The very much person that hold card has had the experience that cancels credit card. Cancel credit card to look be like simple, but also because somebody is operated undeserved, cause the sheet of credit card Zhang that the bank still receives to be sent after cancelling credit card, what circumstance is this?
Annul get stuck and sell door distinction
Cancel credit card to divide kind of case actually: Annul get stuck and sell door. Selling card is some piece card is cancelled, individual account still is withheld in bank system; And annul door it is account whole cancel. Sell so door can sell card certainly, and selling card merely is to won't be sold door.
As to after cancelling credit card, still receive bank Zhang sheet, that is certainly sell card and did not sell door, and credit card produced money. If be to sell door, do not receive sheet of credit card Zhang.
Cancel credit card notice
Before cancelling credit card, must decide all debt pay off him credit card entirely, what need an attention especially is credit card the interest that has lag, poundage, year cost, be in only affirm after doing not have any debt, below the case that also did not put money more, apply for to cancel credit card again, avoid needless loss.
Different bank cancels the regulation of credit card to have difference a bit, some banks are registered at that time cancel, can become effective. And those who have some of bank 45 days await period, also call period of clear an account, the ability after passing 45 days only affirms formally cancel. If do the credit card that does not know oneself to cancel regulation, credit card center can be called in the 46th day after cancelling credit card, the inquiry cancels a circumstance, ensure no risk at all.
Clew
I do not suggest to cancel credit card commonly, unless do not think reuse really. Bear grudges of very much now bank, it is more difficult to if was cancelled,want to file this credit card again. Have a kind of case I can suggest everybody cancels credit card, that approves calorie of forehead to spend namely very low, have thousands of only for instance, and use 1 year still cannot raise the specified number, carry repeatedly even temporarily the forehead spends a qualification to be done not have, this bank too cheap, must cancel stoutly, lest holds account measure to affect other bank to credit card applies for or raise the specified number!
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