Meet according to silver-colored inspect 2017 of print and distribute " news of activity of business of orgnaization of leasehold message medium shows the network how-to " with association of Chinese Internet banking (the following abbreviation " association of each other gold " ) allot " exposure of Internet finance information is individual the network is leasehold " (the following a general designation " the letter wraps around standard " ) , the net borrows platform to need to disclose 109 information to the public at least, include real business and operation circumstance to wait.
Be based on this, recently, seven hears a net to comb what association of each other gold releases to register exposure to serve platform information to announce a system in countrywide Internet finance (the following abbreviation " the letter wraps around system " ) the discovery of operation information data that 119 nets borrow platform, already a platform already stopped to update data in March 2018.
As we have learned, this one platform is in letter of civilian of be in harmony. This year on May 8, china manages newspaper report to say, reporter Xiang Chaoyang understands via detect respect, undertaking investigating obtaining evidence at present level, ask investor to report a case to the security authorities as soon as possible. To in before civilian of be in harmony believes this, be pointed to to be by investor collect money illegally be related, respect of sunny classics detect expresses to had be notted decide at present quality.
Besides, additionally at the height of power and splendour is filled with connect, collect eastward (Oriental Jin Ke) , treasure dot net, join forces is borrowed, one hundred finance, financial home, Jin Lian store, side love fund, always cat of benefit treasure, bullion, Fu Rongbao, 16 shops.
Among them, at the height of power and splendour is filled with, join forces is borrowed, the one hundred finance, home that send, Jin Lian store, side love fund, always the baby-sitter of finance of cat of benefit treasure, bullion, 16 shops, money, home that cast be in harmony and in harmony are online wait for 12 platform already by police put on record, this year in July or the newspaper was not updated to send data further after August.
Seven hears a net to understand, already wrapped around in letter of association of each other gold at present 119 nets that systematic newspaper sends operation data borrow smooth Taichun, up to on September 30, 2018, what rate of project exceed the time limit exceeds 30% is mutual 6, it is the love investment, net that entertain money, ala merit respectively (alar merit finance) , numerous finance of Bao Yude of ideal treasure, credence, rate of corresponding exceed the time limit is respectively 77.19% , 51.43% , 43.39% , 41.13% , 38.75% with 32.52% . This is meant, these 6 platform are average of mark of every 10 loan in have 3 exceed the time limit at least.
Amount exceed the time limit leads a field, in all rate of exceed the time limit of 6 platform correspondence exceeds 10% , include to hold money net, ideal treasure, Sha Xiaoseng, heart in the arms investment of numerous finance, love and get together Bao Puhui, rate of amount exceed the time limit is respectively 40.39% , 35.27% , 32.78% , 26.69% , 18.55% with 14.15% .
Data shows, dot be in harmony (the finance that nod flourish) , in general gold is taken with exceed the time limit leads the 3 platform amount such as alar merit finance to also exceed 5% . Those who deserve attention is, the rate of project exceed the time limit of these 3 platform also exceeds 6% . Among them, rate of exceed the time limit of item of the platform that light fuse is 18.72% , general gold is taken in for 6.87% .
Hear net understanding according to seven, up to on September 30, 2018, letter of association of each other gold wraps around aggregate and leasehold remaining sum is 10 platform of before exceed the time limit of the amount on the system leads a rank 10 one hundred and forty-one billion one hundred and twenty-seven million yuan, among them rate of amount exceed the time limit is top amount to 40% , lowest is adjacent also 5% . If lead 5% computation with amount exceed the time limit, these 10 smooth Taichun are mutual 7 billion yuan are dropping amount exceed the time limit; If with 10% computation, criterion these 10 platform are casting dimensions of amount exceed the time limit to be as high as 14.1 billion yuan.
Association of each other gold announces information to show, up to in June 2018 end, 119 receive orgnaization loan remaining sum to make an appointment with six hundred and eighty-two billion eight hundred and three million yuan, accumulative total trades amount makes an appointment with four thousand and forty-four billion and seventeen million yuan,
Society side expresses, the problem that the public exists to already publishing the platform of data and risk undertake clew, helped social community discover risk of problem platform avoid already, effectively promoted relevant orgnaization to face up to oneself problem to try to improve, go up objectively rose " bad of the curb that help actor " action.
Seven hears net discovery, in 119 platform that already published operation data, 79 platform had not announced amount exceed the time limit to lead data, rate of corresponding amount exceed the time limit shows for " 0 " ; Meanwhile, also 78 platform announce rate of its project exceed the time limit to be " 0 " . Nevertheless, many platform answer relevant superintendency measure before this, say to will report ill will to escape information of useless debt borrower, this also flank explained exceed the time limit is the impeach of platform data authenticity of 0.
This year in August, office of group of leader of special repair work allots finance of countrywide Internet risk " send P2P platform borrower to escape about the newspaper the announcement of useless debt information " , requirement P2P platform uses up wall bulletin to send ill will to escape information of useless debt borrower. Next, punish runs the will harmonious management department that sign a letter will afore-mentioned escaping useless debt information is brought into the system that sign a letter and " credit China " database, right relevant escape person of useless debt behavior is formed restrict.
Suffer this to inform an influence, much home network borrows platform to begin to comb list, already was inside formulary time the basic message such as the full name first list, Id date and loan amount reports finance to do. Make public information to show, had had exceed platform of a hunderd schools to appear in the newspaper escape list of the Laolai that abandon debt, include to wrap around in letter of association of each other gold rate of its exceed the time limit is announced to be in the system " 0 " platform.
Those who deserve attention is, love investment platoon is in a list of names posted up of platform item exceed the time limit head. Data shows, rate of its project exceed the time limit is as high as 77% . Invest government-owned net announcement according to love, platform item enters exhibition period state in succession, involve amount to even more 100 million yuan, among them partial extend a time limit amounts to 12 months.
As we have learned, love invests a circumstance to be not a case. Many nets borrow platform to be faced with domestic trouble and foreign invasion, exhibition period of borrower exceed the time limit, project, carry show difficult, debt to turn insecurity and platform Qing Dynasty dish etc the state is differ. To project of exceed the time limit deal with, become the main problem that partial platform faces currently.
Meanwhile, check oneself from correct, close neat changed to also offer new test to platform. Look in law of place of finance of courtyard of Chinese company division and Yin Zhentao of financial room vice director, travel already all previous arrived in June after the Bao Lei August is wet, superintendency orgnaization phonates continuously, stable industry, restart at the same time put on record the job, put forward clearly still to want to put on record to adding up to compasses platform to undertake examine and verify is mixed as soon as possible.
Yin Zhentao expresses: "This phase basically released two important signal: It is giving each platform on the market him recognize at least is the opportunity that exits independently even. 2 it is the superintendency with current foundation sets and roughly square all along looks, check oneself execute one ticket to overrule make, that is to say is checked oneself when the enterprise think to do not have a problem, but after referring superintendency orgnaization, superintendency orgnaization still puts forward to compare much serious problem, the enterprise lost the chance that enters below one round, the opportunity that puts on record namely. The opportunity that puts on record namely..
