experiences
According to report of 21 centuries economy, on May 30, office of group of leader of special repair work allots Internet banking venture file, in the light of part of the existence inside the industry handle machine answers Pinggetong hire violate compasses put borrow, build service of carry out member and commodity to covert forcibly drive up interest rate, ill will sends borrower exceed the time limit, false shop again resell is put borrow wait for means, the branch has repair related the requirement.
In fact, the layer is superintended to began to have the operation already before this, much wife and children of the many areas inside countrywide limits is borrowed, cash borrows an orgnaization, already much exemple is put because of having license plate to manage borrow business, force to urge close wait for a reason to be rectified by check, relevant controller by the circumstance of arrest.
Believe to act this, also not be a much cry and little wool absolutely. Father in the industry below superintended big environment, cash borrows random elephant to be sure by effectively keep within limits, credit market inevitable more and more normative, borrower also will have the loan environment with good health of an all the more.
Finally, small make up still want to interview everybody, above borrows money 4 kinds fraud, do you understand? Additional, you still know what other fraud, leave a message share everybody!
